T.Sivananthan v. The Chief General Manager

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT DATED: 26.03.2026

CORAM

THE HONOURABLE MR.JUSTICE HEMANT CHANDANGOUDAR Writ Petition(MD)No.6614 of 2026 T.Sivananthan .. Petitioner Vs 1.The Chief General Manager, Reserve Bank of India, Maharshtra, Mumbai.

2.The Manager, Bajaj Finance Limited, No.177, 3rd Floor, Raheja Towers, Delta Wing, Annasalai, Chennai - 600 002.

3.The Manager, Bajaj Finance Limited, 3rd Floor, SS Towers, 78/4, Bypass Road, Ponmeni, Madurai - 16.

..Respondents Prayer: Writ Petition filed under Article 226 of the Constitution of India, praying this Court to issue a Writ of Mandamus to direct the 3rd respondent to issue the foreclosure statement for the petitioner loan account in account No.P412PPR35271616 within time stipulated by this court.

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For Petitioner : Mr.M.S.Senthilkumar for M/s Sree Kaamakshi Law Associates For Respondent : Mr.K.R.Laxman for R1 Mr.I.Suthakaran for R2 & R3

ORDER

The respondents are financial institutions and do not fall within the ambit of "State" as defined under Article 12 of the Constitution of India. Therefore, no direction can be issued to the second and third respondents to provide a foreclosure statement for the petitioner's loan account.

2. In light of the above, this writ petition is dismissed preserving liberty to the petitioner to approach the appropriate forum. No costs. 26.03.2026 NCC : Yes/No Index : Yes/No Internet:Yes skn 2/3

HEMANT CHANDANGOUDAR, J.

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