← Library
High Court of Punjab and HaryanaFAO/3756/2015disposed of

Cholamandalam Ms General Insurance Company Limited v. Rattan Kumar And ORS

2020-01-10Mr. Justice Fateh Deep Singh13 pages

  

      !

 !"#$%   &   

'()* )+#, -  , -)#. ,# "-/  0- 111//,,  2##  4-  # 1113#/# 5 6 '()*  4-  111//,,  2## # # 1113#/# 5 '()* %7

111//,,  2##  4-  # 1113#/#  -$ 8 ,)#%#"39 ) , 

        

     



!    """

39 ) ,&%

# $ %&' ()*+,#-(,(*) #.* /   #)  #.*      1$02/0      0              ,,()3)+4        

 0        5  # - #.(

%&' ()*+#.*00  41

261  7 8  9    :;%&' ,#-(#.*0  %& ' ,(*)#.*00 </ /  %    0   </  



1     

     6 /    0   $0=  /   0   $0/  0     =      1 0 1 %  6  /  $0  0  5/   0    =  -.>     (#*)+*4 

  #),)40    /5/1 %/      0 

   0    0           

0 0/  ?

! 

( 0/' ?

),(*# 05        /   0       ///  / 

1    /    

            / $0 @ /  0   0// 

6  /    

  =  !  A/  15  $   2/     0 00   /  2/  6  /           0    0/  /     

6 /     @   /   0=  /      / 0    

 6

     / ?B0 A 1    ,# "-/  0-2#0 :-  !  '

*33'2,*5   0 /   ;

/4-   2#  - 9 # #/  #.-8(; 81;

)+#/  0?/1  <; 3 = #/ / .)2# ,# "-/  0-

#  >'5*=5     ??/ 1  ,# "-/  0-2#?4-;



' *33'2,*>  1 /     

,  5/ ?B0 A 1  



              

  

  !!

                    



      

        

 

     

  

  

                

        

  

  

   

 

  

    

  

        

   

 

            

   

    

!!"

   

*







    

      

  #

 

            

#    



           

 

 

  $







  

    #% &      

  

 

'( #    & )*+,-#-!)  #

. 

/0 

0'  

   ))1!!)   2)1!1)  3 0   '#(

  /    



   /   ) 1! !  2 1! 415 !1! 414 !1! )     

         

       

+          

           

    



 

  



         

 

       .

6    0 

      



   "   

        

 !

7 #   89 8989

   :% ;89 

      

            

     

0%  8198989

0   5+      

 <         



                            

       

  

   

          89                    

 

)   89                         8      

9     

    = >

8989 

                 

   

                  

  0                    

         



   

         

  

                           

                     #

    

 

    

                       

  89   

-   

 

                  

7

.

60

 #   

 $%  & 

 !'

!#  ( #     

7 

 :% ; :  

  & 3 ?%2+22 & 1

 

    

 @

 

&   

? 89        

  0    5+8198989

   <    A  #   +,,  

        

              B                           

   



       



  B          &   



 C 0     

     3 ?%2+22        .    

 $

 &   

          

          & 1

  

      C  0       

 

3             B             &   



         

D 0         D 0

      B                       (                & 1  

                          <       



   

 &      

    

       

           

          



 %      B    C   

     C  0                          

                  

               B 

 

 

                  

        

      



 = #  



          

  B                   

.      



                       

       #  

      

  

                     

  

  'C1      /  30'C1                          8 &  19 

3      

   

 

.(<'C 

 

'#/  

 

.

   

           # 

  #            

           

 0   5+819

<  A #   +,,8 ; # =9 

    

 

 

  

   

        

       #     

"   

             

 



    

 

 #    



 

  

         

   

       

  '55 4* +*)-% :% < 

 )#3,34

 (+,-**)4 ?



  

 > 

 #....4

 #....4 ?

 

        

  

  0  

 #....4 

    

'>

   

  

,!"

 

    

  

E >C2-#

    .'1) !!!-%     .

    

#     



      1+  4 !1! 5        + 1! 2        E   > *     >%4! >5  E > * 7    

 

      ' F     '>  

       

  '4)   

                

      

  

  

,!"     #      7     

 

  

     E  

    B   

                 '>      

 

 

7 

 ,!"                             7 

'>  6    

     

7   

  

     

   

       

(  

 

7  

       

       

       

 



 

   



    

 1, 1!1!

 



  >    

 



   





  

  

    

       '39 ) ,* % %   &     <6$ C  5/4

  C   0