Madras High CourtWP(MD)/7727/2021allowed

Parameswari v. Trans Union Cibil Ltd.,

2023-09-22Honourable Mrs Justice S.Srimathy4 pages

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT DATED : 22.09.2023

CORAM

THE HONOURABLE MRS.JUSTICE S.SRIMATHY Parameshwari ... Petitioner Vs.

1.Trans Union CIBIL Limited, (Formerly: Credit Information Bureau (India) Limited), One World Centre, Tower 2A, 19th Floor, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013.

2.The Regional Manager, Indian Bank Zonal Office, 1/17, 2nd Floor, GRR Building (Near Bus Stand STC Road) P.K.Nagar, Perumalpuram, Tirunelveli-627 007.

3.The Branch Manager, Indian Bank, Rajapalayam Branch, 825, Tenkasi Road, Rajapalayam, Viruthunagar District-626 117.

... Respondents 1/4

Prayer: Writ Petition filed under Article 226 of the Constitution of India, praying this Court to issue a Writ of Mandamus, to direct the respondents 2 and 3 to rectify the mistake relating to incorrect / false reflection of the petitioner's name as guarantor in CIBIL credit report / history and report the updated credit data to first respondent within the time stipulated by this Court. For Petitioner : Mr.J.Pandi Dorai For R-1 : Mr.S.Ponsenthil Kumaran For R-3 : Mr.C.Jawahar Ravindran

ORDER

This Writ Petition is filed for Writ of Mandamus, to direct the respondents 2 and 3 to rectify the mistake relating to incorrect / false reflection of the petitioner's name as guarantor in CIBIL credit report / history and report the updated credit data to first respondent.

2. Heard the learned Counsel appearing for the petitioner and the learned Counsel appearing for the respondents and perused the materials available on record.

3. According to the petitioner, her name is entered as guarantor for three persons who are maintaining bank accounts with a Indian Bank situated in 2/4

Mumbai. The contention of the petitioner is that she has never been Mumbai at all.

4. Therefore, this Court is directing the respondents 2 and 3 to consider the petitioner's case and rectify the mistake within a period of four (4) weeks from the date of receipt of a copy of this order. After rectifying the entry, the respondents shall intimate the information to the petitioner.

5. With these observations and directions, this Writ Petition is allowed. There shall be no order as to costs.

22.09.2023 NCC : Yes/No Index : Yes / No Internet : Yes/ No Sml 3/4

S.SRIMATHY, J.

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