High Court of KeralaWP(C)/15665/2015disposed of

Sarojini v. The Authorized Officer/Chief Manager, Federal Bank Ltd.

2015-06-22Honourable Mr. Justice A.Muhamed Mustaque3 pages

IN THE HIGH COURT OF KERALA AT ERNAKULAM

PRESENT:

THE HONOURABLE MR. JUSTICE A.MUHAMED MUSTAQUE MONDAY, THE 22ND DAY OF JUNE 2015/1ST ASHADHA, 1937 WP(C).No. 15665 of 2015 (G) ---------------------------- PETITIONER :

------------------ SAROJINI, AGED 67 YEARS, W/O RAMAKRISHNAN, PANDYAT HOUSE, WADAKKANCHERRY RAILWAY STATION P.O, MANGALAM DESAM WADAKKANCHERRY VILLAGE, THALAPPILLY TALUK, THRISSUR DISTRICT - 680 623 BY ADV. SRIP.S.SUJETH RESPONDENT :

---------------------

1. THE AUTHORIZED OFFICER/CHIEF MANAGER, FEDERAL BANK LTD., REGIONAL OFFICE, MISSION QUARTERS, THRISSUR - 680 001

2. BRANCH MANAGER, FEDERAL BANK LTD, WADAKKANCHERRY BRANCH, MANGALAM DESAM, WADAKKANCHERRY VILLAGE, THALAPPILLY TALUK THRISSUR DISTRICT - 680 623 R1 BY ADV. SMT.RAJI T.BHASKAR THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 22-06-2015, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:

WP(C).No. 15665 of 2015 (G) ---------------------------- APPENDIX PETITIONER(S)' EXHIBITS ------------------------------------- EXT.P1:

TRUE COPY OF THE NOTICE ISSUED BY THE ADVOCATE COMMISSIONER , ASKING THE PETITIONER TO VACATE THE PREMISES, DATED 05/05/2015.

EXT.P2:

TRUE COPY OF THE REPRESENTATION GIVEN BY THE PETITIONER TO THE BRANCH MANAGER, DATED 06/05/2015 RESPONDENT(S)' EXHIBITS :

NIL.

//TRUE COPY// P.A.TO JUDGE bp

A. MUHAMED MUSTAQUE, J.

-------------------------------------------- W.P(C). No. 15665 of 2015 ------------------------------------------- Dated this the 22nd day of June, 2015

J U D G M E N T

The petitioner was the surety in an over draft loan availed by her son. Petitioner submits that the whereabouts of his son is not known and she is prepared to pay the amount. She further submits that the secured asset is a residential building. 2.

According to the Bank the total liability as on date is around Rs.1,70,000/-. It is submitted that Rs.25,000/- has already been paid as ordered by this Court.

Considering the facts and circumstances, I am of the view that, the secured asset is a residential building, the petitioner shall be permitted to discharge the entire liability in 10 monthly instalments starting from 10.07.2015. If the petitioner fails to pay any one of the instalment the Bank is at liberty to proceed against the petitioner.

The writ petition stands disposed of.

Sd/- A. MUHAMED MUSTAQUE, JUDGE.