High Court of Punjab and HaryanaFAO/2434/2016disposed of

Reliance General Insurance Company Ltd v. Nisha Sachdeva And ORS

2023-02-15Mr. Justice Sanjiv Berry9 pages

! "# $ %& '( ( "%&%)&* $ %& +((

,-.&* & "., &!)".&* %/0.&1 23$(

((((((00 ,,.&3( #!( -!4.

5.*4$ #.

.&$ %"!( (((((( !0%&$ &3!(

-!4.

5.*4$ #.

.&$ %34 "!

6(((00 ,,.&3!( #!( .4-"

)!!.-& 74.& .&$ %"!( (6( !0%&$ &3!( 8 2

5 5 9

#$ %

&'$ ( !" ) !"

&' * ( +" !" ( ) !"

5 9

( ,- . /0 % :

/- ,-.&* & "., &!)".&* %/0.&1 23$: * % !

!"/-

102/' 3 4 2/'56

/- -!4.

5.*4$ #.

.&$ %34 "! 7* 0 %/- 2/' ! !

, 0 ( 0 * ! !

! /'

('036*% % 8

'( '0%**0 9:*# /*#* ( 8#!; < 2%/* /- ('0 : - *,7 ,' 2 20<!= /* * ( 8#" +=

3*6/- ( 28' ** 0'- 2 20 > 0 * ('0 -* /7 / /' :* #1 '7 * 9' ' ' 0' *' ' 2 *%-0 * * '0- ('08 '( '0% 7 1 8 ( 8 ' '%/'* % %'% 7 > ' - 8 0,*%('0%/'* 8 0 %00 ('0

. 0 % 0 %

('0 8% -* 0 %* +!!!?0 0 ' *- 0 -1 @' $0',A(%9

20 % /- (

% 0- / ** 0 / - ' ' . ( /-0 /- 0 ' % 7' ** * ( '0 %* % 7 /0 3

% 7 ?*7* +

2 ( .'10-/ 2/' * 7% 2 20B' 0/-/- 0 '% * 0 0 . %'/0 ( % * * 0 B' % ** ' 0 C "

; 102/' 0 %*'

!! ! " " ! # $ !!%&'(')*+ ,-..

,-..

& ! !

0 ,-.1'& * 1 <

;2/' * %' ** **/- ( 9('0% -* 0 /' ' .0 2> # ' 3D> "6 ' 0 % ₹+)!!!? E ' > % 0 8 ' -% / )+!! 0' "% %%/-85/>1'

10 %% 0 0' + !!?*% F< +G'0 / - -- %0 0' / 0 %/- 2/''

(

8 10 %

.0 ₹+)!!!?

' - ?

₹)+!!? -*0' "

₹)="!!!?3)+!!>"6

'> ₹ +!!!? +

; '0 ₹!!!!!? "

; ₹!!!!!?

%0 <

; ₹!!!!!?

> !!? )

@2 ₹ + !!? . < +G'0

)

; ' .' 10- 2/'%*- %' ** ** 8#" += /- 2 8' .#1 /** 8#!; < /- ('0 0/ * 2 / % - % *%/' "+H <!H / % -% %/' ! 0* /- % /' + ! / % * . % 0 '- 2 % % ** '* /' -**

8' '0 % 7 +)!!!? /0.02># 'D> "

% ' ' * 0 > !!!!!?% !!!!!?% %0 * ' + / " < +G'0%*-%% /"G !

' 0 ('0%*/' -* %'* ' *-' +!!!?0 0 > 'D> " '0 % ₹+)!!!?/' 0 % * ' ' %% %%/- 85/>1' "# "#$

% %0-**> %*%* 0 0 % %*/%!- +!G '0 %0' *' ' '/* 8' -? % %*- 0 /% )G' >%0' %* ' 0 '- 0 %

8 /- 0 % .'10-

8' ' '0 '/- 0

/- ' .'10-B' /' -** 0 / ' / 0 ' '0 7 / 0 - '/ - - % ' /- 0 / 2/'

*- 7' ** * ( *' >0 . *- % ' /- ( */- * % /> 0 ' /** 2 / '*- '/-2/'%*%B' *'0' B' 7' ** ( * *-*0 /-' .'10- *

3'6? - / ' *> %%' - /# )+!!? 8% 0' " /- 2/'% *'% 3'6 ' % '*0 % & '(

) '

*+!, , * !G -%'/' ' % %'0' <!!? 2 0 ' ' %' / "+=!!? - 0 ' 0 / "+!!?I ' '0 0 / !!!? ' '> 0 / "+!!?-*) '

3'6-./ & (

% "

"* 0!""!111

)

' ' 0 %*0 / '

(

8 10 %

.0 ₹+)!!!?

9' 3? 6 ₹ =+!!? 2 .0 ' * > ₹)+!!?

' ' 3!G6 ₹<!!? +

2 .0 '* ' ' ₹"+=!!? "

' "

₹ "+!!? <

; ₹"+!!? )

'> ₹"+!!? =

; '0 ₹!!!?> ₹<"!!!? !

D> ₹ !!? %3., ₹:;+:'< . < +G "

*-*'0' / .'10- --/ - -0

20' 0 / -//- ( --% F < +G '0 0 * 0 A 8% / -/* ( .' 10- - 0 - 0' 0 0 / ' * 0' 0 -'*'* )

*- /- .'10-

!"C ( ) !"/- 0 7*0 0 / 0 % !

!"/- 102/'

/-0*- =

* 36-

5 9

+ !

*- 36 : 7*?7* J? 36 : /? / J?