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Madras High CourtWP/475/2023disposed of with direction

Suganya v. The Insurance Regulatory And Development Authority Of India

2024-10-14Honourable Mr Justice M.Dhandapani8 pages

IN THE HIGH COURT OF JUDICATURE AT MADRAS

DATED: 17-02-2026

CORAM

THE HONOURABLE MS. JUSTICE P.T. ASHA AND WMP NO. 26196 OF 2021,WP NO. 24885 OF 2021

1. Suganya W/o. Late Santhosh, No. 626, Gajalakshmi Nagar, Pattanam Pudur Via, Pallapalayam, Coimbatore District.

Petitioner(s) Vs

1. The Insurance Regulatory and Development Authority of India Represented by its Chairperson, Office at Sy. No. 115/1, Financial District, Nanakramgua, Gachibowli, Hyderbad, Andhra Pradesh State.

2.The Reserve Bank of India, Represented by its Director, Fort Glacis, No. 16, Rajaji Road, Fort St.

George, Chennai.

3.HDFC ERGO General Insurance Company Limited, Represented by its Managing Director, 6th Floor, Leela Business Park, Andheri Kurla Road, Andtheri(East), Mumbai - 400 059.

4.Housing Fiance Corporation Limited, Represented by its Managing Director, Head Office, Ramon House, HT Parkeh Marg, No. 169, Backbay Reclamation, Chruchgate, Mumbai-400 020.

5.The Branch Manager, HDFC ERGO General Insurance Company Limited, Race Course, Coimbatore - 641 018.

6.Housing Development Finance Corporation Limited, Represented by its Manager, HDFC House, No. 29, Kamaraj Road, (Near Circuit House), Coimbatore-641 018.

Respondent(s) WMP No. 26196 of 2021

1. The Branch Manager HDFC ERGO General Insurance Company Ltd.., Race Course, Coimbatore- 641 018.

2.Hdfc Ergo General Insurance Company Ltd., Rep by Manager / Incharge (head Office), 6th Floor Leeela Business park, Andheri Kurla Road, Aandheri East, Mumbai- 400 059.

Petitioner(s) Vs

1. Suganya W/o.Late Santhoshkumar, No.27/7A,Soori Nagar, Ondipudur- 641 016.

2.HDFC Bank Ltd Rep by Manager / Incharge, Kamarajar Salai, Circuit House, Coimbatore.

Respondent(s) WP No. 24885 of 2021

1. The Branch Manager HDFC ERGO General Insurance Company Ltd.., Race Course, Coimbatore- 641 018.

2.Hdfc Ergo General Insurance Company Ltd., Rep by Manager / Incharge (head Office), 6th Floor Leeela Business park, Andheri Kurla Road, Aandheri East, Mumbai- 400 059.

Petitioner(s) Vs

1. Suganya W/o.Late Santhoshkumar, No.27/7A,Soori Nagar, Ondipudur- 641 016.

2.HDFC Bank Ltd Rep by Manager / Incharge, Kamarajar Salai, Circuit House, Coimbatore.

3.The Permanent Lok Adalat Officer, Coimbatore. (R3 SUO MOTU IMPLEADED VIDE ORDER DT 22.11.2021 MADE IN WP.24885/2021 BY MDIJ) Respondent(s) For Petitioner(s):

S.Nagarajan M.Dinesh B.Ramprabu For Respondent(s):

M/s. K.J.Parthasarathy, R.Siva, V.V.Uthra For R6 Dt 27.01.2023 M/s. Bhargavi Gopalan For R5 Dt 16/03/2023 R1 - THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA Represented By Its Chairperson, Office At Sy. No.

115/1, Financial District, Nanakramgua, Gachibowli, Hyderbad, Andhra Pradesh State.

R-2 THE RESERVE BANK OF INDIA, Represented By Its

Director, Fort Glacis, No. 16, Rajaji Road, Fort St. George, Chennai.

R-3 HDFC ERGO GENERAL INSURANCE COMPANY LIMITED, Represented By Its Managing Director, 6th Floor, Leela Business Park, Andheri Kurla Road, Andtheri(East), Mumbai - 400 059.

R-4 HOUSING FIANCE CORPORATION LIMITED, Represented By Its Managing Director, Head Office, Ramon House, HT Parkeh Marg, No.

169, Backbay Reclamation, Chruchgate, Mumbai-400 020.

Pvt.Notice : Proof Filed Usr.2869 Dt 31.01.2023

ORDER

The Chairman / District Judge (FAC), Permanent Lok Adalat, Coimbatore, has sent a communication dated 07.02.2026, stating that he is unable to comply with the orders of this Court in view of the fact that members have not been appointed right from the date of constitution of authority in the year 2019.

2.Considering the same, the time as sought for is extended and the Lok Adalat shall within a period of 3 months of the members been appointed shall pass orders.

Kan 17-02-2026

Index:Yes/No Speaking/Non-speaking order Internet:Yes

To 1.The Insurance Regulatory and Development Authority of India Represented by its Chairperson, Office at Sy. No. 115/1, Financial District, Nanakramgua, Gachibowli, Hyderbad, Andhra Pradesh State.

2.The Reserve Bank of India, Represented by its Director, Fort Glacis, No. 16, Rajaji Road, Fort St.

George, Chennai.

3.HDFC ERGO General Insurance Company Limited, Represented by its Managing Director, 6th Floor, Leela Business Park, Andheri Kurla Road, Andtheri(East), Mumbai - 400 059.

4.Housing Fiance Corporation Limited, Represented by its Managing Director, Head Office, Ramon House, HT Parkeh Marg, No. 169, Backbay Reclamation, Chruchgate, Mumbai-400 020.

5.The Branch Manager, HDFC ERGO General Insurance Company Limited, Race Course, Coimbatore - 641 018.

6.Housing Development Finance Corporation Limited, Represented by its Manager, HDFC House, No. 29, Kamaraj Road, (Near Circuit House), Coimbatore-641 018.

WMP No. 26196 of 2021 To 1.Suganya W/o.Late Santhoshkumar, No.27/7A,Soori Nagar, Ondipudur- 641 016.

2.HDFC Bank Ltd Rep by Manager / Incharge, Kamarajar Salai, Circuit House, Coimbatore.

WP No. 24885 of 2021 To 1.Suganya W/o.Late Santhoshkumar, No.27/7A,Soori Nagar, Ondipudur- 641 016.

2.HDFC Bank Ltd Rep by Manager / Incharge, Kamarajar Salai, Circuit House, Coimbatore.

3.The Permanent Lok Adalat Officer, Coimbatore. (R3 SUO MOTU IMPLEADED VIDE ORDER DT 22.11.2021 MADE IN WP.24885/2021 BY MDIJ)

P.T.ASHA J.

Kan AND WMP NO. 26196 OF 2021,WP NO. 24885 OF 2021 17-02-2026