Prasannan C.J. v. Corporation Bank
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT:
THE HONOURABLE MR.JUSTICE A.MUHAMED MUSTAQUE THURSDAY, THE 2ND DAY OF JULY 2015/11TH ASHADHA, 1937 WP(C).No.19754 of 2015 (T) ------------------------------------- PETITIONER:
------------------- PRASANNAN C.J,AGED 43 YEARS, S/O.JANARDHANAN,CHEMPLANIKKAL KUNNEL, KURUMBANADAM P.O.,PALAMATTOM,KOTTAYAM.
BY ADV.SRI.RAJAGOPAL PADIPPURACKAL RESPONDENT:
---------------------- CORPORATION BANK,KARUKACHAL BRANCH, REP.BY LAKSHMANAN S.,S/O.SUBHASH, THE AUTHORIZED OFFICER AND CHIEF MANAGER, ZONAL OFFICE,TRIVANDRUM.
BY ADV.SRI.N.RAJAGOPALAN NAIR.
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 02-07-2015, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
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WP(C).No.19754 of 2015 (T) --------------------------------------- APPENDIX PETITIONER'S EXHIBITS:
------------------------------------ EXHIBIT-P1:THE AGREEMENT FOR TERM LOANS DATED 17.02.2014. EXHIBIT-P2:COPY OF THE REGISTRATION CERTIFICATE WITH RESPECT TO THE VEHICLE BEARING REG.NO.KL 33 F 1405.
EXHIBIT-P3:TREATMENT RECORDS PERTAINING TO THE TREATMENT OF THE FATHER OF THE PETITIONER.
EXHIBIT-P4:COPY OF THE NOTICE ISSUED TO THE PETITIONER BY THE RESPONDENT BANK DATED 15.02.2015.
EXHIBIT-P5:COPY OF THE PETITIONER FILED BY THE RESPONDENT IN CMP NO.1824/2015 ON THE FILE OF THE HON'BLE CHIEF JUDICIAL MAGISTRATE, KOTTAYAM.
EXHIBIT-P6:COPY OF THE COMMISSION REPORT.
RESPONDENT'S EXHIBITS:
NIL --------------------------------------- //TRUE COPY// P.S. TO JUDGE pk
A.MUHAMED MUSTAQUE, J.
******************************************************* W.P.(C) No.19754 of 2015 ******************************************************* Dated this the 2nd day of July, 2015
JUDGMENT
The petitioner availed a vehicle loan from the vehicle loan from the respondent Bank. The petitioner has approached this Court challenging SARFAESI proceedings.
2.
According to the Bank, the overdue amount is Rs.1,57,000/- and the total liability is more than Rs.11 lakhs. Considering the facts and circumstances, this writ petition is disposed of with the following directions:
1. The petitioner shall remit Rs.75,000/- on or before 30.7.2015.
2. Thereafter, the petitioner shall remit the balance overdue amount along with regular EMI in five equal monthly instalments starting from the month of August, 2015. Sd/- A.MUHAMED MUSTAQUE, JUDGE ln