← Library
High Court of Punjab and HaryanaFAO/2089/2014allowed

Shri Ram General Insurance Co. Ltd. v. Harvinder Kaur And ORS.

2015-11-0410 pages

      !  """""



    

!" #$%   %%%%%%%%%%%%&""

'

(

)  

  %%%%%%%%%%% "



    

!" #$%   %%%%%%%%%%%%&""

'

) * + 

, 

  %%%%%%%%%%% "

   #$% %    - .%)#/ # &  .%0%)/ & ""

% .%,&,,* &  " %    



 

   

   

 

  

  

 &  



  1

 

""

 #2 #



,""

   % !%.



*%   3#*#

  + , *""



#

!" # %1&4%56   7 



!" #$% %(

)   8

 1&4%59 7  

!%$% %) * + 

,  8 

 % 3    ""

     

  #   

!" #  ,

    *    6%%2  "

  #  . & !

0  )  :

;

 7 0  8<     *       "

 

  #    " = *" #

*% 0      %6%% (

) * ,

, -  7&: -3,8 8 "

 

-  ,*   & 

, ,  :+#0+

)  % (+ ) 

 

,,

 %( >?62* * 

,  #& 

, , %@ # 

     '

,   :   .

       6%2  "%   

, :

,,

 %( ? ?AA  ""



%    *     #  "  %

    

,

, 

#  "% "  %  

 :* 

 & 

, , *  ,

, #

%& 

,

, :& 

, , :

  B 

 



,  :  :,



  

, * ,

 % &

 "     "

   , 

+  %0+

)   "%& 

, ,



+  !(!% @ ,  

  

,1 %29%6%*

' ,

  

A622A2?&-!    :+#

,% 0 "

 #(

)   

+    #

    " # ,

"   & 

, , * 

   " # , "   0+

) *



 *

  

99C. '

& 655% 0 "

*   # "  % :

,+ 

* ,





# + 

  "    "  %* *   :* *

*  "  %2 %.=  



  !" #  $ %   "   %      "" "

" 

 * " B"%

"  %2

    "   :"

   "* ,

B  #

!" # 

  

D  : "

 % 1"



, " 

*

,

*  ?

   !          "# $ 

%#& &   $       # 

' " (()*)+ ,,  

  #

   -..

 /

  #0  

   0   

   -..

     

         # 

 # #    

  -.  +   #     

    

     -.  (                 -.  1 #  !     #     #  

       

  

 

   #

2 3 %

-.  , #  !     #     #  

       

  

 

   #

2 3 %

4     

        *

      #  

,*   

  

(

% :"

  %6%     ,

, 

,# "  %*



, :

, ,

  %  ( ? ?AA%   0      "

 *   ?

     '

0 " 

#(

)    

+    #

 * 

%* 

  # "

 .$ * "

    

  B

"

+  %   (  '

  & 

, , 

*** ** ,  

 & 

,

, 

 "  

99C. '

& 655* *  "#0    

%66=?* *  "

    & 

, , %0  #

   * 



%=? "

#  EB%-?% ( 

#   

%=?%&  

,   

  B   

%=?    

#      

%66=?%&   *  #     F  

  *  ,   *     " "     #"

 

%2A55=?% & 

,=* " B"

   " #  

%225=?* *

      

%2=?%   .

"

     

 ""

%   0

 "

 

%2A=?%& 

%*

*   

 

 * *

%=?

* **     

 ;!

% <   

%* *  B"

  % (  *  

"

 ) & (&

& *+#0  %   (,  '

0

" * 

# ,   0+

 )    



 %0*

        

    %  0+

  )   *  *:

,% 0 

* :  :% 

 "

# ,



%=? *  

"""  + :



%=?

"  :%0

 

%9 ;B<%& 

,F* " B"

   

 

%2=?%0,     *  9  # %  &  ""

#

,     "

    6   "

 

%A=?% &  

% * *

      

  

%=?* *     B"

     %0  "

  )'& (& =?%

  %2  *     ,

   "   %2  %

 " #   #    "  %2  "  %* 

,

   

,

 "  %"

   

,

EB ?

, *  *  *



#

       

,

'-43

!"  

  :#

 0

"4 ,  

,  .=!$.'( '(0'

#%0 

,

*



 "%A%2% 0 :"

  %6% % 

, % 0

!" #   "

"" ,

*" 

# D    "

%0""

#

 " #

 



 * + ,  "! 

   



 !"#!$ #% &#$!# " '(&&'%( *

   

  ,

 ""  

,D    "



,   0     ,   ,

,        #

,

,        

,  

%    

    ( 8     "!  





+ ,

"," 6 * " 

 56 /&'%#7 /  /  8     %  9664:   &88 +;0           8                         &   ,;  

    

 





 

                    

                 

   7





 0      #         #          

    / 

< 

         & ,;0          

     !    !

    

; /  !

 ) *  !     % +   !     , -    .  0 ! 

 

            

 

 # / #   

 

  





 # 0 

    

 

  0# 

          0           

         

  

 

   

  



  /   0 

 = >              

  

  



  ?  # 0    /       

      

    # 

 '  # / 8       

 & ;)@

 %  

                           

       )  A B

& 61          #     )

  A%B

& ;)8

%0> %

!

 , 4 %%%)%

+  & 09 ;;;:+&88;0     

       

)  A B

& +6 <

     #        0      

     

          

 #   /      0              

  

      /    

     

      

            #     

    & +6A B  #    %

 ;< 4 %%* &

 !%  $  &   9 ;;;:  ( &88 0    # 

   

   &   ,;

644%0     

 " 8    #      

                 "    

%C2  , # 

 

  ,

   

  !" #%   . 

  *     + ,  

  

     !"  #!$ #    %  &#$!# "'(&&'%( ""

#

%       

  !