Mohd Ayub Bilal v. Indusind Bank Ltd & ORS.

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IN THE HIGH COURT OF DELHI AT NEW DELHI

+ W.P.(CRL) 1750/2025 MOHD AYUB BILAL .....Petitioner Through:

Mr. Farrukh Tabish, Advocate versus INDUSIND BANK LTD & ORS.

.....Respondents Through:

Mr. Azmat Hayat Amanullah, Ms.

Vanshita Gupta, Advocates for R-2 Ms. Jagriti Bharti, Advocate for R-3

CORAM:

HON'BLE MR. JUSTICE SANJEEV NARULA

O R D E R

% 14.10.2025 1.

The Petitioner had approached this Court aggrieved by the freezing of his savings account maintained with Respondent No. 1/Indusind Bank. According to the Petitioner, the said action was taken at the instance of Respondent No. 2.

2.

Respondent No. 2 has filed a status report enclosing therewith, the copies of the communications addressed to Respondent No. 1 stating as follows:

"From, Superintendent of Police (Cyber) Training, Portal & Coordination, Economic Offences Wing, Bihar Patna.

To, Nodal Officer, IndusInd Bank.

The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above.

Reference:- Ack no- 30507240024553.

Subject:- Unfreezing of IndusInd Bank A/C- 159654766104 - Regarding.

Sir, With reference to the subject above-mentioned, it is to state that in light of Complaint No. 30507240024553, MOHD AYUB BILAL, WP(C) NO.1750/2025 IN THE HONOURABLE HIGH COURT OF DELHI AT NEW DELHI, a letter has been received in regard to unfreezing of the frozen IndusInd Bank A/c 159654766194.

Information with regard to the above referred Account No. was received from the NCRP portal. Information was received from the Portal that INDUSIND BANK A/C 159654766194 is related to Ack no- 30507240024553, which has been registered by the Complainant Nilam Bharti, Chadradeep, Jamui, Mob.

No.

9771002181 on 06.07.2024 with regard to online financial fraud of Rs 52,050/-. As per the transaction statement, in light of Trnx ID/Utr No 417819830592 dated 26/06/2024, Rs 980/- (Disputed Amount: Rs 110/-) has been transferred from Kotak Mahindra Bank A/C 8547269980 to INDUSIND BANK A/C 159654766194 (Layer -05). There is no other complaint lodged against the aforesaid Account. No FIR has been lodged so far in relation to the said Account. Therefore, it is requested that in the light of Complaint No. 30507240024553, keeping the disputed amount on Hold/Lien, after obtaining the KYC of the Account Holder, please take necessary action towards unfreezing IndusInd Bank A/C 159654766104. Encl:- As stated above."

3.

This was followed by another reminder issued on 20th August, 2025. In response, Respondent No. 1 vide communication dated 02nd September, 2025, informed the Deputy Superintendent of Police, Crime Branch, Police Station, Jamui, Bihar, that the bank account of the Petitioner has been unfrozen and is now operational.

4.

In view of the above, the grievance of the Petitioner stands redressed. This position is confirmed by counsel for the Petitioner. 5.

As regards the Petitioner's submission that they have suffered loss due to the action of Respondent No. 1, it is clarified that the Petitioner shall be at liberty to avail appropriate remedies in accordance with law, if so The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above.

advised.

6.

In light of the above developments, no further directions are required. 7.

Accordingly, the present petition is disposed of. SANJEEV NARULA, J OCTOBER 14, 2025/ab The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above.