Baljeet Kaur Alias Baljit Kaur And ORS v. National Insurance Co Ltd And ORS
! "#$
!
"
%#& '(% ) *
# $ %&"'()
"
* + * " %+ , " (
-
./
$ ( , *%' .0 " .
%+ 1 -2 $ ( ' 334 5$ (56.." "
.. (, ," , ) , ,, )
"".)' 7 % 8
9 " /
"
0 " .
%+ $ ( , *%': +,5$(*5;0 ."8
0 . * " , 8, ," %8(" ," %
"8 " "%+ ,"+<.,=%( % 2'
<=, %"'8 ,
8 , "" , ,
,)%""+"+% '8 .> ?*$8
7@ , " #?+ , ( "<ABC (
/// , !8(0 C@* 8 " "+ "" 8 8 7%,%+$(* * "" 8 C"%+$(* 8 " +%+ ,"+.8
%+ 23
-'(0& !
1, 3
-'4 "+
8 % ,. $ ( ,
*% <D0 . 8+ 6 .
," "") 1 -2 $ ( , 0 )+ ," ,'" ' )"
*$(* (,
0. . , )+1 -2 ( A.
. ,%+8 .
' . " ,C. , .
E 2 *
',+ )8 ." )C 8
% ) 0" .,
$ %&""". , %, )+ ," ) " ,+1 -2 ( .,"8) 1 E ,+ 8 . , 8 ". ,.+' $(*.) 8 "
")
%$ ' ,$
( ' 338 " ") 0 $(*8 %,
, ). " / "" " " %,
%$ ' :
'5 % 5;8 ),%. 8 . 9 %, ,"")
" 88%. % 8 "
.
8""
, - 8 , % '
,") ") FGG
) '
38 ") ," ) )8 0 FGG " +,
% "8 $(*8 ) ,+ 0 0 * ") " 8 #=
!!"# $% & '!( (%!
)'* +,* !! -. $$!. $# (!- '!* -!.* /0*1'! 2 +3/4 3/ 444*1'! +3/ 04*1'! 3/ 0443 / 444*1'! -$
2
!"#$"$%
4 # * (!- '! !!
%!!$" #-$* !5"(%!('-.6 6' 3 1 -2 ( 8
:
"; +>") #= 78&
9.-' ' -.
$ '"*(!- '!-.* $$!- .$ ! -'*
' -' (!!(!! !!$% - -- ! %':
-$
+ + 8 %. , )+, ,1 -2 ( "" % " "+%.,,C"" $(*
," ) ,, %+ )+ ,+
)%+ , ""+ %
+ ,* 41-26 ") 8 ,+ " )C.0+, , "+ 0 8 0 )
'8
, )+)%FGG ) '
3 H
% * " $(*<0 .
%*" 9+". % $ ' % . , 8 8
+
*+$-8
% , 0 , 8 .
" ""+" FGG )
'
3 *&), 9+ ",.9+ $ '
0 "8 ) , 1 3'3'/ ' ' ' /' -' " "(
' -
' C
/
% ' + 8. + FGG , " + 8 )
98) 8 .88 '") 4
6 0 %8 , 7,,+#= '
!!"# $% & '! (%!
)'*+,* !! -. $$!. $# (!- '! -!.* /*0*1'! 2 +3/4 / 444*1'! +*/ 04*1'! */ 044* / 444*1'! :
*$ '
% 7+( " . 1 -2 ( *." % ,"+8 "
. *$ :(,,;( '
:(
;8 )
3
,
) 1F2-:D;
$ + * "8+ '8B1
,.( 1%= :2;1 / ( * " %
9+ 8 %.+,") ( %+ 1 / . % :2;'8 .
- " 0 8 $(*7.8
8 ) %+%+ %.
*8+") #= '
((4 $$!* '
* !!"# '
!! *-!.;< 7 8&$'$ - "* (!- '! !!!
%!!$" (%!('6' ' ( (%!)'*+,* "" $.- -.$
. ' '%! ':
2 1 / % ,, 3
8 8 #= '!)
4!#.='.' ,* (!- '!-.* '
>.'! -. - ! * !!" '
'--.$' 5
(!- '! !!%!!$"
(%! (' $'$ 5# % # "
-$!!# %.$' '- -! > '$'$
-. $ 3 (!-
'! !! - (%!(' !! $'$ 2 ($ 04 ( (-! )'* 8
'
>.'! -. -
! * (!- '! -.* $'$ >'#'$.!- -$ * -$ $
# $!5"!# .- !%='.
!# ='.:
( .+' *% " , .
:
";8
8
,.) ,, C
8 .% + 8 7 % . " / * 8*% % " ,".)%,#= 7 $'
! ! "
6' " !-$' ?0!4%" !" ! " @! 4 ' ( ! 0 - '
$
.A
!)'> A.A# (' (1 B
8, + +,+ +*:
' 23<-;$. " '!!!C6'#(' $" $$% 8 ? 0! %. -$ -' #' " .
' .C6'#(' (!!(!!$ %-'-( * !%' ' %" >'#- A
!A#('* (!!$% -' -$ (!!%-' -$
!%'(!- $$ (!! ' $# (!! '
- (' %. -' !- ( '8 ?0! " # ! -:
- * " .
8 %) 0 " .
'8 ) . %
:
"; " . + 8 # ?/+2+2 +* !!"#" $
.
(';
74 !* ! ' ! $ $8 ?0!* ,,*%. -$ -' # ' "!. .
' .C6'#('(!! (!!$%-' - * !%' D ' ! $ ' '$' $ .
! '!
' " - 5 ' $
4 '(-$. '
*! ' ! $ $!!'$ >'#- A#(' 1> 7 B! 4 ' (-$. D % ? (!- '!* >- E :
#(%!? 9)B++ ++, B - +,+ +
?"!*-'
' $ :
D ' ! $
'
- $B !.$ - $ %='- $ " # /#!. D ' ! $ B
'
- $. $- $ - C6'#('-$!." 8 ?0! 4 %" %* ++8 + C6'#('
!!$-$!."$% - 8 ?0! "!" F $ :
3 *
:
";8% , ",."+
" , D0 .1 -2 D0 .8 $(* 0 "
") +"" ) 0 "8 ),+
) '" )+
) "0 8 )+ ""
," . % +8 "
" . ,8 C" 88 +
..).))8 + +
," "+% ,+
%+%++ *
% ., 9.?* ,"+!) $( , *%'(,H @'
3 (A
#
:
;( 28 % 8 , ..%+8. , % * "". 8 % C% . % %.., % 3
4 6 8" .?7 @ 8.%+ .8 #7)' !!" .(!-
'!!#=' :*. %
" , #?( (%!)'$$!. :* 3 , F GG )
" #= ?*#+
, - !!"# $% ( (%!
)'* +, !!* -. * $$! $# %.
(!- '!*-!.;
,*, 4& '!*/0*'!
!'
% 2 + !'
%/04'! 8*2**+*** ,/0*44 '!+*/0444* '! 2 !'
%*E+3/4 * / 4*'! 2 !'
%
!'
%
3/ 44*'! *
* *8**/ 444*'! + !'
% / 40* '! 2* / 04* 044*/ 0444*'!
8 !'
%*+ + !'
% 2 , !'
% / 4 * / *'! !'
%*,* +* */ 44*'! !'
%*3/ 444*'!
!'
%3/ 40*/ 04* '! , !'
%2, !'
%*/ 044*/ 0444*/ 4 * / '! 2 !'
%/ 04'! + !'
%*/ 4 *'! 2 !'
%4 '! -5 $% -5 ' $% *!%$%
( (%!)'*+, !! -. *$$!.$# (!- '!:
., %+ % 9. "$ )$(*H('4
21 F! 368""+"" . 3 8 # A%# % '
-
*4 >' (!-
'! " !- !. -* -!.
'
(!! %. -'''" D 1%' '! $
>' "" "$% ()(
$$! !6'
$
.(%!('G 8 D ' !" $$!.
$$1'!+ , 1> ? 0! 1'! +#!- F (!! !!" -$!!#.$'9 !- '! $
>' " "* !- '! 5 !!"
$':
" % 1
, 8,, 1 / .1%= :2;1 / + $ ( ' 33( ." ' '1 -2 ( %.") 8?,+
@ +") 8
0 + " , )+'8 ,+ ")8") '8 ,C.
"8 %+" "( 1 E1 -2 ( ") % C 1 ,C 8 % )" ). % , 0 , 8 ," ,%+
2 $(* ") ""+8=. , 8 %. , 80 )+ ,+%+8 , '8 .8 ") ," 8 )" ) + %
8 7 , + ")1+' . )8 ,8, )+
,"
%8
.) 8 )) 8 )%+
, 8 " ,, I ""+.+" 8, %%,"
,,
)+ + ,8 C" % ). , % )%+ +'
A1 ,1)1 ': - ;1--2' /#= 7$
'!!" - .
-
%$" '
%# '
!>'
'- '! $' '! -* -
* !#! >'
-$!
% # '.$"H'# 6 >'
"# ='!" "'! "!!.=' !:
B, ," 0 8
.") 0 8 ," +)8
8 *0 . <% % % . +%+",.
8C
FGG '8 0 )+8 "0" 8.%+% " "+.) "'8 % ,,C ,C.,+ "%
8% ," + C ,,
4 ",+6.. 0"D0 8 0 %+ FGG H ,+ ) 8 8 , 1 / :2; $ (*+'8 *% %+ , .1% :2; 1 / ( *") FGG H
) 8 +" 0%8 + #= 71'!. , !!-.*$. !' !! $
!!"
*-!.;
.$ ('" '. 6' * (' .$ !-. '# 53 ' ('* ! .$ !-.
'# 5 ..-" $.- %"#3 " * (' " - * 9.$.- - '!'
!'
'
'!*>'#- !!#% !'# (' !. - . # $ * 5"!#-'
/ 9 -. $ . $ ! -. '# 5'!'
!'
'
'! *-.$.-'# 5* -. * !! '!. !!"# $'! *-!.;
'- #! '3 - $ "- "$! -" * -. *- "$! " "-.- >'
*
.*" " $$!* '- 6' ('*"
' $#3 -
$. 8/.-'$'!'
!'
'
'!*4 * .* !! ' - % '
'! 2/.-'$'!'
'
'!* * .* !! ' - ' $.-;
)%*" ! '
$ $ ! -. $.- '# 5* !! ' -" -. " -* " %
$ $ !-.$.-'#
5* !! ' -" -. "'! % - .' '
$ !' 5* -. :
, -.
/ 0C%. $.- -.*!'# $.- -. !% -! * -. 6' .%!$ >'#- * .- !
- $$.* . :
* % ' 9+ '
88+ ' '1 -2 33( .") .8,1 /
:2; $ ( ") 41-26 " " ,9 % ,"C %+ *% ( .+' 1 -2 % 8 ,+81 / :2; ( 8 8= 8 " 0 .8") 1" .
. ,..
" ") , ,', 0 ,.") *
" " 0"
88 "
8 !,0,?. " % .@ *+').8 % .%+ ,+ % %+,, 1 / ( .1%= :2; 8= . )") .8 % ). ' " ") " )" '1 / :2;8 ""+ " )+"." .
*,". '
' +") ),
" 88).% " 7 8 0 8 % ,). (
3
2 $ &" + %, , 0 8 $(* %.
" , ' 8 0 " .
".
. ",
,"B 8 0" 8+" . 8 ,+ 8 ' ) %C ,,+C"*% 8% 8 0" .,
F .
. ,' .8*8 "
$'- %.) 8 % 8+8)%% 88 "
-0 "
,,%.. 1 / :2;$ ( ' 33
/ * ',". %+. %8),
" 88).%" 7 80 8 $(* 88 ,
*+8 %" 0" , +8" % ,
- ( ..
' "
8*,". * , D0 .<$( , *%'88 8 ,", 888 , , ""+ "+ %+ 0 .
) ' 0" '%+C. ", , " ,"+5 C(
/// ' "+ '
, %.7 C , ,+
, + * *%8 %,"888C . & % %
F " 8 "%" 8 .
,' ,+ "
3
"" % *%
"+ % %+
.%+ ,,.D0 . <$( , *%
%'9+.8+'
%"
8 ) , . ' '
%+, "., ""+.8 %C%+..." " +J 8" . $
( , *% 8 , 88C , ,
0 8 8+"+% (+ %+8+ %)8 + +' +' + ', ,8
"". / * 0 $ C) D F*(!D