← Library
High Court of Punjab and HaryanaCRM-M/21674/2013dismissed

Kishan Lal More And Another v. M/S Bibby Financial Services India Pvt Ltd.

2015-11-17Mr Justice Rajiv Sharma12 pages

      

 

  ! 

"#$ %&$ '$  '( 

)*

!+, '( -,&%'.

/

$$ 0

1%+.

2+# '", +.- +.',"

$$$$$$ ,'.,"% 3,"%4% 5%$

667 .+.&+# 8,"3&,% .-+ 3$ 2-$

+.',"

$$$ ,%9'.-,.

"#$ %&$ '$   '( 

)* "$ +:,.-"+ +.

14;+"

<<+"

+# +.- ',"% $$$$$$ ,'.,"% 3,"%4% 5%$

667 .+.&+# 8,"3&,% .-+ 3$ 2-$

+.',"

$$$ ,%9'.-,.%  / = 2 8$

8



 !  

 

 



     



 ! >

$

     

"

 #

 $ % #  

&

'#   (##  

)* +$

 % (#  

 $ ,( $ (##  $   (,(   $ 

-

   ./

-.

- 0(

$ % ' 1($  (##   '#

' 2- /342 -.

)   $  # '#  56( $  ,(    22  '#

#           $

)

' 2--)7/2-.

) 

 #     $ 

8 ( $  #   '#

"

8 9    %  

&

  (   $  $   

"

!(:  '# &

 $

"

!(:  '# &

  #   $ $#   #   #

"

 #

 $ ;

% #  

&

 # ( #   '#  #   #      

"

!(:  '# &

 $#   6( 24 

#   #  (  

,(   %!8% 8 

(#  (    - 

 ,(  #  <    $ (    ' 8  &  1($

 ,( (  ,(  (

$  

.7 -.

-   (    

 2#    6(

#  

#    (



$ (##   (     ./

-.

-

=

  '(  $ 1($ '(  :(  56( !    22  '# $  ,(

 $  )

.3 -.

-     '#     #

&      (  $          - '  '

   ,(#  -.- '  '

  #  $ (

$  $     :(

/

   (   

(#   > & >

    $  )

.3 -.

- 9#2)- ? 6( 2)@    

(# 

 ,( $ 

%  ($ #    #  $ #    2 2  (   $  ( (  $

(#     (

.7 -.

-

  #    ,( $    # 

& (#

,(   (  ,( :   

   (  

     

          ! 

     "    # $%&    '(  "     

    & #"( )     

  *)  "      ! + ' +

,"

- "  $ 



*

(#         $  #      (    22   (  (    

"

 #

 $ % #  '#  # (  #     

)* +$ % (#   # $    

% ($   2!  #   #  #

% ($ ,( # 

 $  ,(   ( $ #  $  $        9#A)-  :( #   (     # B$ '( (  '(  ( ,(       6# 

 '(

% ($  $  (  #        ( 

% ($ # ,(  (    $  ? ( @ #   (  #  $   #  ,( (  (

% ($   (         ,( B$ '(   $     ( # (  ,(  # ( 

   ( .  "/

0

 &&(1 +  # + 2"

 !# ,"

  #  0

,    !#  ,"

 "   

     3(  "     

%4" '"  

 '

-  

/(   "   55%$5 " + " "   

     6 (  (  $   '#   

)*

+$ % (#  



**

?   CC@

     ,(



      

 

 

 

       ! "

 

 #





! #

 !

$  "

#    # #     "

 #  

  

  %   & 

"

  

!

  &

!

&

 



!

 !

$"



 !

   #  #   



%     

   

 



      

'



 #  %

!

"

# 

 !

 %

#  #

 

!

$ "

 && !

#

 ( ##

 

  &&

 " )

   "(    *

 !

" 

 #" #  

# 

#  !

'



 



   

# 

'

 

 #     

 !  +(



  % 



  

 && ""& &  , -     !

"  

  !

$

 

"

   '# # 

 





 

   "

  

( &

 

 (  

&  ,!-   "



    &

      

    

 # !

# $ 

#   

"

#    

 # !% ( %



 

%   

    

 

  

  

"

 #

! ##

 !

$ 

%  

    "

.

 , -  

    

& # $ 

"

#    

# #    "





/

 

 # !

   &

    

  

  



  

"

  



 

 0  ""   



!

   &

!

&

#

 & && 

!&

!

   &

!

&



1 

! #"

  234  "

 ##

%  





 

#"

 ( "

 



#   



##

    %    " !&  

#"

  

  !    #"

 

&&   #"

 &&!

#

!

% &  

 

   &&  !

 &

!&   !

 "

 

" 



%& +(



   % 



     !

  &&  

 "

&

!& " #   "(  



 

 ##

  $ &

 

 

'





&&

& 

" (   ##     

+(

 235





%   % 



! 

  ,-      

 

     *

    !



##

! #"

 

"(



  

  !

 ##

      ( 

 

 !

!&     %&

     "

    



 #  



  

  #"

 



#  



  

 && &!

#

!

% &  

 

  &&!

&

!& !

"

  " 



%& 

.

%   #   

)*  #   (  # #      ( ,(  $     ,(  (

8   

6  ( #   

 '#    #    $     ( (  '#

# $    

 (  (   $(  

)* (   $

)* $ $   $ #     ( ,(  #  $ 

?@ %(  ,(

?@   ,( ?@ ! ( ,( ?@  (   ($ #  ?@ + 2#   2 #  ((   

=    

% #   # 6   '#

# (    $ #   $  (       #     

 # (   (: 6 (     $ # ( 6  $  

         

)* ##

'#  6  #    ( ,(  '#

           6   #

 

6   #        #

       (  ($ # (       ( '#       #  $  ( (  (    ( # # # 

      $  #  

#  $ :(      (   (  

  '#      # '# ($ #      ( #    $  $  '#

% #     #   ##  $    '#  ( (  '#   '#    

 (2     (    <<   ## (   $  6  ( $    ##  

-



 $ $ ! 0 

 $ $ ! # #  

   $    ($$ $ #    ( (  #

   (   #  $    

7

?

@       ##   $   6  ( $    ##  

)

  (2 ?-@

    $ ( (2 ?-@  $   #  !

 $    # ##  

           ##       ( $     #

(  (    

   # !

 $    #  #     # 

 (     (   (   #   # (   $   #

   $  

 #(     #  

=

  '( # $(    $  # #

 (

 

   :(  (# #       9# 2)- 

   

  (     :(

 '(

/

#   #   #  #  ,( 

    22  '#

 (   $  (  #

$      #       ( 

  ## (#     $

   #  ( #    (   

   $  $   ($

- +

-,%,63 "

%* B < 6 '(   8*  "

  # &&   ( %   !      ## 

&

& % 

  #"

  &  

   # &  !





        &

!

&

 ! &$ % 

  "#

  

9   

   

  '

 

!   

 :

#  #*

& *

 1     

 # 

!

    % #  

   #"

   

 #  #  

&

 

;        

  #!  #"

 



  '"

& !



  &&     %   

  #"

 4 



 !&  '"

 # $  

   !



" (

   

    

&& %

  

; 

#

"

&

&

   $ &

  #"

   

 % 

   && 

"



   







 !

'"

 &&  &&  

 "

 #

 

#"&

    % 

 

 ;  

  " # 

 

"

 <

*

$  (##  $ $   #  # (     ,(   '(    $   #  $ 4*- '  '

  ,(  -.- '  '

   ,(    

 '(

   #  

)* +$ % (#  

-.

  ,( :( '(    +$ % (#  D   -.

=  #  +$ % (#        $       (  ( $ ( $(# 

-

&    (  $  (# ,( (    '(

--

9       #

     '( .3

- -.

=

) 

 ! *

$$ 0

! (