← Library
High Court of Punjab and HaryanaFAO/1320/2014disposed of

Iffco Tokio General Insurance Company Ltd v. Kailash Chand And ORS

2016-03-30Mr. Justice A.K. Sikri7 pages



    



 



 !"#

$"

%& ' %%## ("$ #)

)

)" *%       



+" ,""$ -)".

/ 

," ).

/  %%## ,"(1& $".

/ 

,"-1& ,#.

/   



  %%##

$"

%& )##4 5"   % #" , 

# "6$#.

2"$#

" 7) "6$#7 / $

*.8.9: # 45) " ;

<= %"

$ "



#4

# % .

##  "# .

5"

#  

 $

)

-$6)).



  6"

   $6 #" $# %" " " " %"$ '" $# %%## " )" # "4$



 $ " # 

%& %"

$.

%%# %"

%"



>

?=.

GAURI SHANKER 2016.04.27 08:52 I attest to the accuracy and integrity of this document Chandigarh

6)#

#& % )



% 5" %" 6

$%% " ) "4$ #" $# "# $% 

 !"

#$%& '( ) %(* ( (*+

$(*" ,--./01  / ) 21340 

).

#" $#  

# " %"&"

%%## $6 5" % #" "6$# 1$ @$

)"

#

 -$6))  $

1$" $ ) /)$#"

 $ ") 4#4 "/4

4 /)#  #"

 "/"

 ? B  &"

6)#  

)

)" 64

$6/ / "4"4

"4 )

$# #6 $"".

#" "6$# 

* ??: %"

).

%%" %%"

%"

5 *

$(*" )  "

7*

$(*" ,-80 /4139.

%" .

76# -$%"

$" C -.

- /7

$%" $##& 

## %"%#

#" # ("7

$%"

D  %%#6# #

# %# &

> 54.

 #" "

)  4"

$% = #5&E  5## #

""

4

".

# %# &

> 54.

.

/

 6#  &".

)" $  

?=

$#

5)# %$4 % 2#

& $# "

%&4 >.

 &  = 4"

$%



? &"F

)$.

D%4 /5



?= % "4)#& ## 5

# %%##

*4"4 %%#&4

$6# $#%#".

 *% :!%"

$(*" ) 

$*

$(*",-80/,1 

/ ) 21;;-.

76# -$%"

$"  G #"&  6# %"%" (" #

$#%#" 6# %"%" (" )/4 "4"

)" 

$".

#&.

-$ ) .

"#

)"

)"# # -

<99 

 5

#$



6# $ $ )/4 "4"

 +")% 644 /4 %# &4 6# %"%"

(" $ "& & #

 )/ 

>

%& %

>

$@$ $

/$#  (#$4 %&

$#%#

 >  ")# >" $#%# "##& 6

 $# /#$

%&



H )   $#

# 

$#%# .

D4 

 $

$)  $

$#%# I$#%#"H

""/  # 

%&

(".

/ $"

%#&

)"5 %#> >"



# 

%& "

# -



"4)#& 

(" #

) # %$"% 

$ 6#)



E

6

E

 $6"

%

""/  # 

%&.

"6$# $ "

  :$

""/4  E



E



%%# 5) ""

 G 

)D  "& $

"/ #5

%  5 " $## 4" 5) /5

("

.

#$ 5" "5 $" 5) 5 $ 6 /.

5 $ $%

$"

#$ ## 5



%%# -

<99  )  5)"

?

&" 6 /.

# "6$# )## # 

#$



6# %"%"

(" " 5) %"

1$4



 5)"

$%

?

&".

""%/

-

-  # .

?

  -  -)$# $61

"" % 

$

#$



?

6#

(" ## 5

  "$#

6 /.

5)# "4 # %%# -

)  5)"

6 / ?

&".

)"

&

# "6$#

D 4$

%#4 "#

-  -)$# <99 

/

# "6$# )## ## % 4$#  %" <

(" "



)

/ G)# D4 

%.

"6$# )## ## %"4"%)

0$4 ("

/

"

".

 " "6$# )##

""#& ## " %""6 %"4"%) .

 

1$4 (" $61

6"/ $ %" 9 6 /

/ 6 / % 

$ $ )## %%#&

## %4 " 5)" 6 / % " " F

 #"

/5 D 76# -$%"

%"

(* !*2

$(*" ) ( $ 2 !"

#$( 

$(*" ,-8,,--,

!

2

") < &

:!%"

*"%

$(*" /,-831;09.  ## 54 *) $"7  $" C) "4 @$

#&

$#%#" B4)

## 54

- /

$%".

D  $#%#" G))"

%

%

)44 "  E 6$ 4/ @$$  )"0$4

A) 

*) $"

$%"

$ 5) ""

  " %%"

)" "& 5) "4"

6$ "

% ".

)" 5## #5&

%$

5))"

#

& $4

/ /"4.

.

DF

%" .

 &"

5)  $"4 

, ()# .

64 6# #4# /

.

"#

!

2

 # / !&"1.

$6@$

#5  #" $#  $"

%& %(* (

(*+  #   / !&"1 D4

"

#" "6$# %%#

9.

5""

"/  '#&.

)" "#& %%" " "4$

#" $# %%## "4"

:" #" "6$#

 $

"/

#5 #  5 "2<"%

$(*" ) 

$(*",--48,4= 6)#  

) ).

)" ".

?=

%  "  "4#&.

# 

*.8.:

??

)#&  J ?=

% ?=

 >  >

9

$#%#"

J.?.

/ ) (

""

 8 .

) &

=

5"  $ )$.

"4 )## 6$"

#  

 G) 6 /  %$4 5".

%" %%# %"#& ## 5



/

 4/