Kamaladevi A v. The Reserve Bank Of India

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT DATED: 12.03.2026

CORAM

THE HONOURABLE MR.JUSTICE HEMANT CHANDANGOUDAR and W.M.P.(MD).Nos.4491, 4492 & 4493 of 2026 A.Kamaladevi ... Petitioner vs.

1. The Reserve Bank of India Fort Glacis 16, Rajaji Road Fort St.George Chennai - 600 001

2. The Principal Nodal Officer/General Manager No.57, VE Road Thoothukudi - 628002

3. The Regional Manager No.30, Besant Road Chokkikulam Madurai - 625 002

4. The Branch Manager 1/6

5. N.Karuppaiah Branch Head ... Respondents PRAYER: Writ Petition, filed under Article 226 of the Constitution of India, praying this court to issue a Writ of Mandamus, directing the 1st respondent to direct the 2 to 5 respondents to Defrost Savings Bank Account No.002100050208910 and Fixed Deposits in the name of the petitioner by granting Liberty to the petitioner to transact all the accounts / deposits as the petitioner pleases within a time frame as fixed by this Honble Court and pass such further or other orders as this Honble court may deem fit and proper in the circumstances of this case and thus render justice.

For Petitioner :Mr.S.Chandrasekaran For Respondent :Mr.K.R.Laxman Standing Counsel - For R1 : Mr.P.Pethurajesh - For R2 to R4 *****

O R D E R

1. The petitioner is before this Court seeking issuance of a Writ of Mandamus directing the first respondent to, in turn, direct respondent Nos.2 to 5 to defreeze the petitioner's Savings Bank Account No. 002100050208910 and the Fixed Deposits standing in the petitioner's name. 2/6

2. Heard the learned counsel appearing on either side and perused the materials available on record.

3. It is seen that the fourth respondent has frozen the petitioner's Savings Bank Account and Fixed Deposits suo motu on the ground that a civil suit is pending between the petitioner and others, in which the fourth respondent has also been arrayed as a defendant. However, no order has been passed by the jurisdictional civil court, where the suit is pending, directing the fourth respondent to freeze the petitioner's accounts or restraining the petitioner from operating the same. In the absence of any such order, the action of the fourth respondent in freezing the petitioner's Savings Bank Account and Fixed Deposits lacks statutory authority and is not legally sustainable.

4. In view of the above, this writ petition is disposed of with a direction to the fourth respondent to defreeze the petitioner's Savings Bank Account and Fixed Deposits and permit the petitioner to operate the same in accordance with the Bank's regulations. The said exercise shall be completed within a period of four weeks from the date of receipt of a copy of this order.

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5. There shall be no order as to costs. Consequently, the connected miscellaneous petitions are closed.

Index :Yes / No 12.03.2026 Internet :Yes / No NCC :Yes / No gvn 4/6

To

1. The Reserve Bank of India Fort Glacis 16, Rajaji Road Fort St.George Chennai - 600 001

2. The Principal Nodal Officer/General Manager No.57, VE Road Thoothukudi - 628002

3. The Regional Manager No.30, Besant Road Chokkikulam Madurai - 625 002

4. The Branch Manager 5/6

HEMANT CHANDANGOUDAR, J.

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