Rupinder Kaur And ORS v. Rashid Chauhan And ORS

IN THE HIGH COURT OF PUNJAB AND HARYANA AT

CHANDIGARH Date of Decision : 26.08.2025 Rupinder Kaur & Ors ... Appellant(s)

Versus

Rashid Chauhan & Ors ... Respondent(s) CORAM : HON'BLE MRS. JUSTICE ALKA SARIN Present :

Mr. M.S. Longia, Advocate and Mr. Saurabh Bahmani, Advocate for the appellants. Mr. Nitin Gupta, Advocate and Ms. Samo Devi, Advocate for respondent No.3.

ALKA SARIN, J. (Oral) 1.

The present appeal has been preferred by the claimant-appellants aggrieved by the quantum of compensation awarded by the Motor Accident Claims Tribunal, SAS Nagar, Mohali, (hereinafter referred to as 'Tribunal') vide the impugned award dated 12.02.2020 in a motor vehicle accident which occurred on 27.09.2018.

2.

Since the factum of the accident is not in dispute, the facts are not being adverted to for the sake of brevity. 3.

The Tribunal in the present case had awarded the following compensation :

Sr. No.

Heads Compensation Awarded Monthly income ₹12,870/- Future prospects 30% [₹12,870 + ₹3,861] = ₹16,731/- Deduction 1/4th [₹16,731 - ₹4,183] = ₹12,548/- Annual Income [₹12,548 x 12] ₹1,50,576/-

Multiplier of 15 [₹1,50,576 x 15] = ₹22,58,640/- Loss of consortium ₹40,000/- Funeral expenses ₹15,000/- Loss of estate ₹15,000/- Love and affection ₹50,000/- Total Compensation ₹23,78,640/- Interest 8% per annum 4.

Learned counsel for the claimant-appellants states that he does not challenge the income, future prospects, deduction and the multiplier as applied by the Tribunal. However, he states that the compensation awarded under the conventional heads as well as under the head 'loss of consortium' is not in accordance with the law laid down by the Hon'ble Supreme Court in the cases of National Insurance Company Ltd. vs. Pranay Sethi & Ors. [(2017) 16 SCC 680], Magma General Insurance Company Limited vs. Nanu Ram alias Chuhru Ram & Ors. [(2018) 18 SCC 130] and N. Jayasree & Ors. vs. Cholamandalam M.S General Insurance Company Ltd. [2021(4) RCR (Civil) 642].

5.

Per contra, learned counsel for respondent No.3-Insurance Company has contended that sufficient amount has already been awarded as compensation in the present case and that there is no scope of any enhancement.

6.

I have heard the learned counsel for the parties. 7.

Admittedly, no appeal has been preferred by the Insurance Company. Since no challenge has been laid by the learned counsel for the appellants to the income, future prospects, deduction and the multiplier as applied by the Tribunal, the same are accordingly maintained. The compensation awarded by the Tribunal under the conventional heads and

under the head 'loss of consortium' is not as per the law. Accordingly, as per the law laid down by the Hon'ble Supreme Court in the cases of Pranay Sethi (supra), Magma General Insurance Company Limited (supra) and N. Jayasree (supra), the claimants would be entitled to ₹18,000/- (₹15,000+20% increase) towards loss of estate and ₹18,000/- (₹15,000+20% increase) towards funeral expenses and the claimants (wife, two children and parents of the deceased) would also be entitled to ₹48,000/- each (₹40,000+20% increase) towards loss of consortium. Accordingly, the reworked compensation is as under :

Sr.No.

Heads Compensation Awarded Monthly Income ₹12,870/- Annual Income ₹1,54,440/- [₹12,870 x 12] Deduction - 1/4th ₹1,15,830/- [₹1,54,440 - ₹38,610] Future Prospects - 30% ₹1,50,579/- [₹1,15,830 + ₹34,749] Multiplier - 15 ₹22,58,685/- [₹1,50,579 x 15] Loss of estate ₹18,000/- Funeral expenses ₹18,000/- Loss of consortium (i) Parental [₹48,000/- x 2] ₹96,000/- (ii) Filial [₹48,000/- x 2] ₹96,000/- (iii) Spousal ₹48,000/- (Total ₹2,40,000/-) Total Compensation ₹25,34,685/- 8.

The amount in excess of and over and above the amount awarded by the Tribunal shall also attract interest @ 7.5% per annum from the date of filing of the claim petition till the realization of the entire amount. 9.

In view of the decision by the Hon'ble Supreme Court in Parminder Singh Vs. Honey Goyal & Ors. [AIR 2025 SC 1713 = 2025 SCC OnLine SC 567], after calculation of the enhanced amount, the same be

transferred by the Insurance Company in the bank account(s) of the claimants within six weeks from today and the apportionment thereof shall be as per the direction of the Tribunal. The particulars of the bank account(s) alongwith the requisite documents(s) in support thereof shall be furnished by the claimants to the Insurance company within a period of two weeks from the date of this order and needful shall be done by the Insurance Company after verification thereof within four weeks thereafter alongwith up-to-date interest. The compliance shall be reported by the Bank to the Tribunal concerned. 10.

In view of the above, the present appeal is allowed and the impugned award stands modified to the extent stated above. Pending applications, if any, also stand disposed off. 26.08.2025 ( ALKA SARIN ) JUDGE NOTE: Whether speaking/non-speaking: Speaking Whether reportable: YES/NO