New India Assurance Co. Ltd. v. Shashi Kala And ORS.

   
     

   

  

!

"

# $%&'( &&)) * +,,-), .&   ! "#" $%&%'(

$")*+,-$&+-'".'/+0,12-(% $(+%-33%44-'(

$#.*$-5-4.0,12-(% $2$&&678%2($&9 $%&3',%'(& (  /00+121 3425)6 +.&$,%$&+-44,.&3&% 


 .4%,7:(+% .'&)$%$ 8%%37%-$.'/$%/.&($-(.'6; 6 <;

=+%$%.'- (%$,%&2$.7%, -& (+%

%',.'/1%+.24% >-',$&&78%2(.'& <6

; .4%,7:

(+% 24-.5-'(&  -/-.'&(  (+%  -?-$,  ,-(%,  

 3-&&%,  7: (+%  ($ 22.,%'(4-.5&$.7)'-40"+-+%%,+-/-(".'/+-/-$= $&+$(0 (+% $.7)'-4 > +%   .&&)%.'141%, .' (+%-33%-4  -& ?%44 -& .' (+%2$&& 78%2(.'&.&$%/-$,.'/@)-'()5 253%'&-(.'   24-.5  3%(.(.'  ?-&  .4%,  7:  (+%  ?.,?  -',  (?  5.'$ 2+.4,$%'+%,$.1%$0?'%$-',(+%.'&)$%$ (+%

%',.'/1%+.24%?%$% -$$-:%,-&$%&3',%'(& (-',5(+%$ (+%,%2%-&%,?-&-$$-:%,-& 3$ $5-$%&3',%'(.'(+%24-.53$2%%,.'/&7% $%(+%$.7)'-4 +% -2(&-&%5-'-(.'/ $5(+%$%2$,-$%(+-('



-5%&+A)5-$-/%,B :%-$&?-&/.'/'5($2:24%7%-$.'/$%/.&($-(.'

   6 66

B  -4'/  ?.(+  -5 +-',%$  -5%&+  A)5-$  ?-&  (+% 3.44.'$.,%$'(+%.$?-:0(+%5($2:24%?-&+.(7:(+%

%',.'/1%+.24%0 -&-$%&)4( (+%.53-2(0(+%5($2:24%&($)2*-/-.'&(-34%07(+(+% $.,%$& (+%5($2:24%,.%,-((+%&3(
 ;,-(%,



?-& $%/.&(%$%, 24-.53%(.(.')',%$"%2(.' ;; (+% ($#%+.24%&2(0

C<<= $&+$(0 (+%2( >?-& .4%,7:(+%4%/-4$%3$%&%'(-(.1%& -5%&+ A)5-$'(+%24-.53$2%%,.'/&0-/% (+%,%2%-&%,?-&3$1%,
)$(+%$0 .(?-&3$1%,(+-((+%,%2%-&%,?-&?$*.'/-&"%?%$5-'?.(+ )'.2.3-4 )'2.403-$-', ?-&,$-?.'/&-4-$: 
C0B C963%$5'(++% $.7)'-42'&.,%$%,(+%&-4-$: (+%,%2%-&%,?-& 
C0 963%$5'(+0

9B(+,%,)2(.' $&%4 %D3%'&%&?-&5-,%-&(+%,%2%-&%,?-&&)$1.1%,7:

)$,%3%',-'(&-',5)4(.34.%$   ?-&-334.%,+%$.7)'-4-?-$,%,- &)5  
B0 B0 ;B96-4'/?.(+.'(%$%&(E F3%$-'')5+%-5)'( -?-$,%,.'24),%,

96 $ )'%$-4%D3%'&%&-',
;0

96 $4&&

2'&$(.)5((+%&3)&% !%-$'%,2)'&%4 $(+%.'&)$%$-$/)%&(+-((+%/$&&&-4-$:

(+%,%2%-&%,?-&3$1%,-&
C0B C963%$5'(+-',(+%$.7)'-4%$$%,.'

-?-$,.'/253%'&-(.'7:2'&.,%$.'/(+%&-4-$:-&
C0 963%$5'(+ !%-$'%, 2)'&%4  $(+%2$&&678%2($&924-.5-'(&2)4, '( $-.&%-':,.&3)(%((+% -2((+-((+%/$&&&-4-$: (+%,%2%-&%,?-&
C0B C963%$5'(+%$-.&%,(+%/$.%1-'2%(+-(' )()$%3$&3%2(&+-1% 7%%'-?-$,%,-',(+%-5)'(&-?-$,%,)',%$(+%2'1%'(.'-4+%-,&-$%' (+%4?%$&.,%  %-$,4%-$'%,2)'&%4 $(+%3-$(.%&-',3%$)&%,(+%$%4%1-'( ,2)5%'(&3$,)2%,7:(+%5

 +%&-4-$:2%$(.

.2-(% (+%,%2%-&%,?-&%D+.7.(%,7% $%(+% $.7)'-4-& &3%$(+%&-.,&-4-$:2%$(.

.2-(%0(+%&-4-$: (+%,%2%-&%, ?-&
C0B C963%$5'(++%,%2%-&%,?-&.'(+%-/%/$)3 B :%-$& -',?-&+-1.'/-3%$5-'%'(87'2'&'-'2%?.(+(+%,%2.&.'& (+% ")3$%5%)$(.') $%&'(%*7'+, ,4 .

+

4 F )()$%3$&3%2(&-$%-?-$,%, &(+%-5)'( 253%'&-(.'.&7%.'/$%61.&.(%,0(+%-5)'(& -?-$,%,)',%$(+%2'1%'(.'-4+%-,&-$%5-,%.'2'&'-'2%?.(+(+% ,%2.&.'    (+%  ")3$%5%)$( .' 7'  +,8  5$&6  +% 24-.5-'(&-$%-?-$,%,

96%-2+ $ )'%$-4%D3%'&%&-',4&& %&(-(% -',
B

96 $4&& 2'&$(.)5((+%?.,?  +%$%.&',.&3)(%-&((+%,%,)2(.'5-,% $&%4 6%D3%'&%& -',5)4(.34.%$-334.%, '  1.%?    (+%  -71%  ,.&2)&&.'0  (+%  253%'&-(.'  .&  $%6 2-42)4-(%,-&)',%$


 

'(+4:.'25%  C0B C96 '')-4.'25% 00<<  F )()$%3$&3%2(& ;C0C <96 (-4 0 0C;96

9B(+,%,)2(.' $&%4 6%D3%'&%&  B96 0 0 96 =0 0C;9BG B> 334:.'/5)4(.34.%$  C0 0;;96
)'%$-4%D3%'&%& 

!&& %&(-(% 

!&& 2'&$(.)5((+%?.,?

B

(-4253%'&-(.'-?-$,%,  00;;96

B +%-?-$,,-(%, 

.&5,.

.%,((+%%D(%'((+-((+% -5)'( 
B0 B0 ;B96$,%$%,(7%3-.,.&$%,)2%,(
 00;;96 #.,%$,%$,-(%,  

0$%21%$:7%:',
<0

96?-& &(-:%, +%24-.5-'(&&+-447%%'(.(4%,((+%7-4-'2%-5)'(-4'/ ?.(+.'(%$%&(E F3%$-'')5 $5(+%,-(% .4.'/ (+%24-.53%(.(.'

(.44$%-4.H-(.' (+%-5)'( +%2$&&678%2(.'&-',(+%-33%-4-$%,.&3&%, .'-71% (%$5& 5/00+121 36 2930

B

5* I+%(+%$&3%-*.'/9$%-&'%,

%&9 I+%(+%$$%3$(-74%

%&9