Karuppaiyah v. The Regional Director

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT DATED : 09.07.2024

CORAM

THE HONOURABLE MR.JUSTICE G.R.SWAMINATHAN and W.M.P.(MD)No.13351 of 2024 Karuppaiyah ... Petitioner Vs.

1.The Regional Director, Reserve Bank of India, Fort Clacis, No.16, Rajaji Road, St.George Fort, Chennai.

2.The Authorised Officer, AHAM Housing Finance (Pvt) Ltd. and HINDUJA Finance (Pvt) Ltd., No.129, Ground Floor Phase II, No.769, Spencer Plaza, Anna Salai, Chennai-600 002.

3.The Branch Manager, AHAM Housing Finance (Pvt) Ltd and HINDUJA Finance (Pvt) Ltd., Sree Ram Towers, II Floor, West 3rd Cross Street, Thillai Nagar, Trichy.

4.The Manager, TATA AIG General Insurance Company Limited, I Floor, Raj Tower, 6, 7 Karur Bye Pass Road, Near Kalaigar Arivalayam, Trichy.

... Respondents 1/3

Prayer : Writ Petition filed under Article 226 of the Constitution of India, praying this Court to issue a Writ of Mandamus, to direct the respondents 2 and 3 not to engage the Rowdy elements as collection agent to collect the monthly installments in the mortgage loan dated 01.08.2023 from the legal heir of the deceased borrower instead of availing reimbursement from the 4th respondent. For Petitioner : Mr.D.Senthil

ORDER

The prayer in the writ petition is essentially against the private entities. The grievance of the petitioner appears to be justified. But then, the petitioner has to necessarily move the jurisdictional police for appropriate relief. If the petitioner alleges any complaint before the jurisdictional police, it shall be taken note of and action taken as per law.

2. With this observation, the Writ Petition is disposed of. No costs. Consequently, connected miscellaneous petition is closed. 09.07.2024 NCC : Yes/No Index : Yes / No Internet : Yes/ No rmi 2/3

G.R.SWAMINATHAN, J.

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