The Oriental Insurance Co Ltd v. Navin Kumar
!"
!#$
#% & '()
!" ## $
%& '"
( #"
#%*+ & '() %& '" ##
$
) *"%)+" ( #"
(
,-( . . /(- , -
%&# ."%
'#/
) ", ."%' #"0"%"1
/(-0 & 12) "1" #
3"
%'+" '1""" 4 #
"5/
" '
5 .6"15/'#
5
" "& !'% "*#7 44
3 5"5/
!"5" 8
'#/8 1
## 5#"5/' *+'
#%
5'
'" 5/ ##0
'#/ 5 1""+
"
'#/ 5'*#/''# "#/5 % ''15 +
5" "+#1"1+"'
'#/%'# '
"5/+ ##55
5'"1"#
"5/ 5 '/5'""5/+%+5/##5 5 %/' '# '
" #/'' # 5 #" 3.
5+# "5/ ,
"+ ""5/5
'* %"5 ##")6!+."%
! ''
% ! + /.(# .
+""" '(9 & ':+%.!; (.(# . +15/"# " )04< <(0707 ) *"% )+ 1
" 5/ ! + /.(# ..+') *"%)+ 1 * +1 *.11 "
"5+ .
'#/ +/5+%+ %/+
"#/' '# '
'#/ 5%' '
"#/'' 5/+ #####55 ++ .## #/1" "'
#%*+
' ## *+''#
"5/5 ( .==.<0."" "-0
/'" "
( .<0
# ;"
# >#
<" 3!
"#"/ ( .=.<0 ?># ( <0 ## 1 "+ " "1
+5
#"@"'>
'/ 4404 1 "' ( * "5/" "1 A"5/ ' > / "
' " #
" 5/
''
'>. 0 .6" ?>,B #
'".>5'" " 5'# " ( .3.<0# '""+/." "1
""#/'>" + "1%'
%1
'"?>,B.'" " 55
" C( *# ' ' '/51"
5 "" ' # # " "D "%"
,
'"?>,B1 "%& ! " "
"'> "+'( * 1 ""5
''#/+ * ' +( *
+. #+
'" "
#
8 5*#
5* 1 >#"
" ''#/+ * #
'"C( <0# '/ # * "1'
'+ 1 * " "+/. ' ' #
1
" ( .3.<0# ' ##'# 5"5/1"
"1"1" " * 1"5/" "1 "
5%5'// #5
+ #"
+"
++ % " & !. '/ " " #
5/' +% .5 +/"
' 5
"#"/5/
+
'++#/" "
"C( .<0#' " "/
''5/5 " "1 / "..' 5
""' # # C E;"
# ># 1"5/5 "'" " " 1 5 43 "" ' > ?>,F< "+/. ### '
# '# +
"#"/
'.
"#"/ " ( 4.
7.<0G( .> >
H E # #
I <"
""
# >#
J K" % "
. ' 5 ( =.<0."" "-0
!
'
( 3.<0 !
( .<0 >#
( .<0 '# ( .7.<0 " "" ' ( .
.<0 .7.0 .==. .#/51 C =E# ''"#A.1"1 " " #" 5 5 1 " 5 9/ "
%/5#/'# ' 5
'#/1 "%+%/+
".'
"%"#
"
3 ## #/1" "'
/(-
F#5- L <