S. Selvaraj v. Reserve Bank Of India

IN THE HIGH COURT OF JUDICATURE AT MADRAS

DATED: 25.11.2024

CORAM:

THE HONOURABLE MR.JUSTICE R.SUBRAMANIAN AND THE HONOURABLE MR.JUSTICE C.KUMARAPPAN Writ Appeal No.3372 of 2024 and CMP Nos. 26164 of 2024

1. S.Selvaraj

2. Rahal Gladys

3. Stanley ... Appellants Vs.

1. Reserve Bank of India, Rep by its General Manager, No.16, Rajaji Salai, Fort Glacis, Chennai 600 001.

2. National Housing Bank, Rep by its General Manager, Department of Regulation and Supervision, Complaint Redressal Cell, 4th Floor, Core 5A, India Bahitat Centre, Lodhi Road, New Delhi 110 003.

3. Repco Home Finance Limited, Rep. by its Manager, Having its Regd. Office, at Repco Tower No.33, North Usman Road, T.Nagar, Chennai 600 017. 1/5

4. Repco Home Finance Limited, Rep by its Branch Manager, No.11, Ravitha Arcade, Near Lawlay Hospital Corner, Mount Road, Coonoor Branch, Coonoor 643 102.

... Respondents Prayer: Writ Appeal filed under Clause 15 of the Letters Patent, to allow the Writ Appeal and set aside the order dated 12.08.2024 in WP No.22818 of 2024.

For Appellants : Ms.Vasudha Thiagarajan ********

J U D G M E N T

(Judgment of the Court was delivered by R.SUBRAMANIAN, J.) The prayer in the Writ Petition is for a Mandamus to direct the respondents 3 and 4 to furnish the statement of accounts of the loan account of the petitioner.

2. A Banker-Customer relationship is purely a matter for contract. 2/5

If there is any dispute between the two, in respect of the said contract it is for the aggrieved party to approach the Competent Civil Court to have the dispute resolved. Article 226 of the Constitution of India cannot be made a machinery to resolve such disputes. It is settled law that the constitutional Court under Article 226 of the Constitution of India will not interfere in contractual issues.

3. Hence, we do not see any reason to interfere with the order of the Writ Court, the Writ Appeal fails and it is accordingly dismissed. There shall be no order as to costs. Consequently, the connected miscellaneous petition is closed.

(R.SUBRAMANIAN, J.) (C.KUMARAPPAN, J.) 25.11.2024 jv Index: No Internet: Yes Speaking order 3/5

To

1. The General Manager, Reserve Bank of India, No.16, Rajaji Salai, Fort Glacis, Chennai 600 001.

2. The General Manager, National Housing Bank, Department of Regulation and Supervision, Complaint Redressal Cell, 4th Floor, Core 5A, India Bahitat Centre, Lodhi Road, New Delhi 110 003.

4/5

R.SUBRAMANIAN, J.

and C.KUMARAPPAN, J.

(jv) Writ Appeal No.3372 of 2024 and CMP Nos. 26164 of 2024 25.11.2024 5/5