High Court of Punjab and HaryanaFAO/5511/2010dismissed

National Insurance Company Ltd v. Neetu Ahuja And Others

2017-11-27Mr. Justice Rajbir Sehrawat11 pages

!"#$$ %& "%'"()*%"

+&! ,, ''%"& *()(

&).)/%%"! *(

(,"!

"&(

0$1

&).)/%%"! *( ,, ''%"&( *()(

%(( 2%"! *(

(,"!

"&( 3+

4 4 5

* ( "&#

!!

"#$ % #! % %

& !

' (

)* # +!

!!

"#$ %

#! # % %

4 57 +

, # # #!# ( !!

# %

&0!. ' 0 '

'# % 1234 ''

(

' - .

!!

%

4 -.

#

( -.

&0# ,- 2 , -

# # !

0 !

5 3 1! ' (# 0' - # 0 0 % 7

(# ! 0 ' '# %123 ( (# - ' -. #! %

0 !

# 8

.

6# 7#!

0 ' '# % 93 4 - ' -.

#! %

0 !

0 0

!!#

# /

00 -

#

0

#!

0 # # # # !!

(

( 0 # 1

0!

1! '

0 ! * # 7 #

0-

* #

#0 . ,

0 !

(# ''

: !

''

' -. #! # %

# -

0 # /

0 !

(# 0

1! ' (# (6' # ;<

&0!. ; '=

% 7 (# '

' )#> # 0 . #.

(#

0

(# 5 .

# '

'.

0!

# (# 0 #

, #-#

04

# !

# #.

1! #' (

(# '

'

0

?

#

# ! # 0!.0 # ( # !

# ('

(# #

(

!##'

0

(

0 '

'# %93

(# !

< !

) #! % !!

# )8

#! %

#

'

0 ' '# %123

'

+ & (

# 0 # ;<) ;<? ) '#

# 0 (# # !

# ;<)&

'

! # !!

'

,- (#

0!#

''

/ (#

-

# -

0 # #! # %

-

,- * . # . -

!.

0!

#

# 8 ## ##'

0!

#

,-

# -

! )#>4 -. !'

#. 7(

,- 6 .

-# #.

# (

#

!!#

0!

#

'.

(#

)#@> !

0 , # ' 6' . -# #.

# (#

(# '

' )# > # #

(

)#5> # .

(

# ( #'

! #

(

'

# (

(#

#0 -##

.

(

(#

,-

6'

)#@>

>5 (# 0 -.

,-

'.

## . (# )#3> !

0 !!.'

0 ! 3

## . (#

)#> "3<<3$ ?

#

<!

# # )#> (# ( 2## # 0 (# ( )#> ##

(# ( )#>

'. 0 )#35> (# (

,- '' '#

# (

&0!. 0 ' '# %123 #

!!

'

,- # !!

(

( #

(# 0!#

''

(

( #

# %

0'

''

!!

/#

&0!. !!

#-0

# 0!#

''

,- # -' # #!

. # ( ! -.

(

#

!

,- #

!!

- . -

(

0!#

##

( 0 -. !! '

, #!!

0

# !

1# ?

# &

#

!

" " # $ % "

&

*'0 # & '&

() *+

# ,

-

-

.

% /

0$ & &# #-0

#

' .

0!#

''

,- # !!

! -.

#!

# !!#'

'0 #

&0!.

# # #-0

#

##.

,- !!

(

0!#

## ,

- . #

# # 0 ( 0

#

#

# -

, #!!

# '0

# # !

!

1 213442 $ 31 # & $5

$

&

1# ?

# & 1 123442 $ 3 # &

-

%!

.

%

$ 7'

! # !

#'

( - ###

# & #

# !

'0 #

/#

&0!.

## , # ! -.

&0!. ! 0 # 0!

1# ?

# & (

' ! -.

# /

& 2!

3

' .

# B &0!#

''

#

''

! ( 0 ## 8 !

# # * # # ''

! ( 0 (' # # #

# (# *

0!#

''

# (' # / # (' # * .

. -

* !.0

0'

#

* !

# #

!

' '# .

0 / #

*

-#

<

#!#- .

(' # !

. #

##.

0

<

- . (' # !

.

( !

# # # *. ! .

''

!

# !

## ! . # # # ( ''

''

!

* (

-

#

# #

- . ''

8

* # ' . #0 ''

# 0 0'

# #

. -. #

''

# ! -

0'

#

- -. 0 #!

* #

!! # - .

''

,

# # !

.

!

-

0!#

''

#

- .

,-

' ' ''

!! - !. -

(

0!#

##

. # !

0 (

0!#

## (

,

0. # .

'

6

!' (

# ##

' 0

0!#

## ?

.

-

- .

0!#

# %

'0 # #

&0!. / (

- ' 0

!!

&0!.

#0 -. #0## , ( !##

,- # !

<

0$1 /

!!

#

'0

!!

# #

# ('.

-.

,- / # # #-0##

!#!

#

<

,- '

#

!

.

#0

# !

-

.

"1 1

# # #-0##

(

##

# 0 <!

# # ##

# '##. :

#!

&0!. #-0

# '

.

-.

,-

-# #. / # #

#-0##

#

!

!#!

#4 #

(# < #. 7'

! # !

#

(

- ###

# & #

# !

'0 #

#

## ,

# . !

#.

:

0

;

,- #

.

#.

!

-.

# ,

,-

##

!

# #

#. -.

< '

(

# !

#

#0 # 0##-

#

#0 !

. -. !!.' # #

# !

#

,

!

# #

,- !!

>5

# <!

# #

.

#. -.

0'

(

-

#

0 -.

#0 '

# (

# 0'

#0

0# 1

(

!

# <!

# # #

0##-

(# #

#! /#

0!. # !

. *'0 !# ( #-#

(

# - .

-# #.

-

(#

!!#

0!

# , (

# . 0 ! #.

2

#! /#

&0!.

#-0 #

< # #

0

# ( #.

-

'.

# #-0

#

# !

!!

(# . !-

# !

0

0!.

7(

'0 #

#! /#

&0!. # -

*

@ #0! # # !

!!

!-

(# . #< 0 #

#< 0 # # !

0# !!

( - 0 0!.

##

(#

00

0!.

> 0!. /

!

#

#< 0 #

!!

,

( -

0 0!.

#

## # !

(#

# !- !

(# <

-.

&0!. ,

&0!.

!

# .

( # # (

!- (# <

0!.

% .

0!.

# !!

# ( ## 1 #!

' #

## <0

# ( ## # (

!-

(# <

,

# -

!

0

0!.

,

'0

!!

< #

# # ## - ( ,

#. #

# (# #-# ! (# -. (. (

# , #. 0#

(

# !

# # <-

0 ,

&0!. # .

# (

'

(

# (# -

< ! .

0!.

7

# &

##. ' ##(6

-

< ,

< # ##

/

&0!.

0 ##

# (

!! -

<

!

7(

# '

# (

# # (

#.

# 0 -

.

< 7

< # -

0

#.

4

!!#

0!

# ,

# # ' )#> !

0 #

-#

# ,

!

-.

# # # (#

-

!' ##'

!# .

# , # # (#

.

# ( # ' #

(# # #

(# 0!.

!

#4 '

#- - . *- - '

0!.

-# 0!.4

# ( -

C

!#!

#

- '

'

## # # !

'.

# '

C #.

(#

!#!

# 7(

,- # '

. !!

>5

!

# <!

# #

'.

## 0 . . ( - "

$D "C $E )#> 7

## . ( - )#> < E)#> , ,- # '

. !! 0 ! 3

# !

'

'.

##

# ( -

)# <3E )# 5> ?

#

#

'0

0!

# (

##

# 0 ##

<!

# # # :

#

## # !

0!

# (

## # 0 #

)# > ,

0!

# (

##

<!

# # # )#>

0#

-

.

"#!$

'.

#

0 )# > "

5D DD$ ,

# -

#0

# # -

'

,- %

'0 # #

!!

# # (

-

<

/ (

-

!!

-.

&0!. # #0## , !!

# # ( 0.'

(

<

- $&.- *7$ :

4 5;

5.

&.

*(, %< "=>* %("

! (> 5.

&.

** ,*&%9'

(>