Pitchai v. The Reserve Bank Of India

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT DATED: 13.02.2026

CORAM

THE HON'BLE MR.JUSTICE R.VIJAYAKUMAR W.P.(MD)No.3967 of 2026 and W.M.P(MD)No.3264 of 2026 Pitchai

...Petitioner

Vs

1. The Reserve Bank of India, WRMP, 8J2, New Central Office, Shahid Bhagat Singh Road, Fort, Mumbai.

2. The General Manager, Induslnd Bank, Trichy Region, Trichy.

3. The Branch Manager, Induslnd Bank, Perambalur Branch, Perambalur District.

...Respondents

PRAYER: Writ Petition is filed under Article 226 of the Constitution of India, to issue a Writ of Mandamus directing the 1st respondent to instruct the respondents No.2nd and 3rd to receive the remaining loan payment in loan No.TTU02018D as one time settlement based on the petitioner's representation 02.02.2026.

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For Petitioner : M/s.C.Ezhilarasu For Respondents : M/s.K.R.Laxman Standing Counsel for R1

ORDER

The present writ petition has been filed seeking a mandamus directing the first respondent to instruct the respondents 2 and 3 to receive the remaining loan amount in loan No.TTU02018D as one time settlement.

2. A perusal of the averments reveal that the writ petition has been filed as against a private Bank. That apart, this Court cannot issue any positive direction to the Bank to accept one time settlement. It is for the respondents 2 and 3 to consider the request of the petitioner, if it is as per their norms.

3. With the above said observations, this writ petition stands disposed of. No costs. Consequently, connected miscellaneous petition is also closed. 13.02.2026 NCC : Yes/No Index : Yes/No Internet: Yes/No RJR 2/4

To

1. The General Manager, Induslnd Bank, Trichy Region, Trichy.

2. The Branch Manager, Induslnd Bank, Perambalur Branch, Perambalur District.

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R.VIJAYAKUMAR , J.

RJR W.P.(MD)No.3967 of 2026 13.02.2026 4/4