← Library
High Court of Punjab and HaryanaFAO/2310/2015dismissed

Tata Aig General Insurance Company Ltd v. Sanjay Kumar Singh And ORS

2015-04-07Mr. Justice Arvind Singh Sangwan4 pages

 



      

 !"!#$%$&'()  !&!*+&%,*&#! - " ..!++&   /!*%,% 0&123,4*0$&56&" 6!*%  !%.&"!& %

'

 7-

 0 3 -0 *!%!& '8

* 1!%6306*49":# !9* 6!..!++&   ;6! 6!* 6! !.* !*%+#+&!<%..!*42=!++<!" %!! 6!1,"54!& >!%  =!*!!**!"  6! !.* !**& !%  ;6! 6!* 6!1,"54!& %6,+"=!*!.* !"$& 6!"$5!% >!% 88 88 -09

-

..+$#&  0&12  3,4*  0$&56  *!%.&"!&     6!*!$& 9<6<%<*?$&5$&&"$&$* *#!94! <$ 6&##$"!& &)&##,& *%6&"&!5+$5!& "*$:$&52 &&: * 8@A8)BA=2*!%.&"!& 9&4!+29*,& 3.*%*!%,+  6!##$"!& 96!%,% $&!"4,+ $.+!$&1,*$!%& :$ +*5&% 6!="2$&#+,"$&5*# ,*!&*$56  $=$$=,+9*$56 +!59.!* !" <$#!&"*"%9.+ !%&"%#*!<%<!*!$&%!* !",!  6!##$"!& 96!6%+%  6!#*!!*.*%.!# %&"42& =! =+! 5! !C !&%$&$&%!*:$#!$&&"$&$* *#!  &4!"$#+ !C4$& $&96$%"$%=$+$ 2<%,&" =!DE, 6!*$56 +<!* +$4= <%,* 6!*%  !" 6  6!#+$4& *!%.&"!& 

88 6!*!$& <$++=!=+! "&+2$&"*", $!% <%,* 6!*%  !" 6  6!  .62%$#+  *$&$&5  *  6!  . $!&  *!5*"$&5  &2  ,* 6!* .*4 $&*!C !&%$&$&%!*:$#!$%& .%%$=+!!#&& .!**4 6!:2", 2 6!"$%=$+$ 2%%!%%!"$%.!*4&!& &"$&+ 6!

 *##$"!&  +$4%*$=,&+9 6&"$5*6$&%6* 7 6!*$=,&+7

<*"!"  6!  ++<$&5  #4.!&% $&9  :$"!  <*"  " !" )'8   

  

  



  4.!&% $&&##,& !C.!&%!% $&#,**!"&4!"$#+ *! 4!& 

%A(  4.!&% $&&##,& .!*4&!& "$%=$+$ 2

%9  -%%&##,& *&!"-!:!

%9@A9 ) -%%, ,*!$&#4!",! .!*4&!& "$%=$+$ 2

%9(9  4.!&% $&&##,& .!*$" "4$%%$&$&6%.$ +

%A)9 @  !&"&  6*5!%

%@9 ( 4.!&% $&  <*"%  *&%.*  $& #6*5!%

%9 4.!&% $&&##,& .$&&"

%,!*$&5

%9 4.!&% $&&##,& &, *$ $,% "$! 

%9  -

%)9B@9( -!*&!"#,&%!+* 6!..!++& 6%*!+$!",.& 6! , 6*$ 2 6!.!C ,* $&          0,.*!4! ,*  %!%)&"6%*5,!" 6 6!!!#  6!.!*4&!& "$%=$+$ 2& 6!!*&$&5#.#$ 2 6! $&1,*!"$% =!%!!&& 6!%$", 6*$ 29 6!.!C ,* 6%

88 =%!*:!"%,&"!*'8 %#!* $&4!&    6!  !!#    6!  .!*4&!& "$%=$+$ 2& 6!# ,+!*&$&5#.#$ 2$&:+:!% 6*!! % !.%6!*$=,&+6% $*% %#!* $&<6 # $:$ $!% 6!#+$4& #,+"#**2&$&%.$ ! 6!.!*4&!& "$%=$+$ 2&"<6 6!#,+"& "%*!%,+  6! .!*4&!& "$%=$+$ 2  6!%!#&"% !.$% %#!* $& 6$%:# $&9.*!%%$&&"& ,*!<*?=!*! 6! ##$"!& 9%+%6$%5! 6! 6$*"% !.$% $&", <6! 6!*$  6!#+$4& $%  ++2"$%=+!"*4!*&$&5 &2 ?$&"    +$:!+$6"9  *  $$  <6! 6!*  $&  %.$ !    6!

.!*4&!& "$%=$+$ 29 6!#+$4& #,+"% $++!!# $:!+2 #**2& 6!# $:$ $!%&",&# $&%9<6$#66!<%!*+$!* #**2$&5  &9  *  $$$  <6! 6!*  6!  <%  .*!:!& !"  * *!% *$# !"  *4  "$%#6*5$&5  6$%  .*!:$,%  # $:$ $!%  &" ,&# $&%9=, #,+"#**2&%4! 6!**+!%%!*%#+! # $:$ $!%&",&# $&%% 6 6!#& $&,!% !*&* #&#& $&,! !*&6$%+$:!+$6"G 6!=1!# $& 6!+!*&!"#,&%!+* 6!..!++& $% &+2*!5*"$&5 %9(9 85*& !"&##,& +%%, ,*!

$&#4!",! .!*4&!& "$%=$+$ 2 6!# % 6!#%!%6< 6 $&1,*!"$& 6$%#%!$% 2!*%+"&"$%!4.+2!"$&&"$&$* *#! & 6$%#%!9* 06*"$&",06*4;) <%!C4$&!" .*:! 6!"$%=$+$ 2 #!* $$# !C )  !<%#*%%!C4$&!" +!&5 6 !6" "!.%!" 6  6!#+$4& *!%.&"!& 6!*!$& <$++=!=+!  "  &+2  $&"*  ", $!%  &"  6  .62%$#+  *$&$&5  *  6!  . $!& *!5*"$&5&2, ,*!.*4 $&&"!C !&%$&$&%!*:$#!$%& 

8)8 .%%$=+!!#&& .!**46!:2", 26!"$%=$+$ 2%%!%%!"$% .!*4&!& &"$&+ 5!% %6< 6  6!#+$4& <$++& =! !+$5$=+!  *  !C !&%$&  $&  %!*:$#!  &"  6$%  .*%.!# %  *  , ,*! .*4 $& *! ":!*%!+2 !!# !"  &%!E,!& +29  6$%  $&#4! & ##,&  #& $&,$&5$&1=&" , ,*! .*4 $& *! ":!*%!+2 !!# !"  $%#44&?&<+!"5! 6 $& 6!$* *#! !* #!* $&5!9 6!!C !&%$&$%5*& !"&" 6!$#!*% $#$+%*!

+%%%!%%!"* 6!$*%,$ =$+$ 2*.*4 $&6!*!*!9 6!+%% , ,*!$&#4!",! .!*4&!& "$%=$+$ 2<%*$56 +2%%!%%!" !:!&<6!& 6!, 6*$ 2 6!.!C ,* $&   #%!

%,.* $%..+$!"&:$!< 6!4 !*9"& $&"&2*#!$& 6! .*!%!& ..!+ &%!E,!& +29 6!.*!%!& ..!+$%"$%4$%%!" 3 -0

  () %1?%