Oriental Insurance Co Ltd v. Premwati & ORS
!
"# $!%&'&"( )* *
+ , *-
.
! " #
" # $% $# $& /// % ' #
(
)* + & (# + , ' )* ( * +
.0 *
1 2
(# *
# $%-
(
. #
%/",%&0- # *
# #
#1
2%"34&0-
// # *" #" #%%
%5"%5"/2&0-
#
%5"5550-
#
1
#
%5"&5"/2&0-
* 64/57 # ## *#
8
)
(
/57#
(
*
( 9 (##
*
( "
- $&
# (
* * *# $& . # * # #
#
(
# * *## *
#
#
" $&%2-%223 5,52&554
( * :*#:
;
<* "
(
#
- =
!!
"
#
# *
# ( #
(
#
# -#
( "
- #
# >
-#
? # #
#
- * -#
# ( # ( ( 9 # # %@@# #
( )* ( # $%
( * # A# ;
<*
!"# $
#
- #$ % & '
(
3
)
% *
+
%
)
* %
% '
, %
-
% .
/
0 12
!!
%
%
4
12
0 12
0 12%
3
+
+
%
4
% -
* $
' 5
% "
# $%
# )* #
<*
"%&'
&5%%:,,,
#
- = %
+
%
6
*
* *
* * 7
+ %
%
+
* * ! % * 8
9
:
;
#9
<9
,3
"
)
% : = + >? @ A A *
+
? " ( % 93
' *
93
9
B
+ %
&
* % ?
A,,,3!3 93
93
0 *
* %
"
"( )*
( # *
:*0 # * .
< " ( )* ( # $%-
( *
-#
(# # *B (
*
1 # (
. -#
5
(
) (
(
( 1
# :
C;
<* *
( ( ## *
-#
# ;
<*
<*
( * -#
# ( ( *
# $%-
#
* #
( #
#
*
)*
( <D( &
(&#
$ %
$)0
## # $%-
*
## "*+
(,-- %35&&5%% #
E
#
- #/ C 12 '
93 %
B
?
C 12
)
3 %
%
: ? :
C 12 B
93
"
<
# *
1( -/
# "
.
%/,%&0-(
#
2&F50- # (
(
%%"F,50-"
.
# (
&F"5550- 1
" # )* # ; D
> ?
#
.
&F"5550- # $%-
* #
*
#
1 (%0,
#
&
( & #
$!.
(
.* #/57
# * * G * # %0, ( #
*
1 #
( ((
#
# ( ( $%-
* ( #
(
(
#
9$/&/5-&5%,
/ &0 "
+ 1 '
%%%&&5%F
#
- #
6
: 12 ?'
'
% %
D
+
93E%
"
# $%-
*
)* * :*
# # <D( "*+
(
(,-- "&5%%>&? > ?%33(
" )*
)* #2
( " * "&5%F>%?
1:* > :?% )*
(
( <* (
# *# #
( <D(
#
- =$
%
%
B '
B'
% B'
% B '
%
% B'
999 '
4
C %
%'
B'
!"
<D( #
# (
* *
E
"
A
(;
> ?
( # .*
&F"5550-
# *
1 #,,7 #
## (
$%-
#
( " *
"# "
#
.
)* *
0