Tata Aig General Insurance Comp Ltd v. Gaurav Johri And ORS
!"
"""
## $ % & '(
' """)
* +
% & '(
' """
## $ ,!
,(-'
' """)
!! "
!# $
%&$ ' ' $
" ##$$
%
" #
& '
% ()
)+ " ##$$
%
" #
& % ,,,,, ' $ ( '## .
%(
0
"
# - % & '(
!(-
'( $(##- )( 1'!
2! '!(-'
"
3' '!
#(-'
( !(-
(!
2((-
!/
2'(#/
! ,!
,(-'/ !(%(-
# 0(- -(( "566
.
..!(- %'(#7 '
-#(-
'!(-'
(! 8
!
#(-' !(%(-
# % '(-'
!
'( ("
#/ ' .## 2
..!
#( # (8("
!(# . (!/ ' '(.!
%"
!(# ##- (#/ , :
'!(-'
/ '
2%/ ' !#!
0 -' !!
'"
) "
!!
.. ! ,( *;
:
5 !!
#( ,( , :/ '!(-'
-!(- (!"
%(
<#( - / -!
0 + ' (!
&6 '"
,' -(-
(
)"+
<
'"
!!((
'/ ' (- )"
<
)" /
< (( = # (
<
:/
<
'"
(!0#
.# # ("
% & '(/ -!
0 / 8/ -!
0 :
/ -!
!-'/ 5(/ -!
:
) -!
: (!
!-'
, "
0 -'
! ,(
$'(# / -
)":
# -(
(""
,!
,(-'!(%/ 52(! ,(-' 2
!"/ '!(-'(
..!(- %'(#"
0(-
(/ '
!
' .(#!
2( / (-
"
)
0 (!
( 2( / 2'(/ !!
(! =
# !
-#(-
2'
(- %( #(
..( #
! -#(-
"
2( .(#!
! ":(
/ (
=
#
0 .(#!
##(
! '
#!(- %#(!
..(% !(%(- #( (
(!>
(.
( -!(- (! ?( 0
#(!
! ":
!
2
..!(- %'(#"
!/ '
!
!( (#
"
#(( .(#!"
#!(-
(/ ## 2(- ( . !@ " 3'' !(!
(8( (!
(!/ 2'('
=
#
!
'
-#(- !(%(-
# "566
( !(%
! "A55"
" 3''
/ (.
2'
2'
55"
:" 3''
! '
#!(- %#(!
..(% !(%(- #( (
(!A 5)"
" )#(."
( #!
'( (%
"
. '(- - / (! #( (0#/ '!(-'
.
7' (0#7 !(!!
( .%
/ (
#
!(!!
.%
/ ( ":
!(!!
-(
! ":"
)## / %(! 2!
!!
;"
"
/
!
/ +/ < 2!!
"
-!
( *" C
""
!
.(#(-
(## # #(D( "
!(!
/ "/
#!
0
-
)" #='
'/ 2'/
:
#!
0
)"/*;/
+< '"
#(0(#(
'(
'#!
0 ( %# '
!"
!(
.# --(%!
2!
.!
# 0.
'( /
(- 2!
?( 0 (!
0 !( (!/ 2'/ '% #
.!
#/ =(- '
2!!"
(
'
# -(%
(%
!/ 2'
'%
' -'
#"
'% '!
#!
#
( 0(! - ' -'
!"
(0#
0(
!!
0.
( '!
#(
! ,!
,(-'
'
(!/ 2'('/ ..!
(8(/
2'('
' 0!
'
-#(- !(%(-
..!(- %'(#"
# (!
'( 2( '#.
-#(-/ ( ' (-
0%(- ..( # !"
,'
.(!(- (
( ## (."
'.
/ ( (!
#!
# (
(
(0 -#(- 0 !"
0(-
<#( 0(- #-# '( #-# (%
(#
%
!(%/
2 (
..!(- %'(#"
!
#
##<#( !!
(!
# '
'
#!
= #
#!
0 !!!
%( !!
. (# / 2'/ '( ( ( %' #
!
#!
# (
/ !(-
(.(
/ (!
'/ -(-
( (( = "
'% 2' =
(.(
#
'
'
#!
=/
%(!(- %(
. (# '% .(#!
#!
' -(%(- ((
'
'
#!
="
. '(- #!
#
(/ .(!
!!((
%( !!
'
'
#!
= '( ( ##!
"
(0# = -
0 + /
( '%(- (!
'/ -(- )"+*;+<
'/
(#( (.( EF"5/ .#(- !
0('
+"
"; #(!
! ( - + (
!'
?( / 2'('
=
#
(
!!/
(
!
!!
EF"5 #(!
2(- ' -(- )"+*;+<
'
( "
#
' (( = "
'%(- !!(( # (
'
8!
.(#
0(- ..((
'
( "
(!(-
'#./ !!(
F
<'
! (0#/ = %(2 0
! ! . (#
0"
2 / ! !
!
0 ;+"
<"
(0#
! !!(( 2! .
"
(!(- -
!!/
!%
0 !!!
2! .
"
'.
/ !!(- (!
/
'# (
( (%!
)"* +<"
#% - % %. + / "
#
0 "
+ % / +! .
#
$
$% % - 1# "
! 2 % -
#
!3 " !$ %
!
+ 0 #
+ $ #
!3 % . ) +
40 *%/+
$
+
+$%#$% " +-
% " % "
+ %3
.
! %
- - +# " 3
+$%#$% " 4 +$ / + 2 % -
$ !
# % # /$ !
+
'
0 (0# 2!!
<
F !( (!
( # ("
- )" 0
!! + " $ "
0 .
"+ $ 1# % " #1 5 + + %3 !
# $%
& $
'( )
( * + $ !
# % # /$ % %
'
0 *%/+
$
# % " 0 6
.
!$ %
%$ -
%%
$ !
# % 0 * 3 . +$ / %$ - % 7 8 #
!
+ " !
# % "
" "%$% - "
## $ %$$
!+ $ $%9 % *
+ " !
# % . +$ / ## %
- !$ %
% :+ $
* $% /%$%3 # 3 %
+ . +$ / ; %
$ "
$$ #
:+$ "
/ %!+%
# (""
.(#!
(
#=
( ( !( (!/ 2'/
# .(#!
(""
* +
(
# 2!"
4 *+!
,-./ < # )% -0 = & < # /$ = &