Kamaljit Kaur v. M/S Classic Finserve Pvt Limited

  




  !




    """"

#$#%&#'

()) % ( *(+#'

( )) )

,-.##/ 01(23 )))))#/1/1 (#% 4$) 5$
-,$$1+ 1($#%&# &/) 6/') #2')

1+# )))))#$7 ('#(/ )

8,9,-.1/ 8,*% )))))#/1/1 (#% 4$) 5$
-,$$1+ 1($#%&# &/) 6/') #2')

1+# )))))#$7 ('#(/    :6 ) 0
  8 



  

 

 


   
 



 8  ;

)

 


 

 
 
 
!

!
 "

 
#


"
 

 
 


  



"

$
""!
%$
#
&#

#
 
"

" 
 



 

 

#%
&# %


" 



 #"" %


( #



!)


"   *+ ,----

'.(/
 

   

 

 

" 
 *+ ,---0,'.(/
 

   

   

12#
 '

!

 3

 
!$ 

) %
# 


 
#
 
(04
 (

#

4
%


% !
5#"
 5

%


 
 

 %
 6" 
6#
%


"

$
""!

# %

 " 
,
6"
7
#

" 
7
#
 
  %
 
 


" 
*"$ 

 "

$
""!
"$

 %

"
 
6#
%

  

 
"

$
 

#


" 

8
 #"





" 


#

  

#
"%% 
 


"

$
""! #





*&#


%"
 .0 '.(-

2#






 

   
:
6" 
6#


 


"#

₹;.

  




"$

$
$


%"
 .0 '.(-

$

%

!

!$
 
:
  %

 



"#

₹'<




8 


 
"#
#




 
$
 

2# 


##


%"



=


#  


" 

$

"



 #

 
&#


!$

" 

*"  #!"






"

%"


 

#!
 "#



"$

5
>#$
'.(4
#
 

"#
 ₹;.
)

"

#

6" 
6#

#

$
 " %
"#

" 
?
('

;@

#"

=

# %



$
!#
 

%



2#

A "$

 
 


 %

6" 6#





!
# %
"#
%
" 
 

 %
 
&#


" 
'

#

4
%

3
*&#
 ./-.<9

0( .( '.(/


"#
 ₹'440-;<,

#
!$
 
:

 %B


3
*&#
 -0/.'.


"#


₹0<;.(',
#
!$  
:
6" 
6#

+
 
!

&#

#
# 
!$

!)

  
 
#
""

0.

'.(/

")
C $"D 
%

&#
#
!$

 %
"   *+  ----

'.(/

 
% 

 %
!



"
#
#$%&'%!(&%&%)
#!"

 %

%
 

'/ '.(/
 
#

#
 

$

&#
"#
 ₹'440-;<,

(<
$


 


 
!#
#  
 




 

5


" 

  



%
 

''

'.(/

$

 #
 

 %
E
6"
6#
!#



"

$ ""!



!

&#

 



 
$  
%
#
" 


#


%
  
'/ < 
#  
 

")

$"
   


" 

 

#

#
#
 (04


5


;



 
% 
" 
 *+  ---0,'.(/ 
 
% 
#
6" 
6#
!

 "
#
#$%%*+!( &%&%)  


 #

&#
 -0/.'.


"#
 ₹0<;.(',



"
"


 #


&#
  #
""

0.

'.(/
%
 

'/ '.(/

#
!#






 

 
%
 

''

'.(/
 0

#

4
%




 


"

$
""!



 
&# !#

 
%

 
! 


 

'/ 

!#

$"

"

-


 %

 $
 

>#  

% 
5
*
=# 
#
#"" %


.4 .- '.(/
!

" 

(


 

%

 
" 


 
#"" %

!
 
*#


 
%# =
#


 

"
 
 #!"

 
!
 
*#

 
 
 



" 
 !
!$



"
#

!
 

9<
$
"




#
""

0.

'.(/


&#

# 



#!"

 
"
!$

#

  




%
 

''

'.(/

!

!$ 
" 


#





%  

'/ '.(/




 



2
  


/

=
#



" 

# !

 
!$
#!"

 %

) %
"
$
%
!
 



 %
!
 

.;

.-

= #



:
" 





$



% %



%


" 
!

 
*# 
"

! 


*#







%
 

.;

.- '.(/
#%

%  
#"!

% 
 .4 .- '.(/

 


 $
 



 #"" %




=
#
#
#!"




 
 




 

0.
$
"



# 9

#

4
%

""




!



%
 


$

 "

 
!

 

(.


  %
#!"

 

!

 
 
*#
  
" 

$


#!"

 
 
!$
=
*#


 

((







 #




!) #
""
% %
 #


&#

&# 

 0.

'.(/


 
 
%
 

''

'.(/


&# #

!

&#

$


 
!#


 "

$
""!




%
 

 #$

 
 

'/ '.(/



" 

 
 .;

.- ('


 

 
(04


5



 (9'1(31!3


5




 




#



  


# ,
-------------  !  !  !



  !

 .

/ )  

1



! 1 23 

!!( 

!

( !

  !

3  3 !

3 

! !(.

3  

 

 1)  .

!

 !

 

 !

 !(  

  

.1

2 

(!

  .

!(  !

!(

!

.1.  !  3   !  3

!(  

 

  !(

 !( (!

!

1. ( !

 1

  

!(





   )  3

!(  

(! 2   .

!(  !

!( !

.!  .

!

   .1

! !





 !

 !(  

 

 

!(

 !(

 !

    "(b) such complaint is made within one month of the date on which the cause of action arises under clause (c) of the proviso to section <

#

4
%

138"

(0


 

 
(04

!


 
(9'
1(3
1!3 

5

#
")
#

 %
 

&# 

! # 

) %
% F



#
 
(04


5  3
&#



 

 $



"
"




 


 
 

 B 1!3 
$




#
#
 !

 4

 !









  )
")
"


&#
"#
!$
% %

 
 %


 


&#
  # !



 )

0.

$


 


!$
 "
"

)
% %
#
 
&#

#

13 
 


&#
:
#
 

")
$"

 &#
"#

(<
$


 


 
B 13 

 


"
"



 
#
  
 
#
#
13


 

 
(04


5


(9


 
 %


  
  
#
$ ")
#

#

 
 


2 $

(<
$G
 
"




 


%
 
!$

#


 

") 
$"

H 


!

#

 

 

 



!"# $$
% &
 



 &#
#

 #


 

$

"$


  
(<
$

 %
#
#
13


 

 
(04

 5


!

$


 

! %
#



 
""


 


 


"



%

"  #
 
(9'


!
)
 %$

;

#

4
%

(<

5




 #
%
 
% % #


 
&#




 
 
:

#

'/

#"

%

#
 

%
 
 
"
$
$

&# 

")
$"


&#
"#


2
(<
$

#

(0 .;

'.'.

5

"
 



 #
 
#
 

")
$"


#

 

 


#


" 
:



" 

!
 


2
0.
$


 
(9'1(31!3


5
 (;



!

!$
G!
#"
*#

'
(

 )   ' 
*

  )  $$$ #%# %    +
  


"
 !
#
 
(9'
1(3
1!3


5


 !
)
!$
2# %



 

#

 


5
 
!
G!
#"
*#

 


#
 #

'/ ./ (//< 
#
 

")
$"



 #

#

 




%

" 

 

(< (.

(//<

5


#


$

(<
+!


$

 
 #

 


&# 

!
2#

# %

 
 
"



" 
 

(< (( (//<


(-

#



" 
#

!
 

 



"


"
(< .;

'.(/
 

5
 


" 

!
 

.;

.- '.(/
 

$




 

0.
$


#

 
 
!$ 
#


 

" 

!
!$

 #

!
#
$
#!

(4

*"

%



 

 
!

  



"

)
% %
#


&#
 -

#

4
%

# 

$
1" 3

&# 

")
$"


&# "#
!$
% %

 

 %

0.
$


 



5
 

)
#
#
""
% %

&#
 # 

0.


%
 

''

'.(/


 '/ '.(/

!


 

0.
$
"


 #
"" 


%
!

 %


 
 
 



"
%
 



   
 

#!&#
 

!
#

0.
$
"




#
""

#

 
 
$

2 $

(< $
 
"



 


%
 
!$

#



! #

#
%
"
 "

")
$"


#!&#  



 "


#



# 

$
"
 #

#!&#
 


 "


 "
 

0.
$ "



#
""

(/

*&#

!
 # 
 
#
 

" 

$ 

 

"




$

 

!



 

 

#<%*,%= ; 

 8   %#(*

  8
) %,
I, 8
H!
I, 4

#

4
%