← Library
High Court of Punjab and HaryanaFAO/3451/2013disposed of

New India Insurance Company v. Chuni & ORS

2019-01-08Mr. Justice Avneesh Jhingan7 pages

 

     

  

 !"##$%&%'( ) 

* 



    

   

  

 

+





   

  

   

   (  ,-  ./. !

 "  # $ % 

 & #'

&

$ %  (  ) *+,-./(01/,2 (  -) *+0003(01/,2

  $ % (

   '

&$ %  (   /  0) *+,-./(01/,2



% 4 $ %  (  ) *+003(01/,2 (  -) *+0,./(01/,2 /.0 1!2 (        1/1,01/,   

  6       

  $  "

  ) (  (   

 7  72  

/8(01/,

6

  

$    6   

  (       6 &  &



9:.8:/.1.) (( 

7(( &% 72

6 &

 $  (( &%  & % (

((( &% 

& &;

(

 &

 

  

 

'

6

(

   

  $  6 &

  (6   6 (( 

( #

( 

 0<13011=$4  & >  

& &(  

 ' %'  

 $

&

6 &&

 9:1.?:18/3$6 &  %6 4 @     

 $

 6 

  & &  %(( &% 

(  $4

 & %

#   

(*

&

  

 

(    ' /33(     $  /=<<  )(  6%   7  72  6       (   

  (

 &(   

& % 

    



  

    & &   % &  (    (( &  %      %$ &

     

 (   (( & %    #    % 

6 

 

      &  (    

 

-$.11 :            

  ( /1$/.$,<1 :  & 



   A 8B       

    -$.11 :

    % 



 $ 

    

 &

 

 &8$.11 :> $ 

(

 

   &( 

 

  &( 

-$.11 :C/ .  ( (:D

 C   ( 7/<7

    ,1B(       9     (  $

   6          (   

           

& ( 

 

-$.11 :



(

 %   & ( 

 9 &   

 

    01    ( $

/ .  ( (:

D 

6&     (&

 

6  (( &% 

    ( 

% 6 & )ED/2$$    & &

 



6 

       (    

&      

 

 &

9

& % 

  &   ,1B(    

 

 

01     ( 9(  &   

 

    % 



   

  

 

     &       ( 

 $ 6  

% 



(

 

 (  

 $

(  

   & %    '          (     

 

 &



$   6 

 

   :

  6   & (  :

  6 -$111 : ' (9       (      

    6    

 & ( 

 

-$111 :  

 &      ( 7/<7 % & &   

('

  

( 

      

$F  ( (:D

6 

 

 

     (    ;

( 

 

6 & %

    6 

  

% 

  (      

( '

  

(     ! 

"  



# $%&&%  '$( )     !

*"!$+*,-1B(   6   

    /.$111 : ((  D  (

( 

% ( 6%

$

6 :           

  6        (   &

   

6

 6 % ( $(( &% 

&

 &

 &

  (&

  G  -H

   $(  ( $&

  6  



6 



 &

   6  

6 

 $ ( % 

&

  &

 &

    

 &

'

  

( - .

-( .



,*/

  (  ( $   % 

&

   6  

(  ( %  (# &

;

 6!:  

 

    



  



 

 



 ! 





   "  

 ! #

$ ! #"   % !



! #  

 #"  &  " 

#'               #  !  "   (  

!



 "#   

  ) 

#

#   

  #  

 "#



#  " 

  



# (     "! #"

  

" "

 "

( *"

   

# "( 

 #     

   

 

 



 +

# 

  

 , 

"

$  , ,

" # "(



  



     !

   !""         #"

   " 

       # 

( $ "    



#

 #   ""

 "  # 



 ! 



  



  # (   " 

  #"    

"#( '  #

 $ % !





" #  "

#" "   '  ")     !- 

    "

"

  



   



  "

 "

( ( 



  #

 $ "(!

 " #

#% .

#  #



# 

    '#   

 .

#

  

 * $'

  "0  1 -  

$$-/%

 

 !

,"

# "" "    #

/0 1  #

" #"

       "!!( "! #"



"(!



   " 

23  ! "

 "

(  

4 445"( #  " 



 

# 

   

" 

"

 "

(   



"

 



#

23  !

"

"  

6 % (  

( $ ( 

 &

 

#  

:  

 !:

!1"%$32!1& #

    

 ( 

-$111 :

-1B*    /$311 :

'

6 .$311 :

/ 0  ( (D

0$<11 :

   0$<11 :



  ,,$311 :

 &   (/< +0 0)

*  ED

0



(E  0

4   +00)

    1/1,01/,

 (  D    (/1$/.$,<1 :   6

   3$,-$<11 :  (  6

$D ( 6 3$11$111 :

 %    1.1801/, 

6  6    &   A8.B  ( (( &

   I (   > 

  (  (

 6/.7   !'3!18 )"90

*   +''