(O&M) N.Ins. Co. v. Manju Devi
!"#$%$ &'()()
!" #
$
%&'!( #) ! ' *+ ( ,- ,
. , *+ ( ,
++. *+
"& ,-.!'./(
" /// - ,
.(( 0 0( ! - 1 / ( $( !! 2 ( 3! !! 4""4 ! 5 !
05 3!2 / )".6.7
2 3(89: / (!//2/( ;/( / (3///!2'(3(
" !2!(', 96""<3( ( !"6( 23(( 3 '2,(3.3(( 3(5 ,52 2 "=><4. 52 !' ( ! 22 5 ! "<" / !. ( ! "6
( //!/(/2!( 2'! 2'%" 0( !2 3 ! 5 (
5 /2 3 !2 ( 2
!( "323/ !5(05 /!%!+ ?" @(( ( ! A ! ! ( !22!'2/5!)!.2!(/ )'! (!% ((B**" 9" / " '!. ( 3( /
.( /5(( !'!/ 3( B**" 1" @((( '(A 3 52 !'5
(!2'!7//'!'2B*)
" <" @(( 352( /!B *)
" 6" )/"C D(( !(3! '!" .(05(!/!2((!3 / ( ! 22 !'2 5 ( !' / ( //!2 ," /.3( //!2'(52!.!3((
352( /!.(05(5/( '!52(!(!/!2(( /(, 3 E "4"< ! 3 5 3! "4"6
"4"<B "3 !3!4"4"<3(( 3 ! ?)3! / ( <6C" ' 3
!5(3"0(3( / 5/(05((
3!(
/( !"4"< "4"6"0(05!((
3 2! ( . 3( !
! ( 2 / ( 3 ! ! ! ! 3((( 3 3 !" F3'. / - &' 2 / (
3 !!. 3( 3 !((//3 !3((( ! 5 ( 3 ! * 3 3! 5 (
G(
(" !/(
5 (3( 3E.(.( !53!" @ (' !! ( 2 !'! 5 ! /(
! !(!" 0( 3( (3/( 353(!!("0(3/(//!2'(
!! '!! (3(!, " 3 / ( (' !! ( . / . ! 5 (
!(3(
! ( ( 3'3!" .!/(
(!5( 2!.((! .3(5! /!.53!//" !( .
!//2
/ 2 / )".6.7 2( (' /! ( 3! ! '( / (3"@2!2!// (3!E/
3. 3((
/! 5( 5/ ( 05( 3 (3!3E"(2.3
(
'( !( . / ( 3
!2 5(2 ( / 5 E/'! " '3/(5'/!!.3!/! /(
!( !2!! !" -0$%2& 30 0$ 2$!3% $# ()()
& 03&
11$ 3"5 @(( ,27!+ HI- @(() 5+