Parmanand v. Syndicate Bank & ANR

 

 

       

   

 ! "#$ %$&'(')*+

",-")")% $#'#')$,( .$,(/( 01)%'&"#$")2")%")#3$, $(4)%$)#(

!*

56 !0 

760

,$($)#*8 !,  ,,"9%:&"#$9 ,#3$4$#'#')$, !,.'4')!"3";")9%:&"#$9 ,,$(4)%$)#(  3$#3$,#3$$4,#$,( <&"<)$=(4"4$,-"1>$"<<=$%# ($$#3$;/%?-$)#@
 >$,$ $,,$%##3$$4,#$,,)# A 3$#3$,#3$;/%?-$)#(3/<%>$,$4,#$%')#3$%'?$(#@ 88 88 760

6 3$4$#'#')$,="(=,2')?"(")(('(#")#!")"?$,')#3$ 01)%'&"#$")2")%="(4(#$%"#-,'#(",,")&3 3$($=$,$#3$%"1(

#$,,,'(-#3$0#"#$ /);">")%#3"#",$"="(-(#"

$&#$%",$"  $ ,$B/$(#$%#3$C)"<!")"?$,9$=$<3'9">/#"44,$3$)(')#3'(<' $")% (/?3##,")( $,#(-$("

$,4<"&$(<'2$"<")%3",96/%3'")",%"-4/, ,")&3$( #3$>")20')&$3'(,$B/$(#="()#"&&$4#$%9#3$,$ ,$93$3"% #3'%$3'-($< ")%#3$,$>1>$&"-$">($)# ,-%/#1 ,-DADD #'<<
+DD  $="(,$-:$% ,-($,:'&$)

DD)"&&/)#

/)"/#3,'E$%  ">($)&$   3$  4$#'#')$,  &<"'-(  #3"#  #3$  01)%'&"#$  ")2  -4<1$$(5$)(')$?/<"#')(DD&"-$')#$

$&#='#3$

$&# ,-
DDDD")%("-$="(&',&/<"#$%#:",'/(>,")&3$( >")29:'%$<$##$, %"#$%DD  3$($=$,$"44<'&"><$##3$$-4<1$$(9=3=$,$') ($,:'&$ #3$")2),"

#$,D 9>/#3"%,$#',$%>$ ,$DDA 0/&3$-4<1$$(=$,$$<'?'><$ ,4$)(') =$:$,9)4#')="(?':$)#

8
8 #3$$-4<1$$(#>$&:$,$%>1#3$$)(')$?/<"#')(9=33"%"<,$"%1 ,$#',$%9,$('?)$%9%'(-'(($% ,,$-:$%  ,-($,:'&$   =$:$,9:'%$ &',&/<",%"#$% D
))$F/,$88
9 ,$(34#')="((/?3# ,-#3$ $-4<1$$( )#3$4,$($)#4$#'#')9#3$4$#'#')$,&<"'-(&-4"((')"#$ "<<=")&$/)%$,$?/<"#')A #3$01)%'&"#$")2 -4<1$$(5$)(') $?/<"#')(DD #'((#"#$%#3"##3$,$(4)%$)#(9:'%$'-4/?)$%<$##$, %"#$%

9%$&<')$%#3$,$B/$(# #3$4$#'#')$,)#3$ ?,/)%#3"#3$="(,$-:$% ,-($,:'&$)#3$$

$&#':$%"#$")%)# $<'?'><$  ,  4$)(')  3$,$ ,$9  3$  '(  )#   $<'?'><$  ,  &-4"((')"#$ "<<=")&$')<'$/ 4$)(') )#3$=,'##$)(#"#$-$)#9#3$,$(4)%$)#(3":$#"2$)#3$(#")% #3"##3$($,:'&$( #3$4$#'#')$,=$,$#$,-')"#$% 3$,$ ,$93$'()# $)#'#<$%#&-4"((')"#$"<<=")&$,4$)(')#'( /,#3$,(#"#$%#3"##3$ 4$#'#')$,3"%">($)#$%3'-($<  ,-%/#1%/,')?#3$%"1( #$,,,'(-")%9 #3$,$ ,$93'(($,:'&$(=$,$,'?3#<1#$,-')"#$% 3":$3$",%#3$<$",)$%&/)($< ,#3$4$#'#')$,9#3$<$",)$% &/)($< ,#3$,$(4)%$)#(")%3":$"<(&",$ /<<1?)$#3,/?3#3$ '<$ 3$$?/<"#')A #3$01)%'&"#$")2 -4<1$$(5$)(') $?/<"#')(DD *8 GA

-4"((')"#$<<=")&$  )  $-4<1$$9  =3  '(  %'(-'(($%  ,  ,$-:$%  , #$,-')"#$% ,-($,:'&$9(3"<< $'#3'(4$)(')H ,:'%$%  #3"#  #3$  "/#3,'#1  3'?3$,  #3")  #3$  "/#3,'#1 &-4$#$)##%'(-'((,,$-:$,#$,-')"#$3'- ,-($,:'&$ -"19'

' (/&3%'(-'(("<9,$-:"<9,#$,-')"#')9'(), "

#$,#3$(#%"1 :$->$,9DDAH")% '' #3$  &"($  '(  5%$($,:')?    (4$&'"<  &)('%$,"#')59 (")&#')"&-4"((')"#$"<<=")&$)#$F&$$%')?#=8 #3',%( #3$4$)(')=3'&3=/<%3":$>$$)"%-'(('><$ #3'-)#3$>"('( #3$B/"<'

1')?($,:'&$,$)%$,$%

8A8 /4##3$%"#$ 3'(%'(-'(("<9,$-:"<,#$,-')"#') 
 3$  -4"((')"#$  <<=")&$  (")&#')$%  /)%$,  #3$ 4,:'(#(/>8,$?/<"#')'(3"<<)#>$<$((#3")#3$"-/)#  -')'-/-4$)(')4"1"><$/)%$,$?/<"#')A #3$($ ,$?/<"#')(I  #')%'&"#$(#3"#')&"($9")$-4<1$$'(%'(-'(($% ,-($,:'&$9 3$(3"<< $'#3'(4$)(') 3$)9")$F&$4#')3"(>$$)-"%$#3"#' #3$ 3'?3$,"/#3,'#1#3") #3$&-4$#$)#"/#3,'#1# %'(-'((,,$-:$, #$,-')"#$")$-4<1$$ ,-($,:'&$ $$<(#3"#'

(/&3%'(-'(("<9,$-:"<9, #$,-')"#')'(),"

#$,DDA9=3'&3'(#3$,$')#3$4,$($)#&"($9")% #3$  &"($  '(  5%$($,:')?    (4$&'"<  &)('%$,"#')59  &")  (")&#')  " &-4"((')"#$"<<=")&$9)#$F&$$%')?#=8#3',%( #3$4$)(')9=3'&3 =/<%3":$>$$)"%-'(('><$#3'-)#3$>"('( #3$B/"<'

1')?($,:'&$ ,$)%$,$%  /4#  #3$  %"#$    %'(-'(("<9  ,$-:"<  ,  #$,-')"#')   3$ $?/<"#')('#($< (3=#3"#'#'()#,$B/',$%#3"##3$4$#'#')$,-/(#>$ $<'?'><$ ,4$)('),-"<<19")$-4<1$$9=3'(%'(-'(($%9,$-:$%, #$,-')"#$% ,-($,:'&$9'()#$)#'#<$%#4$)(')",1>$)$ '#( =$:$,9 #3'(  '(  ")  $F&$4#')9  =3'&3  &/<%  >$  -"%$  >1  #3$  3'?3$,  "/#3,'#1 3$,$ ,$9#3$ "&#=3$#3$,#3$$-4<1$$'($)#'#<$%#4$)(')9'()##>$ &)('%$,$%=3'<$"<<=')?&-4"((')"#$"<<=")&$)<1 ,&)('%$,')?

#3$&<"'- &-4"((')"#$"<<=")&$9#3$4$)(')9=3'&3=/<%3":$>$$) "%-'(('><$9'(#>$&)('%$,$% 3$$F#,"&# ,-#3$'-4/?)$%,%$,%"#$% 

'(,$4,%/&$%"(/)%$,*8 G$  "&2)=<$%?$  ,$&$'4#    1/,  <$##$,  %"#$% 
+


,$B/$(#')? ,(")&#')')?&-4"((')"#$"<<=")&$')<'$/

4$)(') $)(')",1>$)$ '#(",$(")&#')$%##3$$F8$-4<1$$()<1'

#3$13"%4#$% ,4$)(')=3'<$')($,:'&$ )#3$%"#$

1/,,$-:"< ,-($,:'&$9'$)

DD91/=$,$)#"

88 4$)(')  4#$$   $)(')  $?/<"#')(  &"-$  ')#  $

$&#  )
DDDD"(4$,=3'&3$-4<1$$(,$#',$%)," #$,D

#'<<#3$">:$$

$&#':$%"#$=$,$$<'?'><$#4# ,4$)(')( 1/=$,$,$-:$% ,-($,:'&$4,',##3$$

$&#':$%"#$91/ =$,$)#$<'?'><$#4# ,4$)(') (1/=$,$)#"4$)(')4#$$91/",$)#&:$,$%>1 01)%'&"#$")2 -4<1$$(5$)(')$?/<"#')(DD ")% 3$)&$1/",$)#$<'?'><$ ,4$)(')",1>$)$ '#(')&</%')?

&-4"((')"#$  "<<=")&$  "(  4$,  $?/<"#')  A    0  DDI #(3=(#3"##3$,%$,="(4"(($%"((/-')?#3"##3$4$#'#')$, '(,$-:$% 3$4$#'#')$,%'%)#4# ,4$)(')")%(')&$3$%'%)#4#

,  4$)(')  ")%  3$  ="(  ,$-:$%  ,- ($,:'&$9  3$  '(  )#  $<'?'><$  &-4"((')"#$  "<<=")&$  "<(   (  (/&39  #3$  '-4/?)$%  ,%$,  %"#$% 

'('<<$?"<")%'(3$,$>1($#"('%$ 3$,$(4)%$)#( ",$%',$&#$%#4"(("(4$"2')?,%$,"(#=3$#3$,#3$&"($ #3$4$#'#')$, '(5%$($,:')? (4$&'"<&)('%$,"#')5")%'

'#'((94"((#3$&)($B/$)#'"< ,%$,"<(')#$,-( $?/<"#')A #3$01)%'&"#$")2 -4<1$$(5 $)(')$?/<"#')(DD9,$4,%/&$%">:$$$%<$((#("1#3"#>$ ,$ 4"((')?(/&3"),%$,9#3$4$#'#')$,(3"<<>$3$",%")%(/>-'#4, #3"#3'( &"($'(5%$($,:')? (4$&'"<&)('%$,"#')5 3$>")2$,(3"<<"<(#"2$')# &)('%$,"#') ")1#3$,$:'%$)&$":"'<"><$='#3#3$-')%$&'%')? (/&3 -"##$, 3$-"##$,'(,%$,$%#>$%$&'%$%$F4$%'#'/(<194,$ $,"><1='#3') ('F-)#3( ,-#3$%"#$ ,$&$'4# &41 #3'(,%$, 3$4$#'#')'(%'(4($%  760

 

+

(;2(