Meena Devi And ORS v. Oriental Bank Of Commerce And ORS
! "#$% &'(' )
* "+ %! -
%! .!
& "/00 "+ %! -
)# 12) 3))3 44
#4 )%"
"+,, 55 %(3%+*
6 , )% 7% *) "/
(+*
%
%! )%
8970 %(+*
%% )%
89, ""
(+*
%% 44 ,
%! & ! 6, , + 5
" :%
0$ "!
"5; ) % + & 0!% 57"
&(
* + %+
+) ;(<<=, 0$ "!
", +5
", :,7% * + 87+:0
5 %>(6, & + ": %!!4
&!" <<=
+ %
&"!7% 0$ ";2 + .!)
* "+ %!( " "
% 0%+ %6 !$ !!
+"
%;<( <<( ""
?7% 4(%+ % ":
& %+ ) %
+ & 0!% 57"
&") ;(<<=5
& @A %+ 5
%
&"!7% 0$ ";B% " * + !C@A0$7"+ ": D7
%&; "
, % , ;0 ! 6 !$ &&;%+ 5 !758
7% %+ % "
%;((
%! &
" 5 % ) % + & 0! % 57"
&(
(%%
* ! !!7 +$7%!7
% 0 %+ %!+
%;<(<<* +
" ""
?7% 4@,
"6 ! "
&&;+ !$!
+5; ) % + & 0!% 57"
&(
"* %'(!3
7$
++ +( 6 !%+
" ": 3
7$
5
, %,7!5 "+ % !, %)
&(6,6 &! "
7% &:7 %+ " %"
7% &, %!
7$
!$
"
& + ! " ! "+ %+ %! ?
":7% ("$ ;0 6 !0 5;% "/( %
$%
"6 !!
"5 &
%!"* %<(
0 / ;0 ! 5* !
&": 6 , @A "
0$7"+ ": D7
%&; ! " % !$"!
! %
+( " $%
"6 !!750
, %0 " "/"
%( %+ !57%!
&":6 , "
$; $%
" , ! 5
"+ + 6
" ""
?7% 4 ! "! + % + $ !!
"+ " % !$"!
! %
+( " $%
"6 ! & & !E& :
&% $%
!%%
&": 6 , "
0$& ! & + 5 % "/ ":
057+!0 "B% >"
%;=(( ""
?7% 4<(
/
" " 0
0"
;6 !" 5 ":$ & !
+
"/!
&&6 ":% $&;
%! "
%;@(#4
;7% 5* 0 +&
%, ! "%0
! "D7 "6 0 5;7% % ", (% $% 0$&; ": %+ % "15& 7% ++& !
7+:
+=@<< G$; "&!
+H % !$ $ % + @ ;
%! 6 + %
"" 0 / ;0 6 ,7 %+ % 7% " * 6 ;7% !750 !! " 7% %+ % +
' % :
%+ ": %
! " *7% !(6 &%
+; +* !
5% ", 0 /
;0 5 !" 5 ! ! 7% %+ % +
+ =@<< $; "&!
+ % ;7% "+% %+ 7 D7
!750 ;7% & 0 E % $% %7% %"
!!
%;$% !! " 0
%I $; $&; "/ , ! 5
"+ + 6
" ""
?7% 4,
%!&
;6 !7%$% !
"
! 6 0 % % + @ ;
%! "&; " " %+ %+
%;<(<<$ !!
:,7% <<= " % !$"!
&
""
?7% 4( +
%; @( (
%! ++% !!
+ &
% && ":7$" !!7 !7
+ %
"! % ", % $% (
0 / ;0 !$ %+ %! 7"8 5
%;
:, 7% +
%; <( << "+ %+ % ++ & !
7+:
+* %'((* + ""
?7% 4+
%;'(57
%!%
&
%%0
@
!6 0 ") ;=(<< !$ %+ %! !
7+:
%%; ":%
"
@A, 6 !"7% 1! %+ %!% & !!$ 5 "/1!$& ;( " !,0 * %4+7
%0+
% * %+7 % +!, &&
!
* ":5 "/+ !!7, 0
%6 &!
+7"+ %& 7!
>G H 3(= ::% + 5;
" % " " 0 / ": ;0 ! &":6 ,@A "
0$7"+ ":D7
%&; !$
%+ %!$ !!
:,7% "
%;<(<< " <<=(
%!, $% %% , !6%
"
4 %
& "/00 , ! & +6%
$&
+ ":
%! "
";% ?
%
!6 , "
@A%@;
%!
"$&
, &6 ;!5
"%
+; "+6 && ": $ ;
& :
& !$ %7&
%!, 5
$$% !
+
+
,
/ "7$ !$ $&
!$ "!
%7 "! % "/ " !,0 * %4+7
%0+
% * %4+7 % +!, &&5
%!
* ":5 "/+ !
,
%+7"!
&%
%! !6 && !7"!
&%
7&&;:"
,%7:, $&
+ ":! $%* ! "!$
" ": & ! " "+* % 7! "!
%7 "!$
" ": ;0 "
7% ": 7%!
%:70 !(
%!, 5%7:,
"
7% J "!,
% !!7 %
& "/ 00 * % 7! "!
%7 "!
%* "/"+ :* %" ": ;0 "
"
% + ?$ %; ! ! " + !$7
+
%+ ) % + & 0!% 57"
&(
! , && ":
+ 5; %
& "!7% 0$ "; 2 + 5; & ":
<<=,
% 0%+ %+
%;<(<<$ !!
5;3 ":& ", , !7%
+! !&&6!#4 F)>@4E<' E<=
&"!2 + .! )
)%
/ 37% ( +*
( 7"!
& % E )% !,/ ::
%6 &( 3% +*
, )!3 "+
% "(+*
% && " , !
" $% ;
% 0 ! *
?4
;%+ %:%
+"@<<=
%,
% ": 2+7"!
&%
!( ! + %
K 0$ "!
" %+
) &": 6 , "
( !, && 5 ! $%$%
&; " ": K , "
!, && 5 +
+ 6 % 57"
& 07"
+6 % 57"
&!, &&5 $7 "
& J + 5 %%; ": 0 ? 070 "
!57%!
+ " !, &&5 "! +
"
&+ ! "
& << 3+E4.9, "8 (7+:
(I $; +%+ % ! ""
?7% 4 ! &!" + !$7
$7%!7 %+ %+
%;<(<<(, &
%+ + 5; ) % + & 0! % 57"
& " ) ; ( <<= 6
%E & !E & :
& % $%
"+ % @A %+ ! +
+ 6 %
& "/ 00 4 % " @ +
@A
0$7"+ ":D7
%&;
&! !&&6!#4 FG H + @< %
& "/ 00 (% $7% (
( " "
30 )
* 6 , "
7$ +
% !70
!((>E4 G5H
+ @< %
& "/ 00 ( % $7% (
( " 3,. / ! 7$
( 6 , "
% !70 ! >=E4 GH
>+ @< %
& "/ 00 (% $7% (
( " "
30
7$
( 6 , "
% !70 ! >=E4 G+H
+ @< %
& "/ 00 ( % $7% (
( " 3,"7 7$
( 6 , "
% !70
!@'@@E4 H
+ @< %
& "/ 00 (% $7% (
( " "
30
!, 0 7$
( 6 , "
% !70
!@'@@E4I , 6 ! "
&&;+ +" 5 %>( ", " ":
0$ "!
",
%!, +!7:,
!* +
" ""
?7% 4@ 5 % ?
": 7% +
%; ( , ?
": 7% + !$!
+
" 5; $ !! ": &&6 ":%+ %"* %'(#4 #4 3,), 9 $%(+*% & ! , !
/ ": $ %0 !! " %
! !5
"!
6 ! & + " "15& :, 7% "+ "
%0! %+ % +
<<<( ! + %
, & 0$ "!
" %+ ) % + & 0! % 57"
& &":6 , "
!, &&5 &
"+ % " ": , & &": 6 , "
!, &&5
+ " % 57"
& " %0 "
& J + 5 %%; ": 0 ? 070 "
+ !57%!
+
+ " !, && 5 "! +
"
&+ ! "
& ! 5
" !
& 6 ! "
&&; + + 5; "15& :, 7% ( * + 87+:0 +
+ >( $; 6, , ! 5
" $&
+ " % %+ J % ,
&%
+; 0 $%
" , ! 7!
+; !75!
D7 + !( 3
7$
( & > , + + "+ , % 2 ! 6 0$&
+ * + %+ % +
+ < ! %!
&, &%
+;5
"+ !$!
+5; "15& :, 7% ! $
" ": & ! 5
0 :
"!
$%$ % %
,
" ":
7$
5
% !, 970 % )
&( , ,7!5 "+(6, ! &!"
7% &:7 %+ "+ %"
7% & %!3
7$
5 "! :"
%+
0
%"7"
+ 3+E4. * / 7% ( * %'( ++& !
7+:
I $; +%+ %, !5
"$&
+"% %+ ""
?7% 4= !$
5* !
+ %+ %!( " $ ;0 ! 0 5; ! !7,
%! , + & + % $%
"!
""
?7% 4'( 4 4< "/( , , %0 " "/ ": 057+!0 " 57 ! 0 + , 5*
%! ,
"
!
"
6, , ! * ": "/+ !$; &
%%
%0 "/ ": 057+!0 "%
+! !&&6!#4
9 ) 3)
%* "/"+ 7 &+ ":G &%H
%'(, "+ :
%,4=' L ''( ''<( G?
"! " ( ' M H 40 &# 5, "+ :
%,C%5 %: " GH0$@@E>E4 7"
( )
* M. / !7$
N@>(3
@( 7%5 ?&";(
%3 %E) 0( "/ ": 3 %* !O0$& GHE00E @@E4 :
"!
(
;7% 5* 0$&
/ ": 7$ 0
% 6 5 "/( 6 ,
" "%0
@ !6 0 "=@<< %+ %!++& !
7+:
%%; ":%
"
C@A, 6 !"7% 1!%+ %!% & !!$ 5 "/1!$& ;( " !,0 * %+7
%0 + ( "
% * %+7 % +!, &&5
* ":5 "/+ > " * 6 5* " $7%!7 ":
%7% "+, &!
7"+ %& 7!
> H 3(= , ! ! !!7 ! $ % %+ %! "/ ": 057+!0 " @ 70 ;"
!&!
+7"+ %& 7!
>G H
"
7%!
,7&&;( 3+E4
%0 "+ %3 ":,( $7 ;3
%;I 7"!
&% !, !* &;"
"+
%!
"
C@A0$7"+ ":D7
%&;"&;%
%!
@;
%! " ":$ % +0
7% ;( !5
, 5
"/ "!
* ": 7"
"+6 &&"
, "
6, , !$ ;
" !+ ! , "! + "
"!7"!
&%
%!
!6 && !7"!
&% ! 6 &&" 5 7 $&
%
:7 + & "
! )
% %7& %+
+$% &(6, ,+
&!6
"* %! "
%0 + "+ $%* +
5 "/! !,7&+ &&6 "* %! "
%0 + !( + &; + ! % % 7%% ": +
%! 00
&;% "* &; ": " % ! 6 !
5 "/ " "
%0! + , 5 "/! D7 % $ ; "
"% !$
!7,
%0+ !6 ,7 +7 ":
5;6 ;$ ;($%* +
"!6 5
% % "* % % + &":
" ": $ % + % : "
& "
, $& ;
%* "/ "+ 0 + " )"
%; & ;3
4%
+! !&&6!#4 F"* %! " %0+ !( &; !%% 7%% ": !%
"* " %0 ! ! $ ?
:7 + & "
!( 5 "/! !,7&+ &&6 "* %! "
%0!+ !(+ &;+ !%% 7%% ": %! 00
&;% "*
&; ": " % + + ! 6 !
"/ " "
%0+ "/! D7 % $ ;
"% !$
!7,
%0+ !6 ,7 +7 ":
5;6 ;$ ;($%* +
"! 6 5
% % "* % % + &":
" ":$ % + % : "
&"
6 ?
:7&
%;"%0! "+ "%+
5
!!
4& 5 & ;0 :
G2)H( ! $%$!
$ %0 5 "/! %07&
% 6" $& 6 %+!"* %! "+ !I , %
& "/ 00 4 % , & !!7 J "!1,
!$ + %
"!
%* "/"+ , "/ ":+ "+3
"+ %+! %+"+ 5
" %7&
& "/00 " "7 %;
' %0
+! !&&6!#4 F'
!"#$"
, " ;7 $&
%0 + , 7!( 6 6 && 5
" "!
%7 "!%0;7 " 7"
$ " ":%0 % + !$!
&;7%+
0
7% ; 5 , " "!
%7 "!%+ !$!
&
0
7% ;(6 6 && "%0;76 && " +*
,%7:,&
%E0 &E3)3 57 ! 0$ "+ ":+
7% ; " 6 &&+"
"; "!
%7 "%0 ;7(6 6 &&% 6 ?&7+ ":+ !& /
?!
* ":!+
(% % +
0
7% ++
$% & ":%
"
+ 6 && "%0;7 $% +7% %6 ,+% &
%0 + 5 % 0
7% ; , ! "%0
" 6 &&
&! 5 0 " 7"
$ " ": %0 E )E% %!
6 && "%0;7
"+, %:
!%$%
7% 6 ,+% &
%0+ 6 && $ %0 $%
7% ,+% &!
%0 ! " %+ 0 "+
P %0 % % 37%* *%E %%37%* *%1($%* + +;7, : * 7! !$ 8 "
0 "+
%0 && %!% $7%$!
6 && $%* + % !7, 0 "+
"
7"
$ " ":%0 : 6 && "%0;7(
+
%0! "+ "+ "! "+ "
" ;7% 6 !"
0
7% ;, ! "%0
"6 && &!5 0
" 7"
$ " ":%0E)E% %!
, 6 && +* !
;7$%* ! "!"0 ?
"0 %7 ": ;7" ;7% + !( 7% 5& :
"! 7"+ $%* ! "! ;7%!
/ ": ?
0$ "%0 ? +7 "
37% 6 &&5
%0@%@ %0;7
" ;7 " & ;
?";7% "
"0 70 ;!750 7! !7, %0$ % + &&; !% D7 % +( ;7 " &
$ ;
?";7% "
"0 6 && /"6& +:
!7, %0! 8 6 && !!7 D7 !
, " $7&
+ $ % + 6 + +7
? %0 "
+ E
%7 +";7%+ ! / 6 && "+
? + +7
+( ";( "
"
%0 + ! %
;7% 3 * ":! E 7%% 7"
" !!5/E!
7"
I , %%0 %
& "/00 "
%0+
&
%&; "
"! !
$7&
"
" +
, "; + %( $%
7% ;0 67&+ 5 0 !7%* *% , &! 5
"; "!
%7 "!: * "(+ 6 &&5 % +% % +
$% & ":%
"* 6 "!
%7 "!%
/ ": "! +
" + %
"!6, ,, +5
" !!7 :,7% * + %+ %+
%;<(<<
+6 % 57"
& !, &&5 $7 " ! ""
& J +5 %%; ":0 ? 070 "
+ !57%!
!!, &&5 "! +
"
&+ ! "
& , ! , 5
" 0
@A "
0$7"+ ":D7
%&;0 / 0 "+
%; 5 :%
C @A 0$7"+ ": D7
%&; ! $ %+ % $ !!
+ 5; ?
": 7% "* %'(( + %
"6 ! !!7
!5
&":6 , "
!" + !$7
+
@ +, 5* %+ &; ":6 "/* 6 " +%0 % "; "!
%7 "!6 " !!7 !$
'GH(% !& %
+
0 ": ! , * ": 5
" % + % !
% + %0 6
+ 0
7% ++ $% & ":%
"
@A0$7"+ ":D7
%&; ! &!" 7 $&
0 ",
!$ 5* ++ %
& "/00 "/ !% D7 % +7"+
'G5H "%0 6 && " +* ,%7:,&
%E0 &E3)3 57 ! 0$ "+ ":+
0
7% ; "+ " " "!
%7 "! , * ": 5
" %
+ %0 % ; & % 6 ?&7+ ":+ !& /
? * ":!+
% % + 0
7% ++
$% & ":%
"
" * 6 5* %70!
!( , ! $
" ! &&6 ,!
!@E4+ %
" ! !!7 %
! !( ( ( > &7&
&& $% & '( = 6 , "
C @A 0$7"+ ":
D7
%&;6 , " % +"
0"
+$;
%+ % $% &'(' G))3H !
"8 ; ,
%!$
/ ":E%
!"
+# !E ,
%% $%
# !E