Naresh Yadav @ Naresh Kumar v. Future Generali India Ins.Co.Ltd.& ORS.
!"# !$%&%"'())*
+
,-
+.
/ 0 + ) )
( 1 0
) +, +)
)
!" #$ 2222 , +)
3 ) % & " #
''()*('+,$ -& .", $ /0" "
1 $ " 2 " , " " 3! 4+( 3# '4( # 4+ 5 % , 6'*(789(4 # 6(:'*4+'*(9*
-; "
" !
3 0" "
5 $
4)((((< 6(* # (7(9*('9= $ " & !" $ !" #$ # 6 (7(9*(*9 $ '+(9*('9 " $ "
8+4+)7< ! " & "
" >" >" " " "
?
?
" " % @ "&
6 3 0"
& ! (+(4*('9 >" , & " " &% " " ; (8(4*('9 ; $ $ "
$ ",
" @!
6'() ()(4*('9 @ "& 6 " "
$",,$ ! $'+(+*('9 ! " 1 = !" #$ ," $ !" #$ " ; "
$, $ @!
% 1 = @!
,$ !" #$ (:(4*('9 % , " ; , , 9: ':77 .
A ':77B/ $ ,"
$",,$ ;" $ "$ $!" , 9: ':77 & "
, " "
**.#/ - " $':7) ,
, -& .", $ /0" "
" !" #$
$ ", ,$ !" #$
@!
>" , &
(4(4*('9 @!
>" ()(4*('9 $ $ " !" #$(7(4*('9 $ $ " $!" $ ", *:(:*('**7'(*('* " (4(4*('9 $ >" 5 " 9: ':77 ,
$ " # , $ $, #>" $C" "" ** #.7/ - " $':7) " &,$ -& .", $ /0" "
",
,$ -& .", $ / 0" "
" 9: ':775 , - " ,$ -& .", $ /0" "
,$
! " #$ %
&
' ! "
! # $ %' " ! "
(
!
(
) (
(
! * + (
,
( ( !
-
.
(
/ (
! # 0 , % ) ""
!
, '
. (
(
( -
! ! " #$ % (
'1
( (
2
5 ", ,$ " % $
# $ *:(:*('* *7'(*('* " 9: ':77% ""
, C , !" # 6 ;" 4 5 !6(*>" ," (7(9*('9@" !" # 6.;" 4/ $ "" % >",*('9% >" "
$ ,$ !" #$ " >" $ "" ! 6(*
# (7(9*('9 1 " , $ "" A*('9B % $ $ $ *('* " ! "
% $ # , C""$" ,$ 5"
,
, $ "" "
,*('* , , ""
$ = , " "" $ ," % $ # ",$ 3 < " $ "
, , !" $
$
$ ",$ $$"!" "
9: ':77"
, ,
, , " % , &
% ! $ $ " @!
5 !" #$ ,"& ", @!
5 "", , $ ", 5 !
3 # "
, 6!
3<5-%5<6!
#<#!
<*'8<(:< *('' ",,$" , $ " $", " C"
!
"#$ %&'
( '
) * &
+! %, "
" C" 5B, " #" -+"!&!
( '
.!&
&
!
'
, / 0##! ' 1 '
" ",, 5B, " #" "
!" #$"
, " " ; $ % $ # 5 C" 5B, " #" .!&
&
!
'
%&'
( '
+ ) " 3& '' / 0##! ' 1 "
) 3
!
*! +'
,
'
' , 4
('
( 5
% ( ! "
(
(
%
7'
! '
8 ) ( ' (
,
!
( ,
(
( (
8 (
(
(
(
)
('
. ' ,
8 3
( ( ( (
' , ' '
! " % ,
) ' '
(
(
! "
# $ % (
(
6
) 3 9 * +'34:;4
'
( '
5"&
('
5 * + )
( < (
(
(
5 *
+ )
< ( '
(
!
%( , '(
( 6 * +2 @" , C" #" ,4!! 25+ ( '
!"! %6 0& & +!
%,
C " , 9: ':77% ; C" " , ) ( ' #
= #
!
(
37;"">#< -
(
3 (
< -
&);3
-
'
! -")>4
% ' 37;?
><- (
08%
! * +
#$ %' " *
%2+'
('
( (
(
! " %'
(
%
! " %
(
< 08 %
(
1
5?
@
'
((
( 7 A( !4
/ 0##! '
1 !&
!
!
"#$ %&'
( '
/!
+ +&
+&+ &! &!&
'' & / 0#!# '
1 &! &!&
'' !&
%6!
+ ) "
(!
5!8 7+ 3!!
!
"#$ %&'
& / 0##! ' 1 !&
!&!
25+ ( '
!*
&
!
'
%&'
&
+!
&! &!& '' 0
1 ( 7 A( 3 4 :
; 4 ' 3 :
:: ;6$ 3!!
!
'
%&'& +!
( '
# 7+5* 8
<
& !
!
'
%&'
( '
(&$ 78
< BBBB BBBB BBBB
) &!
25+=
!
#8
#
> 8?/!?)) C:
; ''-<?
,
7'
(
D ; ''
<?(
,
:
&
4 > %' " &
) 4
, -E ; ''-<?
D "E
(
! 4 ! 4
( '
%
! 4 ' (
( 3 4 '
' !0> ( ! 4 %
(!4
1
5? C 3 4
(
! "
! # $ %22
C" ,! !
3!!
!
'
%&'
( '
,6!
+ ) " & +!
%,
% ; C" " ,
3 / '
?
"" - "
&'
& 1
' ! " % '
8
)
(
% (
3
; ''<? ( 08 % ' ( ' (1
3
2 ", ,$ " ",,$ " !" #$ C" ,! !
3!!
!
"#$
# "
, , "
$," ':77 "
$ 64 ",,$ ! ," " ", C" ,$ !" #$ , % C" 5E, " #" .!&
&
!
"#$
# , " ", "$ ! " , % " & " ,"" $00"5"
, D C" '4!! +%'56 +789 ", ; $ $ % $ # %
(7(9*(*9 & (+(4*('9 9($ ! "
"
" ,
C" " ,$ , % >" " ,
$ " 9: ':77!"
",
9: ':77 " >2! 1 ;+!
(!+ !
0 8
'
! !
$ 1 !5 'F3
(
(
4
(
8
(
5>
(1
( ( ( 4 G 2 "
9: ':77"
" , ; $ % $ # %
$ " "
, $ ,$ 9: ':77 ">"
,$% 5B, " #" D ,
, , ! # >" "(7(9*('9!6(* >"
(4<(+(4*('95 >" & $$ - " !" #$ % $ # *((:*('* *7'(*('* " >" , "< 9: ':77
"
>" "
# !(7(9*(*9"" , @" !" # 6 ,, "
$ $ "" >"*('95 % $ # *:(:*('* *7'(*('* , "
!" # 6 $ "" *('9 !" #$ !" # 6 $ "" , *('9 ", >"$ , $ *('*@" % $ # "" " ,$ ! , ,$ " $ =
$ ,"
" , , , " " C" $ 5 $
, " 3 < " $$ % $ # "
**.3/ - " $':7)
" -& .", $ /
, ,$ >"$,C$ " C" C" 5 "
,$ ,C " $ , -& "
"
# "
C" , = ; ,$" ,, , , ,,$ -& ! , , ""
$ >" , " ,$ (7(9*('9 , 9($ " " $ 9( $% " 9($ , $ ,9($B $ $,; = $ $ , "
, " "
" " $ % C" ,$ " !" #$ " , "
" , = , " $ (7(9*('9 9( $ " 9: ':77 "
" 9($ $ ! ,$
#>" $ ''()*('+ ,$ -& .", $ / 0" "
% 4)((((< !6(*
# (7(9*('9 " 8F " " **.#/ - " $ ':7), -& .", $ /0" "
" ," ; "
94 # " #':(7 , +)
))*) 4!&!
C 8
< 5H<3 C ( 5H<3