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High Court for State of TelanganaCMA/4066/2004partly allowed no costs

Thalari Venkata Ramana v. N. Ismail

2015-02-06B.Siva Sankara Rao2 pages

ÐÏ​ࡱ​á>​þÿ ​H​J​þÿÿÿGÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿ ​ð​¿​ƒ​bjbjqPqP ​8>​:​:​é​DUÿÿ​ÿÿ​ÿÿ​¤<​<​<​R​f​f​f​z​þ​þ​þ​86​\'​z​Š​0​o​o​Ð​Ð​Ð​ÿ ÿ ÿ ​$o​h​"​</​f​ÿ ÿ ÿ ÿ ÿ /​f​f​Ð​Ð​/​D​ÿ ¦f​Ð​f​Ð​ ​ÿ ​C​`f​f​×​Ð​®​ÀU¢\JœÐ​þ​¥​2£​õ​Z​0Š​«​,^​W​î^​×​×​J^​f​!​Ô​ÿ ÿ ​ÿ ÿ ÿ ÿ ÿ /​/​E​Öÿ ÿ ÿ Š​ÿ ÿ ÿ ÿ z​z​z​„​þ​z​z​z​þ​z​z​z​f​f​f​f​f​f​ÿÿÿÿ​HONOURABLE Dr. JUSTICE B.SIVA SANKARA RAO C.M.A.No.4066 OF 2004 JUDGMENT: The injured claimant of M.V.O.P.No.782 of 1999 who maintained the claim against the owner and Insurer of the Ambassador car bearing No.

ADQ 9559 on the file of the learned Chairman of the Motor Accidents Claims Tribunal-cum-I Additional District and Sessions Judge, Kurnool,(for short, 'Tribunal'), filed under Section 166 of the Motor Vehicle Act,1988 (for short, 'the Act'), for the injuries sustained in the accident dated 30.09.1999 while travelling in the crime car along with others, for the claim of Rs.1,00,000/- since awarded of Rs.3,500/-with interest at 9%p.a. by the tribunal by fixing joint liability on respondents 1 and 2(owner and insurer of the crime vehicle), aggrieved by the same, preferred this appeal with the grounds in the appeal that the quantum is utterly low and unjust despite he lost three teeth besides two more simple injuries, hence to allow the claim as prayed for.

The learned counsel for the appellant-claimant reiterated the said contention during course of hearing. 2. Whereas, it is the contention of the learned counsel for the 2nd respondent-Insurer(the contesting party) that there is nothing to interfere with the award of the tribunal for this Court while sitting in appeal, hence to dismiss the appeal but for no cross-objections to enhance and against the joint liability for the Rs.2,000/- fixed for the appeal won't lie on the quantum to the Insurer to maintain and the policy not covers the risk as also contended in the counter as well as the submissions before the tribunal covered by para-8 of the award of tribunal, that the tribunal erred in ignoring the same for the fact not a standard package policy to cover the risk of the inmates for no additional premium collected as per Ex.B.

1 and from the evidence of the employee of the Insurer-R.W.1, hence to dismiss the appeal. So far as the Insurer concerned with no objection if at all any amount to be awarded against the owner of the car. 3. Perused the material on record. The parties hereinafter are referred to as they were arrayed before the Tribunal for the sake of convenience in the appeal. 4. Now the points that arise for consideration in the appeal are: Whether the compensation awarded by the tribunal is utterly low and unjust and whether the Insurer can be jointly made liable for any enhancement of claim, if so, this Court requires interference with the award dated 07.01.2002 in M.V.O.P.No.782 of 1999 passed by the tribunal while sitting in the appeal and with what observations? To what result? Point No.1: 5.

There is no dispute on the manner of accident and on the fact that the injured-claimant was one of the inmates of the crime vehicle at the time of the accident and there is also no dispute on the factum of Ex.B.1 policy is an Act policy and not a standard package policy. If it is a standard package policy as per the IRDA regulations, dated 16.11.2009 as also held in National Insurance Company Limited Vs.Balakrishna​ the Insurer can be made liable but in the facts herein Ex.B.1 is admittedly an act policy and that plea was also taken by the insurer. No doubt the Insurer did not maintain any cross-objections. It is the submission that neither independent appeal nor crossobjections maintainable for the compensation awarded is negligible sum of Rs.3,500/-. In fact as placed reliance of the expression of Apex Court in Ranjana Prakash Vs.

Divisional Manager​, wherein, it is held as the appellate Court cannot enhance the claim in appeal filed by the insurer or owner or driver with no cross-objections but for to substantiate the claim by allowing the claims of respondents on one ground or the other. Thus, what the tribunal awarded of Rs.3,500/- for the policy is an Act policy and the injured was inmate of the car and policy not covers the risk, the Insurer cannot be made liable but for the owner. Now coming to the entitlement to enhance compensation against the owner of the vehicle-1st respondent to the appeal is concerned, the injured sustained three injuries which include three simple injuries and they are all proved from the evidence of P.W.1 with reference to Exs.2 to A.9 and thus it is just to award Rs.

40,000/- as compensation including for the loss of three teeth and for three simple injuries, and Rs.15,000/- towards medical expenses, loss of earnings, extra nourishment, attendant and transport charges thus, to enhance compensation from Rs.3,500/- to Rs.55,000/-. Only so far as the against the 1st respondent- owner of the car is liable for the insurer cannot be made liable over and above Rs.3,500/- that was made liable or the policy not covered the risk and so far as rate of interest to reduce from 9% to 7.5% as per the settled expression of the three judge Bench of Apex Court in Rajesh v. Rajbir Singh​. Accordingly, Point 1 is answered. Point No.2: 6. In the result, appeal is partly allowed by fixing liability only against the owner-1st respondent of the crime vehicle by enhancing compensation from Rs.3,500/- to Rs.

55,000/- against the owner of the car only dismissing the claim against the Insurer and the rate of interest also reduced from 9% to 7.5% p.a. from the date of claim petition (MVOP) till realization/deposit with notice. The 1st respondentowner of the crime vehicle is directed to deposit enhanced amount with interest within one month from the date of receipt of copy of this judgment, failing which the claimant can execute and recover. On such deposit or execution and recovery, the claimant is permitted to withdraw the same. There is no order as to costs in the appeal. 7. Consequently, miscellaneous petitions, if any pending in this appeal, shall stand closed. _______________________ Dr. B. SIVA SANKARA RAO, J Date: 06.02.2015 Vvr ​ 2013 ACJ 199 ​ 2011(8) Scale 240 ​ 2013 ACJ 1403=(4)ALT-35(SC). ​ ​ ​ ​ ​ PAGE \* MERGEFORMAT ​1​ Dr.

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