← Library
High Court of Punjab and HaryanaFAO/2747/2012disposed of

New India Assurance Company Ltd. v. Harjit Kaur And Others

2017-11-03Mr. Justice Fateh Deep Singh7 pages

         !" #



 $ !! %& '%

(((&&)) *!!

+ !

(((,!& !



-

+ !

(((&&))!

*!!

. ) !

(((,!& !

%"

/ )0!1! ,20) 

          

  !"#$#"%"

   & !$$'"%"

 ( ) *   

  ! $$'"%"

    $ ! "#$#"%"

  

+      ', !"#$#"%"

   " !$$'"%"

--- ,20)31 .  ! "#$#$$'"%" /+   % "%" 01 

      2  .0+     3    4   .0+56 01  0/  7

" )/ +    8 "9 , "%%9

..0+   , #9&:

 &%;+ +   + :$    < 

+  '  +  1   + "9$##%: = +  '%%%:+ <  %%%%: +  '%%%:           0    8/          

"9,##%: 10      ,; +       > 

!   "#$#    "%"    0    01    = +2 1? 3  04 +  156   !    $$'    "%"  01      8/    

 

-

2+   +0       +0 8 = /+    0+  1 0 

,#9&:  0+  +0 "%9@@: 0  1A&*0)/28(81B+ ! C"C  + + + B< A&:( A&:C

=     

   !" #$%&

 

'

() *     " #$%&+  , 

' ()     *!!%

"*!%--& +      . /

& 

0   '        *!!#/   

" 1$#!&    **!!-

  

      .  / 2       / / 0 " 1$#!&  ' / " *!%--&   -*!!%   / 

/    

 

1! 

   

/ 

 00        

/  3/  0 , .& )'*4*)5--6

4)!  %& '% *! . ! & % "%#  / 4!52 2/   

6  0 

 '



 ,   0  

 

    

  



0 /   

' /   



   /  00  

/ /    

/ /  

     /  

 /           '    

'  

 0 

'

 '

     

   /    /0  0    '   ' 

      



   '

  

0



 /  ,

  

00 

 '

  / 



    /

0'

   

  0

           

  '

  

$  /0 ' 

 0 

  '

 '

   7   

 / 

 00  

   '

  

  

       /        2/           

'

 

        ,     0  

                 

  /  

0

  

 

 '

   /0   0 

'

   0  / 00  

 00 

2/   8   0 



 '



 6 / 

 /    000  

 0

+

 

  

 ''

 '  

'   0    09

 & : 

     

0

  "*4!!!&; / ,

0 

 &* + '     0  0   0 0 /)

   2/  2 

  

< /

0'  

 

   

  )

      2

 2   0      . =           < / 

  00          

 /          0   

  



" #$%&0  .  .  )     /   " 1$#!&0  

          '  /  "

' *!%--&   -*!!% +

0 /

0 

 !#*!!%+        < /



    /     

    

" #$%&

 

+  

   2/    )        " #$%&0  0



   0      .     

  /    * %$

 

 

# 

  

+ '

     

/  3/  0 , ) ! %& '% *! . !/ !4!&5 

 /          00   4!5

     " #$% * >"*! 4 #&2  / / "1 4*& 



 

           "  %$#1&2  0  

0  



/ 2/      + 



 " %$#1 4>*%#!1#!? 1-!*!94!57=: >111!#%!@  ! $9 1:>

2  

     /      

 0

 '



A& B  





0     

B   

2  0  "1!!4 $

   "11$&2 

         $450 

 

 0   C 0  /   

     6 00  2    



,     /  0   0  0 



 8 0      '   

  0  

   ' 

0 

'

 '

  

0 / 



             

 

    /0  

=      2/ 

 '

  

  

    '

  * 1*! 

      

0

 '

  0

*

 

 

%*! .

   

 2/ 

8

    4&#  / 

   

 

 '

  '

  



 /  %*!  '

 %*!   

0

 

  '

 

  '

  

    %%*!   D  %%*!   

 00 

  0'

   



  '

 

   $ !*!   

        

   .2

0D  0  / 00  

 00 +

       0   



8  6  

/  &0

/0 

 



 

 '

 

            + '     

 

/ 2/  +    / /  

 

  0  /    7  

    / 

 

# 

    " 

  0   /  

 0  4,20)5 1 

#



  *=. A  8/:

D: A   0

D: