N.Saraswathi v. The State Rep By

IN THE HIGH COURT OF JUDICATURE AT MADRAS

DATED : 06.02.2026

CORAM

THE HONOURABLE MR JUSTICE K.RAJASEKAR Crl.O.P.No.21224 of 2025 and Crl.M.P.No.15310 of 2025

1. N. Saraswathi

2. R. Natarajan ... Petitioners Vs.

State rep by The Inspector of Police, Central Crime Branch O/o Avadi Commissionerate Avadi City CCB, Avadi ... Respondent PRAYER : Criminal Original Petition filed under Section 482 of Bharatiya Nagarik Suraksha Sanhita, to enlarge the petitioner on bail in the event of their arrest in the above Crime No.83 of 2025 pending investigation on the file of the respondent police and pass orders. For Petitioner : Mr.R.Sivakumar For Intervenor : No Appearance For Respondent : M/s. J.R. Archana Government Advocate (Crl. Side)

ORDER

The petitioner, who apprehends arrest for the alleged offence under Sections 406,420, 294(b) & 506(i) of IPC in Crime No.83 of 2025 on the file of the respondent police seeks anticipatory bail.

2. The case of the prosecution is that the defacto complainant is running a monthly chit and the first petitioner have introduced 9 subscribers. It is alleged that by using the names of the 9 subscribers, they collect money as if they represent those subscribers and collected chit amount in the bid, thereafter, there was a default in payment, and thereby cheated the defacto complainant to the tune of Rs.78,00,000/-. The further case is that the petitioners have borrowed a sum of Rs.67,00,000/- as a hand loan for construction of house from the defacto complainant and failed to re-pay the same. Hence, the complaint.

3. The learned counsel appearing for the petitioners submitted that the defacto complainant trespassed into the petitioner's house and coerced to sell the property belonging to the petitioners and also taken the blank cheques from the house. He further submitted that there is no default in

repayment of the chit amount and the petitioners are ready to co-operate with the investigation and abide by any other stringent conditions that may be imposed by this Court. Hence, prays to grant anticipatory bail to the petitioners.

4. The learned Government Advocate (Crl.Side) appearing for the respondent police reiterated the prosecution case and submitted that the petitioners have introduced nine subscribers in the defacto complainant's chit company. Thereafter, there was default in payment of the amount and on enquiry it is found that the nine subscribers have not participated in the chit. He further submitted that the total amount involved in this case is 1.9 crores and when the defacto complainant demanded to re-pay the amount the petitioners threatened him with dire consequences. Hence, he opposed to grant anticipatory bail to the petitioners.

5. Heard both sides and perused the materials available on record including the F.I.R

6. Considering the submissions made by both sides; nature of offence; the fact that the amount involved in this case is more than 1 crore and it is a case of cheating by impersonating 9 persons as subscribers in the chit , I am not inclined to grant anticipatory bail to the petitioners.

7. Accordingly, this Criminal Original Petition is dismissed. Consequently the connected miscellaneous petition is closed. 06.02.2026 smn To 1.The Inspector of Police, Central Crime Branch O/o Avadi Commissionerate Avadi City CCB, Avadi 2.The Public Prosecutor High Court of Madras, Chennai 600 104.

K.RAJASEKAR , J.

smn Crl.O.P.No.21224 of 2025 and Crl.M.P.No.15310 of 2025

06.02.2026