← Library
High Court of Punjab and HaryanaFAO/4893/2016dismissed

Hdfc Ergo General Insurance Co Ltd v. Sourabh Rawal & ORS

2018-03-16Ms. Justice Ritu Bahri5 pages

      

  !

"#$ $%&'&()   



 

  



"   

   

  #

$ %!

&'

!

()  ( *  

 %

 )& + )()  ( * 

, - %

).& ()  ( * 

, / %

 ()  ( * 

, 0    *+  



& ( &  !

  *-2 & *&&

&

  & (

& 

&   * "&("'$ '

*& 



!

     2-23/2-4  !

  

  5

  &    

6    

    

 *  -(70(427 8    !& 9:; (

%  &

 &'&

(<

5*  (= '&

=6    *& ** 

8

!& ? 2@27/2-@ A& **  * & ( 2@27/2-@

-32

(

!

 & *  &  *'(<

 !



  :(<

*  &  &  

 ,  2@B8/-33 !&!

&)

&*&



?  *> #  

& *&  * C

&

 *

/@2 * ' !?( !



 :(<





&     * ) (  &    

& (      

,  2@%433D!

 & 

C

>

 (  &) 

!& &)&

& (

&   !

&&  * A   *





&) &  *   !

&&  * (  &   *  * (& !&

!

 &

 



** &  & 

& )  & & *   * *  &

&   ** E

&) 

* 

( !

 ?

 &? & #&) && (

&

(<

!

  

* 2@27/2-@ 2727/2-@

(

 & 



  

'



  *

 

&

&)&  *  

,  82@%8433D

, -'

!

     & )&  , -4 /:27/2-@ # & # 

 8:<

 F

(

8

*& &

'&

    



   

"

& *  !

  

 )&

& ( '&

   &



   *

&

&)&  * **

& ) &

, -

'&

   

 $



 ! "#$% &!

5&6 % E

@0(427 5&&6 #

**  /2(222 5&&&6 

    (   & & (

  02(222 5&)6 # 

&

&& @2(222 5)6   *&   /2(222 '   

-(70(427 

&   & &*&   !&    &

(



 

*&

 

 & & & !& *& &  *& -

 ?      

&

&)&  *  **

& ) &  



  *  &

 

*&  

  * 

 

   , -4!

  !&  & & 

/3  *

* 

&)  !

* &

&

&  !

& *) & ,  2@8%G0443

&   !

 *) & ,  82@%8433D *  & &  ( 

 *  & ) )



 82@80443!&&  

     *  &

 ( ) &

&  & 

&    &!&

&

 *

)&

( &

 *<

    *  ! (!&



*& 

, -

/(  &*& 

 *

   !

, /& 82@%8433D

 8@% 80443'

*  & ?

   &   



 *  & ) )

 

& & ?

  & *  )

   *

 &

 &(     

&?

 

  &   

,  @%433D!

 ,  8@8%80443() &

  % 

& &*  ) (   *

 

 )

& * 



 *



 * '  & ) )

  

  *    8@8%80443     82@8%8433D  "  &

&  !

(

 

 *  &)& )&&

& (  !

&& )&    --20/2-4*  (   ) *  &   */3 & *&&  (A &

&?(& ? & (<

&

 #C0  

   *

  

& & 2@27/2-@!& &  * &

   **   * *   & !&

!

& & * H

!

  



 !

&

 *&E *  !& ?&  !'

  &

& < (% "**& (< %(<

#C/    2:-//2-@( !&!   

 * &

&&

 &



  * &#

*  &!

    * * * !&  

, !&&

& &   

* 

)& -2;&

&&)& &

&& &*& E#C/ A 

   &*&

    

, -! !

&)&  & F & ( *  *

& F & !&





(

*& & !

&&)

& * (

   



)&

 

(   &       *& &   *   &

!

(    *

'&

  * 

 &  &  ) &!&!



& *





&&     !

&  )    '($(!)*%&+,!

&  '($() $-