(O&M) National Insurance Co. Ltd. v. Richpal And ORS.
!"#$% ##
& '(# ( '# )
#*+ ,-
./(,- (##
#
# 0 2 $,(( (# '(#
3+4(, 54( (3 4( "# +( &( ,664 # *!(7 - , ( (879 !"#$% *3 4 4 :'065 0 ;
( (4-( ( ( 0360 #"( ! +,54( ,(( . " -( ,9((*# ( 4 4 -4 ( 4 -( 34 - 3$ # 7 *!("(( *(3$
# < " " ( " ' ;6= 0 4 4(9 4 ( ", ( 9 -4 ( ) # ",44'>, <# "( $?(( (4 "' , <# "(?"'> , < 9#(" "9((3" ## 9 *# # $
( ( # # ## '# .9 "4( "#,(4(4((-( 89 9(
!"#$ % ( - " ( "#",$,3#3$( "#$? ( # 9(-4- - -4 ("
4" ,( ## (( "(#(*# 4 4. < "(" (9 ( 8 ("
(9 " 3( # 07 "#$,( *#- 4 3.9( 4 "3 $( "# $ (( - ( *9( 4- - -4 ("
4, 4- "( # $ 4(9 4 #, ( ( * # - -4( * 8( "34# # 4 ' 9 4 $- -( *8( "#
0
(,
( ## $ " ( "# ( # 4 ( # ,
94 9 " @(( ( 0,*# ( 4 4 -4 * :'065 0 ;3$ # 4. (# "A)) # - "-,9(( ( " $ ",9(" "9("A )) 0 @(( ( "#"3 A)' > @(( ( #9(-4- - -4 ("A)'0 ; ' 2((# -## ( #- " ( 4 4",( !
" B 3 , 54( ( ( B 3
-9 ;
9( "# 9 "#', <9( ( '=;C # " "( 4(#
D,#$3 3$ # 0. $-
$ B(# #("# !"# " " E# # " '> ,
> #($ 3 $(E;C !"# E# " " 9(( (# ( 4, E## (4" '0 ,0; !"# # 4 3(( 4 ' , - !"# " E# # 4(# " ' , B
' ,0; B("9 ', < B(9 ( "#$44 -( ## ((! 3$9$ 4(# ## # $4(( "3#,("#49 3(##
7 "#$33 - 3 $#$"#( "
( ## 9 4- ( #, 9(
$## ( 4( 3 ( 9 # ( 3(
(-( (##
344 ( 4(( B( " ( 4" ( ##
9 ( # , 9( 9
4 $ -4 ( 4 -( ( - " 9 ( 4 - - -4 ( "
4 , ( "- ( "( # $, ( ( ##
7 "#$ 3 #$ "#
; ( 4 (##
, ( ( 3( (##
7 "#$ *" B(B 3 ( 9((# - $ ## # " B( 3 -( 4 4# ;6(9 34 #
!
"
# $ %& ' ( $
$
%
%
$ #)* +
$ $
,-
.
# (//0 1 # #0
10+231 445 ,'6 $ 7.
+ 88/01+7#0+231
95 , 2 .
:
(//;01 +7#0+2311 (95 , $ *
7.
7 #+ < 2 8990(1 +7#0< 1 (5 , $ - &+ =- - + .
3 - * 88801 >
#
10 14?5 ,@ 7.
A 88?0;1# #0
10 1/(5 , : B .
!
A *#8980 1(//(5 4 ! (
$
"
$
7
,.
<: .
* : (//0(1 +7#0+231 4;5 ,@ .
- $ (///01+7#0+231 95 ,$
$$
$
$
%
5 ? *
=
$ D
$
% $
$
%'
6$ $
3
, $ *
.
: (//0 1 # #&
0 1 /?45 " 0 1 (//0 # #0
10+231 44 88/01 +7#0+231 9 (//;01 +7#0+231(98990(1+7#0< 1 (88801 >
#
2#14?88?0;1# #0
10 1/(*# 8980 1(//(
$
$
"
"
($
6
$
%
9 * E
($ D
+# -4 >9# # 0 7 "#$( 4(3$3 444(4 -4- 3( B( , ( ",#(3* 4( 3 "$( 9( 4 3 $#$ "# ("#49
( #9 4 ' $,(## 39($" " 4 $ 2 .
!"#$ %&"'
!()$* "&#
'# !+,
"&#