← Library
High Court of Punjab and HaryanaFAO/4007/2012disposed of

Oriental Insurance Co. Ltd. v. Kamla Devi And ORS.

2019-07-19Mr. Justice Fateh Deep Singh7 pages



            

 

    

     

 

 

 

    



   

 

    





    

 

 

  



    

 

     !"# 

$% "!! 

 

  !" #$  %

"

& '%

(



)*! +#$  '



,

- ', #$  " . / 

" ./.123  

$% "!!&/ '0 -  ,'' "    '   $

4!    

3

"

5&     '

  -5!

'# 

', '  /  #  6  -5!

'60  ,5& "   !

   $*! + 

)!! 5&7  

 $!'

   8"'

 1 1 .

1 

 $5  '5& '

  "

&  (  /

         6  

 "

&60, .123  3  '5&* '

  

  " 9!

  $*! + 

12  35& )!7  

  ' 

 '(()*'((+,-(.- !

' 

"

&,!'   '& ! !$$    "  !5 44!'&  $'

 4

   "'&

!#

 "

& ' $$&4  ! "

&  " '

  '&   #   8  .

 !

' 

"

&,!'    -5!

'  '! 4"

    ' "!,4  $'

 "'& " .



" .3

"

& " .3 '%

"



$ !

"'

,5& 5' 4$'

 

 "'&% 4! , : !    4$'5  4. ;

 2<3   " 45 -5!

  4" &5'4  !""'& 4"

!'

 $ 4' 

"

!#

"

& "$ 

""!

&    8   &  $   ,  4     $ '&   , ! 

 4'&#

"

&  '     $  4    $&      !    "

&    " '

% # 4! 

 "

&$ !"  ! '' 4!" !""'&" '$

! 

   8 =>

 -      "    5 '      ,   " $   +'

'&#  $       4  $'        " 45 -5!

5 !"$ --5!

'  !.3# ! !   " #  $       % 

   & % &  ' %% ( ) *+, --5!

'# "

 3  # '  " .3 " .

 $ 8  5 4

!

'" 5 -5!

',4  ! !"

$ 4'  " . % !!

#-5!

' 5!

 , $   " . 3 $# "!,4 $'

 "'&5,  !

!   %

 4 "

& "! 5'&#$

!    4$'   " 45 -5!

'-

"

&"'

 "& '4 =>

" '"=>

3-''

#  '' 4! 5&$

,      4$',     4$' ' 4

 " &5'4  !""'& 4"

!'

 $ 4' "5& $

" $'

!# & 4

""!

&8

 &$   # 5  $,

" 4 $ 4' ' "5&,  $ '

,  ""'&$' "!5'"'

 !'

'&#  4 -5!

' !.3

!  % $, 

5$#     !     $'

     

        "'&  ! 4    $!  !- 5 4#   4  -5!

' !.3  

 

, $! %

"

& 

! '''

&#%

"

 '' $4& $&  ! "

&  " '

 $, ,  ! 5 # '

"

'& '',  

 +/0,-(.0 --5!

 ?# 2## '!

  '&   

2#: !  "

'>" 

:3  !'"'

( " &

?##: -

"

'



2#: (  !

#: (  

#: -"'  '

  '&  $*!  +  ,  #:!

*! / @0- >

   >  "

 #            ,   5> 

  "! !   => @: 

  => @:A        >  !     

 &  ?

1--5!

'' 5& 4  4  >! ,'  4    - 8 4        '

      >  !    

   &   1  '  5&       ,      5! "   # #?:#    

# #?:"

!- , 5   1 ?# ,   1 1

   1# #, ' 

&   4  !  -'

 ''5  '     !!""BC !'"' ""' 

 - ""'  "   '5&,,# , 

 !4  5'!  "

'

>"   ,!'  5  :    !#  '    " &    

?##2222/ 2#3#3:  # #?> 2D ?#

# :/C

0E 2#32#12 2:/ :! 00 ;

   $

'   #  '

   ''  5   '  

#/ # '  !# 2# 9!

' 

 !

 '>" 0# '4 )!4  7 65' +!"!

 !  "#$ % &"

& ' %



 

            

 ! "# $ %& $,  5$# '"  ?##2222:

 

'  !

    #2 #2222:  / ?##2222  E  ?# 2#0# "

5', B2C"

!   " ''

 'F  $, ,  ! 5 # '

?

"

'& '',  

 +/',-(.0  --5!

 1### '!

  C 5'&B #2

#2#: " C 5'& 

!  4

##: -

"

 !!>"  2#: .!



2#: 

 4

2#:   '>" 

3##: !

'  ""''

,!'  -5!

'

'', '5! !

  3##:,  '

$ '!  '5''"!

"$    3##3 : !#

'!  #3 :/3##3 3##0 '',

!

  '>"  $     G8 / @30# )! !  C 5'&7,!'"  )! 

" , '8!  45 85 - ' $  ,4  $

  )!- 8 4 '!    !5&+  7 &

# > 4 !, 4#  $  3#:" - )!,    4  5 8    32  &   '          !   4'&#     !!"",!'5BC

!'"' 2!# !!'   !

  5'&  '!'

    #3 #:  / ?#??#:  3#  > 

 >  2  D

#??#:/C 00-'

 ''5 ' ##: , '    '  - 8 4    $ !  C

  5'&#,!' $ 



!4!' - $ '! $ 



  3#:" 

5&

""'& 4!'"'  2#'

  2##: $  



 " '',  5&   -5!

'   "

!  4#

"

 !!>" # !

 

!  #2#: "  5'&

2#:  

 4,!'5 )!! " '',!

  ,  $,  5$# '"  #?#3 : /#3 #D ##D ##D2#D2#D2##D3##3

!



#?#3 :/ #?#3 1##0#"

5',  B2C "

!   " '' 'F  =>"    !    2#:#   4 

'  !

   ''  5 $  >"

 ! 4  ''5"

5' '

'

 ''5 ', , !  2#: ,

2#: >"&  &   4 4  # '"

'& '', 

  1

$% "!!2  34

 



A5

 @" 8 4:   H:. @" 5'  H:.