← Library
High Court of Punjab and HaryanaFAO/1902/2016allowed

New India Assurance Company Ltd v. Usha Rani And ORS

2023-05-08Mr. Justice Harminder Singh Madaan5 pages

 

    



 !"#$#% &' () ! *!+,!"#$#% -!'

'!+ ,.'!/0# ###..11'! 2

3,#4 ''!'! 

###

      ) !"

#2! 5*.'6 +' ( '..11'!#

#2! 7#7'!'16 +' ( - # $8

 9:+

#3'1 !3'

,'6 +' ( - # '!# ;;;;

 #  (1/ '6('+  (+'

'

'* ' ( ! ',7*,'

!',  +*1'

'++!6  <3,#4 ''!6 '='9 *$$/'

6'*=

#!*6'='9 *%/'

6 !<5'* '

'='9 */'

6,  <3,#3* 1'& 6'='9 *$/'

'!(' <','7'!6'='9 */'

6'11 !  (7* '

'9 *='+1',. !*! 3+ !  ( 2+1 +6   !'( (

 '

+ '='!

 ##5* ,'1 3!=< 67'!'

 '= ) #0#6'!='

 *=

 & +    7*,'

 3  <  !  '!   -  !' 

'!+  ,.'!/ 0#67* '<!

 ( *+>9'

!= = ' !

- #?) %  !'( (

 '

 ((!!= *+> 6+1',!= + ,.!

' !#  !  '  +1',  . !6    +1','! 8. !

 '

,.1'3,#7 ,'16','

'*=  (',7*,'

- #@# #  + ! 6    +1',  . !  '

 '11   9/ 

++!1', A 9*!'167* '  !'( (

 '

 9*!'1 ''

'##$'!+ ,.!

' ! ( #@6@68 ! ' ' (B. '!!*,'

''

 +1','!

( ,' ((1!= (+1',. !11' ( '1 ' !6 .'/'919/ - # %: !1/'! '11/# %# !!=+ ,.!

 9 != 6

. !!- #%<!

'!++ ,.'!/'

(1.

!'..'19(   * 6! + (+'

= !  @#  - # $6 '..! +1','! 9( A 9*!'1'

.*!'..'

'!+ *=+ *!

1'!(1+

 9:+ !

>!=!'!+,! (+ ,.!

' !# - # '!

'

'1 '..'

 *=+ *!

1# $# '

'

1'

!+ *!

1( .'

 9  = !=  *= + '

+'11/ .*9!.'

   ='

  C*'!*,  (  + ,.!

' !#  ++ !=      '..11'!  <  !

'!+ + ,.'!/+ ,.!

 ! /= 6 '



('+     .*  9/  8+1','! 6    *9,  '  

% + ,.!

 !1  '!  *19!'!+# # '

!= '1+ !! !

6(!'A 9*!'1 ''>!'= (+'

 9$/'

6 ' (9 9!= ##$#?  ++*.' !'

'>!'

3'!

> A'+ !5 #?= 3+ 1  11'=  3* *>.* 6  & +  7* '6  =!=  '1'

/  (  # 68. , !'

.  '1'

/+ (+'DE#)#( *+ !

(!+ ,'E ( #6%8 * ('!!*'1 '1'

/ (+'

6

,'! +', *  #6@6 8 E<% # ?  6A 9*!'1 ,,'>!='!/' ! '

(** .

.+ #! ,  (:*=,! 

  

 



 !"## $"

%6!

+'

'

9!'== *. ($ /'

6' ! ($B

 9,' ! '91 !+ , '

(** .

.+ #& !='   '!!*'1  !+ ,  (    +'

  + ,  *     #66$8

@ F% # 7.!=! !*,9  (.!!(',1/,,9

 ( +'

6*+ ! E! (8@   9,'( , !+ , (+'

'

.

!'1'!1 !=E.!

#& !='6 '!!*'1.!!+/ (+1','! + ,  *  # 6 6@8 $< $@% # AA 9*!'1'

+

+1/* ,*1.1  (>.!=!

:*=,!  



&'

 (         

% )"  ## $"#  & !=  '   + ,.!

' !.'/'91+ ,  *  # 6 6@EG$$6@68# # 4! + !

! !'1'

6A 9*!'1'

''

 #

@ 1'>*! '1

 (+ !

*,'! #$68 ''

  +1','! *! ' '!

.

' !'!(*! '1E.!

# ?  6  '

 .    1'   :*=,!    #  *  

 

+,,#-.

$/   !

!

)2324 

55%0

46+1','!

'

 9= '!' *, ( #@68! '1*! '1

 ( + !

*,# A+1','! (*  !1 = #$68'

(*! '1E.!

'! #$68( 1

 ( '# & !='+ ,.!

' !+ ,  * 9 #$ 668

$$6@6F@6F$6F$6 %# A*     '1  ', *!  (  + ,.!

' !  + ,     $ 668# @# ' (+'

6+1','! '

 + '!

', *!C* '1! , ! '1'

/*! E= '' +, (?'

/'!'

!,!6+ C*  9*+( ,+ ,.!

' !

.'/'91      +1','! #  )H  3,#31'  '!6  1 >6  5 #  ?= 3+ 16 11'=3* *>.* 67* ''

.

!' ='

!=

'!='  (+'

!1 (*11 '1'

/E+.?'!

!+ ,!11'= (  ,! ( * 9'!# $# A*     '1  + ,.!

' !  .'/'91     >  *    #@6@68I$ < J EKL#  # A  A 9*!'1  '

 ''

  '!  ', *!  (   #@6@68# A ( 6'..'1(19/!

'!++ ,.'!/ '11 .'

1/ '!+ ,.!

 +1','! *+( , #@6@68  #@6@68#A! = '!'

'1  != #A

$ +1','!  !1   ''

', *! (  #@6@68  ! ' ' (#$B. '!!*,( ,' ((1!= (+1', . !11' ( '1 ' !6.'/'919/ - # % : !1/ '!  '11/#   A  '

  (    +1','! '11  9  *+ .

.

 !'1/#, *!(.'!E+

9 (*!9/+1','!    '..11'!  <  !

'!+  + ,.'!/  !  !  , !  ( ,   '/   ..11'!!

'!++ ,.'!/ '11'

' =  +

E+

', *!.'9/(1!='!E+* !'..1+' !9(  DE+*!=A 9*!'1#!''/6'..'1 '11 .'

1/+ # !  ('9  +*

 !6+

 9:+ !

(1 !

9'1( (+1','! 9!=  (,  '! ,

+ # 3!+'..'1(1 !9'1( (!

'!++ ,.'!/

'11 .'

1/'!+

 9:+ !

(1 !9'1( (+1','! '!

,

6, +11'! * '..1+' !

6('!/6  '! .

 ( '++ !=1/# #$#%   :

 

!"#$ %&"'

!()$*   "&#

'# !+,

  "&#