High Court of Punjab and HaryanaCWP/21712/2013allowed

Jatinder Kumar v. Pb Gramin Bank & ORS

2016-01-25Mr. Justice Darshan Singh12 pages

!"#"$%& '

(%)*(+,

" #

# !

" # $ % " # & ' (## # ) # * # +)& ,- $ %# , " ! " #

#* ,# # , ) -*

" # #. /# +! , *) ,# # )* 0! " , !" .

! 12$3 " # )* * ! $456 7 ! ! ) . # 28""! 9 *.3 ! ) * '::; ' %# , !#) # " !

) ""!

! <4=> " # ? * @ 2?@3 , !

* . '= '::4 . # @ " # * * ) *# 7 , !* !

. "

. '= '::4 $:

'::4 7 , * $$ '::4 %# * , #

# , " . !! " " # "

'4 '::4 $:

'::4 " * * # )#

. ? # ! #. # # " ! ) ;

'::4 ) , ) * '4 " '::; ) * 1 )) . # * # !# # @ " A #) # .) " . "*) @( B$;'41 " '::4 8 8! ';

':$:

# , " ) * #) . # # # '= . " ! ,# # 7 , ! ! . # * @ ) # ) "

! ! ! # " @ * B$;<4 " '::4 7 , !! 8! $4 ':$$ . # @ # , !A " # !#) %# " # > C%# !!)*.

**, %# ! ! ! # %# * " # !A ! "

*D < " ) !A # *.

# # B $$ ':$$ "**, . B $= ':$$ .) # # . ! ,# ! ,) " ) * '42<3 ,#!# # "**,) ""!> C'42<3 (# ""! *. # ! "

>) * 213 # * ! ! . #)# ! # ""! *. # *. !A # #** !D

; %# , . # # # # * ) # * , " # 7)# @ # ) , 7 , "

# @ ) , !) @A *.

. # *. # " *! +! $'

':$$ . ,. "

@ B$5;<5E$5;<= " ':$$ # , ) ! " ,# ! ,) " ) * '42<3 %# *! , # ,# # ! # , , **. **, %# @ #* * ) ;

'::4 ! ** A # # , ) # !A * " , #* # # , * # . ,** * . "0 7, # @ , * ) *. # > !! ! ,# ! # .

" ! ,) * ? ) " # # , * * . " #) ) , * # ? ! # " ,# # *. , ) # ) # " "

6 %# , !** " #) ) 6 ':$' .

# ! #. # # # !* " ! ,) " # ) , * 7 ) # #) # !!) ) * '' # " ! * "

*. ! # " " # *. # ** ! ) *F . ) "

* * 7 " # ) " # @ # @ * * ) # " !A ! " ! ! #"

* * "

# $;: . ! * ) # " . # # ** # ) # # ,**) "" # * " # , 7, # !* , ! ) 6 ':$' 20 >53 )) . # " # ! #.>!

>@# " # # "* * " # " +! ) ) # * , " # * # , * B 5 ':$'

! # B 1:

':$' 20 >43 5 ) # # # # !# # @ # , !* ) ! ,) " # "

# " * ** %# # ,#!# ! ) " # ) " # * "* " # " +! %# " " "

" , 0 . # # * # " +! , "* # #. , ! !# * .

*) ) 8"" # * !# A . # !#) %# # # * # *. *)* , * # " # @# " # "* # ** ! # * , ! . # ! #. ) # = % # . * ! * " # ,** ) * '4 # ) %# * ,# # ""! " *. "

& ! * !#) ? "**,> C'4 8""! *. " ! * !#) 2$3 ""! *. ,# " ! * !#) ! " . ! " *,

! . # ! #. ) # ) " # " # # ! . " #

!# ) !# # ! #.

. ! # ! " # ) ,#!# # # #** ! **,! !" ) * <; 2'3 . .

""! *.

>) * 2$3 #** ! " # . **,! ,#!# #** !!) # !!

! " # ! # *)# " # ! ,## !# !! " " . * # "

** . **,! #** * *. " # ""! *.> 23 ? . ) !# 23 ? !A " ** !#) " # ! #. ! " # * " # ) . # ! @ # # # ) *. " ! !) #

' 213 23 ""! *. #** ** * . " # # * " ) * 1= " # !

" ! ! " ""! ,#!# # " # ! #.

# * * # ) . " # "" " # # !#) . # ""! *. " # #

# # ! " # ! #. #** !!* ) ""! *. 23 !# * # *.

. " # " # !

* ! ! #) ) * 1= #** *. !# 2<3 (# ""! *. # ! "

>) * 213 # * ! ! . #)# @ # ""! *. # *. !A # #** ! 2;3 (# # ! " ""! *. " . ,# * # .* # # ) " ! * !#) # # ) ! " .

! " *, # " ) * '' #** * *.

" # "

# ) * * # ""! *. #** # ) # *" ,# * # ! .

. #, #

! . # !*D

4 ) * '42<3 ** # ""! " # * !A * ,#!# #** * ! #, # "

! " . * ,# ) * . # "

) * ''

,#!# "**,> C'' 8""! *. " .

,# * ! 2$3 ""! *. #** # *" " # ,# # ) # " # ! #.

#** # *" ! " # ! !! ,# ) !* !"!

23 ! # ""! *. ,# * . # ! * #** * , .

. **,! " # " !# ! "

.* #** ** !# !*.

# ! #.

. # # ! #.

! !# ! .* " # " # # ""! *. # . # * !!

! . # !* ! # !# ! .* . ) *F . * * D $: ? # # ! **. , ,# # , 8! $;

'::4 !# '1 ':$: %# !# '1

':$: * ! . , ! . # @ ,#* # ! * " , * "

. '= '::4 $:

'::4 " # !* # # ! *

/ ) ) *" ,#!# . ! , ! .

# # # * # $$ %# * ,#!# A ,## # * ! ,) " # , * " " ** 6 # ? . # ,# # ! * , # ! , # , ) # !. " # ,#!# *" #

, * , ) # "! " # @

*# % !** "! # ! * !) " ! * =$$446 "* . # G ," ! <:6 <4=> ! " # ?@ %# ! ! , " , . ,# " " $ :::E> ,#!# # . # @ !A ) # " # !#) 7! # ! " # **) " ,. !# "

$' %# * A ,## ! ! ! <4=> " # ?@ ""! ,#!# * * #, " !#! !. ) * ,#!# # ) # *! "! " # * # !#) " . # # %# ! ! , ! B ':

'::6 ,#!# , #* . # *

) . '= '::4 ? # !) # # * , ) ;

'::4 $1 %# # 0 ) >' " # @ ,#!# # 8! $4 ':$$ ? # ) #

0 ! # # ! * # * # * ""! , # #" # @ " # # ) ," , * *) *. # **) # ! * , * # ,#, * " # # # * # ! * * %# # * " # # ! %# * @ # *

# ! # # ""! **)*. !

. # ! * "" %# @ 0* # *.)

! " # @ #*) # !# !!

! # ! * !) , * " # ! " *, $< ) " ) * '42<3 " # ) * *

" # ,# # * *! > ) * 213 " ) * '4 ! ! ,# . #)# @ # *. * ! %# ) * * . ! ,# # ! #. 0! !!! ,# # @ ! ? * *, # ,# # ) * ,# . # A *"! # ** * !A ! ,** "**, ,** *, "**, . *)* "! $; %# @ ,# . '< ':$' @( B$;'41 " '::4 *" # A !! ! ,# ) .

" ! ,) ) " # . '<

':$' . # @ #, # ) * '4 , # " # @ ,# # ,#* ) # #

, * * # . ,** * . "0 ? # ! " # @ "* * . "0 # # *. , * # ) ? "**,

# # ,# ! ! ,) # !

# ) * " # # * " # ! #. ) # )# " # # $6 ? " #) ) # ) * ! " # @ ) # " ! ,)

!# * " # "

0 # # ! ! # * *! .

" # ! ! ,#!# * # ! ! *. # "! " ! ! ! . # * @ ,#!# # ! >0 !!! " # ! * ,# . 0 . # @ )) . # !A * *. ! #

, ! # * ,#!# "

" # ! * ! * # ""! ! <4=> "

?@ , ! * ""! * ) *! ,) ) **. * # ) ! * !*

) # # ") # *" !* # !! " # !#) ?" # , !! * , !!

! . # !* #" " . C .*D , ! " @ ! ) * '' 23 # # " ) ) *F . * * ?" * , ** # ! " # ! ! ) ': . # # *. , * # " !

!A # " # ? #

>) * < ; " ) * '4 # )# ! ) # # " !A * ! " .

>) * ; " ) * '4 # ) ! C#, # !!

! . # !*D $5 * " # !

# @ " # # * # ! > ) " # ) . # !*. #. # "

+! !

!! #" * # . " *, ? ) ,# # * ! * " # # # # ! * !#!* ) ) ) . # *)* " # ) * '::; !"

* *. " # * ? # .

# # !* " G , .G !! ! *. # ! ! # "

"" # * # " # , * "! # ). " ! * * * !# . # ," ,#!# # )# )# . # @ # ! * ) # ! ! ! , ? # , " # ! # # !**. ,) . )

*! " # * " # ) * ! $= - # ! # " ,# ! ** !! !!)*. **, !. !**. # ) ) 6 ':$' 20 >53 " B 1:

':$' 20 >43 A # !

# %# #* * *. " # !* # " 8! $;

'::4 !# '1 ':$: %# * ! # " 6H

# !! ) # " ! *. %# !*!

* # ,# = , " # " ! " !. " # & '

1,2 3$"4