M/S.National Insurance Company Ltd v. R.Vijaya








   

 


 

 

 

 




!

 

 !"# $% !

$&" '

( $ %)*+ % ,,  % 

,'$  !!( $!$ - *-." (  ', /  0, 1  2, 344!!"

!$4
        

                

   

5,, !$* !$  " #  6    !!7$ $  *8/7  -,  

%  $ ,.

$'  $$

 $ 4*9*7(:*1%$$:9:8(:*),77, 

$  %4  !   

%;

$0, !!0, 


 !!  2

  *+3  ; $"$  5  !!

  $  ,  !

  !!  ,  &  7$  &"  ,  

 !"

,'',0 $!$&", 

$  % ;

!

  ",'

$7'' $<  (

$',  % ,$ $0 $'0 0, *9:1(:*1& *:/:! ;

  ,"&"!

$ ,!7 %

"&'',*  !$$ 

$0,,( $ !$0! =$,,',0"0, &='7! ='', " 7 ' = , %,0 0, ,$'$,$',$

"$,$

$%,

 $'

6 .

$, 7 %,

&$,.

 / 

$'    ,   %  ,  $ $  0    &   &$"

& $'  $,0 ' 7(:%:::+!

 ,  %,"!

"$7  7*3%::%:::+0 $  !  

1,0 7,

",$  $>! $,

 !"7,$

",$7$  $',,

"

0  ! =$  "  7  ','  7  ,  $'

 ',  , %  ,

$,,!!$"$ , ,$''$ 6', ! 7,  %,  !"$!

$, '' $<  7  !!

"$7 &",   3  ,     7 '  ,     $  $

 "

6$ % $ !4?(%0,"0$

6$ 7$',,

"0! =$0, "&='', 7 6  = $06 "$77

,$ =, %, 

6$7$',,$ 6 7,

",$! =$, 6, ''  0, "0 ', !

 '

6, , 7

, $ !>,&4*1$4*3 > 

  7  ,  $ $  !

  7  ,  7   "  (::9+*:% (:*:+**$, 6$ 74?/%0,77 7  ,   >$!    

6 7$' , ,$ $0 ' 7*%3:%:::+!

" 5, 7 $$'1:@0 $7

!

!

$ $$

$*1 ,0 $!

>!%

6$   7 *%38%3::+$!!$ ! 7*3$

6$ 7  

(/%5(%3::+0 $7   $ , 6,$% ,

0!$0 $6    $  "%, 0 $  0

6$(3%/(%3::+,$0 $ $

,',!

!!&",

 !" 8

$', $ !! '7 ,!!% , , $,70'!

 AB, 0,$$,$

$0   0 '  ,     ,     7  ,  

$  $  *3@  7  ,

 !      , $  ,6  &  $$

$  0 $  ,  $ '' AB , 7,

$%, 0 (, ! ! 7  , $607, !$ 6'%, 7, 6, ,$,& $,, $,

$ AB6 ',,6, 0! =$0, &='

7,',%, 7,(0, ,$,!! "6$ ,

$$, $,66 "0!!$,6, , , 0  "'' ,! 7,$ $

0, ,, $,

$ )  4 %  ,   $    !! '  7  ,

!$  ,$ $$, , !$ 6',$  

$ ',

$%,$ !$ 6' & '

$7 $

',  !7

, $$,!

,  !%,

"0! =$0, &='7,! ='

',0, 7 ' = ,$7 ,& !

6$&",> 74?(0,,"0, , '' ,! 7,$ 6 7,

"0,,$ ! =$,6, ,',0"0, !

!

!

7

,

$$,0,,''  ",! 7,$ 6 7 ,

"%  7  ! $&$$

$0 $'$ +0 '7,  %,!

"$7  ',0 $!$ &",  9 ,6 " $, &  $, $ $!

$,  

$ *:  ,  !!  ,  &  7$  &"  ,  

 !"

,'','' $<   !

7,  ! $ ,, ,$$,$'! =$ 

"

$',', 7,$ $%,

"0! =$ 0, &='7! =' ', 7 ' = , ',, 

 !",  ,$ $$,,! ='', %,",6 ,> ,

"$ 6  $   

&,,7 ,,

"0! =$!

!

  06

',7 ,&"! $%,! =$

"0 $& 6&, , %, 7,0 0, ,$,!! "76$',$

$06 ,   7  ,  0  0,  ,$  $ 6  ,  6,       ,  $ ''  $$,$', $7,

", ,  

    7  ,  !  ,  ,   7  ,  0  0,  ,

$,

$>7*:@ **$ ',7 ,,$ $ ,$ $ ,$ .

"$$$,!%  ,,00 ',,    ,     7  

$  , %  ,  *:@  $  &  $$

$ 0 $+0 '7,,  %,

$7$, ,0 $   $ "7,,$&> 6

 &> !$$

(:@0 $+0 '7, $  "'' 7 $,''! =$

"7  ,

$ *(, %,0 $7, % "(3%/(%3::+ A !0"6#=,, "0, $$6 $ $ "B $7$$ $

$(:%(5%:::+A !0"#=, $0">, $"B 607,&6$$& %  

,!!0$,>$&6,!!   $ 0 $$&", $ 7 $,

 !"$

$$!,& 0 $  0,!

$ 7',A)B0=7  ,$7

!7 !"7, $ */?,,&6$& 6%,6  

!!$0$,>$&6   


  C

$>  C

  C '&'

 *, 

$  % 4  !   

% ;

(, 77

- 

  %  $


 ,7 $ ',

%  $

 



% 

'&'

$'  $   B3/97(:*9 :3:5(:(/