New India Assurance Co. Ltd. v. Geeta Devi & ORS.
!" #
$
%%&& '"! () * + ,"
-% ." "
' *!%/ +
" , %%&&
"
0"
"/ +
" "%
"
!& 2+/ +
" "%
"
"+ 3!)" 2+/ +
" "%
5" &6 / ,
, " , &) () * + + ," &7& "%"+
(, 5",) ."8, 9 , :"
!7, &) % !" (
, ',& / , +") , (, 5",) ."8, "!7 7"
"6 , % +&&7 ! 3&
;
, 7 - " ," ,&" ! "8, :"7 "7"
<-;
=;
," " " "" ,
7 +,&> , :
! ;
% )
, , "!"7 , +"6 ," ,&" " )87 %!",/ , , +,& +" !" ! ", 7&7 "+7 :6 "+" (?6 9 "%
> , (, 5",) ."8, , !
" ?!" , ),%> , , , .!,%?& < %&
") :! , !!): , ?!" , @ 6
;
;
> , -
1
" ,
!"
( /
; 5 "7" .
& ( .!/ &)7 )%
- & )%&7 "/ "+" !""
,
7 +,& "%
, &) % 7+ "%
-%
/ / 5/ %! %%" & %" " ) 7 , &) % %"67
" )&
, %&7
, %"/
&& 7 ! "
")
A,," , B!
8 %& ! ", " 7&7 "+7
+,&
<-;
=; :6 "%
"!&7 ,
5",) ."8, &&7C ..
!
%"
+/ ,," , &) " & 6 )% , @ ) , )C ..
A,," "%
, &7 +&
+ "+7 &C .-
;
A,," , !" + & , ")
!" % &6C .-
-&
, , %" & + !%% "
," "%+ &)
!%% "
," / , &)
* + %%" .A / !, 3!)"/ -7" #&"8/
-D/ - " .A/ ( (,& .A / (, '8 .A;/ (, D?!& <B .A (, $ 8, 5,/ #")& ,&) .A1
, ," ,/ , "% ,+ @) "%
5 ) .& -A "%
9 (?6 -A : "7 !)
" ,"7 "7!)/ , D":!& && , &) % )%
- /
/
E " , &)E% " %6:& :6 "%
/ ?
&6 +"&&6 , " F1G %" !) ) ,
&7
, % && !& "&H
D, " & , !" )%6 77"+ , %%"
, , # !" :6 6
&7 , %" %%& %"67 , , ) : %/ , )%!7 " : , %%&& 9 !" )%6 : : &+
&:&6 %6 )% , &)
, %%& 7+ "% / , %! %%" ,"
!7, !& @% "%
=
,+ ," &" !&
" , %" : 7 7 ,"
!7, , " "
D, "
") "7!) + :6 &" !&
" , %%&& , , , , 8 %&
;
;
/ ," , - "7"
" %"
) " , ," ) ,> , , "+"
,
7 +,& &&7&6 + &+ , , " "%&6 & :6 ,) , 8 , , , , ") "+"
,
7 +,& 6 %
) !" )%& 6)
"%
5 , ! 6 / ,"
"/ , D":!& , "
7&6 ) , &! , !, "+" , ! , :6 ", 7&7 "+7/ "," ,
7 +,& B! "%
&&7 "+" " "
7&6 "
! :6 , &) ?! 7 )%
)6 : ) ," , , +"6 " :6 , !" )%6 :
" , D":!& < +"/ , D":!& , " "" ) 6
.A; '8/ , , %"
+ , !&" +"
, 7+7 & )"
+ I@ .A;E 7 , , B! , 8 %& ! ", 7&7 "+7
7 +,& :6 "%
/ !"," 7 , , % & , & 7 , - )
"+" & :6 "%
, , & ")& )%& !" (
; .#/ ,, .
& ( .! !"
( 1 #"
.
# :6 , # !" ,"!% -
1 "7" )
"+" ) : 8 (?6
(,,%& 9 "%
D, D":!& , !"," " "" ) 6
.A
( (,& / , % :
! "7"
-
1
" ,
!" (
; .# %"
""
, # !" 7 , , +77
" ,
%"
+7 %6
- I@ .
7 , :&:& "" , : ! 7 ! (?6 - " , ) 6
.A1 $ 8, 5,/ #")& ,&) , # !"
0 #/ *!"7 , &
: )/ , , :"
!7, , & & J( '"! (?6J 7 , @
" " ,"7/ ," .A (, D?!& <B/ - " 3%"/ .!,%?& < %&/ *!"7 , :
" " , %"
+ & :&& I@ .AE / %6
$- I@ .AE/ , !))"6 I@ .AE "!B "%
5",) ."8, I@ .AE;
D, D":!& , & , , % & %"
;
, "/ ,,
" "6 " " " :7 "%"
! !"
!
! ! #
#
! $ %
& '
$ %( "))*&+,-# .$/%&. &
0,
001 "))
20 $ %
1 ! %&+3 !
) 4
$
5"-,6 7&7
&+ !
'
08 001%*& )4
5"
% 4
-,6 5"
, 9
)
- 81%20:#&7
)4
)
;
&!
'
.
)
%
:
)
!
$ %
%
!"#$%&' ()
*+
!"#$%&',
D, 7
!7, " 7
" ""+7 , &! , "%
9 (?6 !,
, :6 , ", 7&7 "+7
,
7 +,& , !& 6 "!&7 !7 ?!" 5",) ."8, ,, , !!): , @ 6 , , %& D, " :,&
, !" )%6 , , &6 & 77
- 7 , , , +,& B! "%
:7 "+" " "
% "
7&6 " +
6 )"
D, @ "7!) + :6 &" !&
" , %%&& 9 !" )%6 , "%
9 (?6 , %& & %6
, "+7 &/ ,"
"/ , !" )%6 !& 7 , ) @)
! ,," 7! " 7 ) + :6 !, D, D":!& , & , , % %"
, "/ ,, " :7 "%"
!
" "6 " " !"
< 2
=
2
;
$ %
$ - $
. %
*
,#%&/!(0"! 12" D, !7, , " ) & :6 , !" )%6 :? , : 8 , "%
,+7 +&
+ "+7 & , )
!
, "7" , : "!8/ ,, !" KA,," "%
, &7 +&
+ "+7 &C .- L
D, !
%"
+7 , ! !% "%
!" )%6 (!, !" )%6 !& ,+ && !% "%
%"
! %6
, "+7 & , , %"
! , , !" )%6 !& ,+ :"
!7, " " ,"
+ " "7"
- ) " +,!&" / ""
, "+"
,
7 +,&/ %6
"+7 & 8 ) ,)/ ,, , ) %"
, ,&&
" )
,+ : ) :6 , !" )%6 7 , " " !))
D, &) , !)) .A1 $ 8, 5,/ #")& ,&) , # !"
0 #/ *!"7 , " " "&7 ")& & J( '"! (?6J/ -
1
!" (
; .#/ , , % :
! &7
,&& +&:&6
-#
, +,& B! , " " !"7 , "
@) /
B! 8 ) ,) :,&
, !" )%6
,," "+7 &
, ! +&:& ,&& & !",") "/ , +77
"
, ")& )&6 ( (,& , : @) :6 , &)
B! 8 ) ,) ,," , , 8 % , "+7 &
(?6 ! , ")& " D,"
"/ , !" # )%6 , & ,"7 , :!"
%"
%& !% 8 +7
, , %6
"+7 & %& & :6 "%
9 "+"
," % "7!
D, 7 " " :6 , D":!& && " : : ":""6 " ""
! ""6 , +
+&:& " "
7 )" , %%&/ , ) ) "7&6
5"?
!"#$ %&"'
!()$* "&#
'# !+,
"&#