← Library
High Court of Punjab and HaryanaFAO/3705/2017disposed of

New India Assurance Co Ltd v. Simrandeep Kaur & ORS

2019-01-31Mr. Justice Fateh Deep Singh3 pages



      

!"# $#%&'& (

)  

    

 

 

   *!+,  (-./#*' 0'"&%##12!&""!/ *#'#(", * 3( $04"!5$6 %!"#

*"2#!44#//!("

 (# *"2#%/!&+!("'

* !7!(1 !('!/5$6 %!"#

**#'4 ($#(" 8  



  2#  4*#'#("  !44#!/  $&*#%"'  %2!//#(9#  !9!&('"  !:!*$  $!"#$

 

4!''#$.7"2# " *%%&$#("'/!&+'*&.0(!/5;0$2&!(! &( '2 *"5-"2#*&.0(!/-:2#*#.7% +4#('!"& (2!'.##(!''#''#$ (!%% 0("

$#!"2 !9$#6<&(92&(!+ " *6#2&%0/!*!%%&$#(""2!"" 14/!%# (

 =  0('#/ *"2#&('0*!(%#% +4!(7: 0/$&( *+"2!""2# !44#!/2!'.##(4*# #**#$ (/7" !''!&/>0!("0+ % +4#('!"& (!''#''#$ .7"2#*&.0(!/  2#  *&.0(!/  2!'  !''#''#$  % +4#('!"& (  "  "2#  "0(# 

=585 5$#"!&/#$2#*#0($#*,  ("2/7&(% +# "2#$#%#!'#$ ' 85  $$&"& (&(&(% +# 0"0*#4* '4#%"' ?

#$0%"& ( *4#*' (!/#@4#('#'

A="2



0/"&4/&#*

= ; '' $#4#($#(%7

5=5  ; '' / 6#!($!

#%"& ( 55A

5A#!%2 ; '' % (' *"&0+ 55  0(#*!/#@4#('#'

5  2#  ' /#  '0.+&''& (  +!$#  .7  % 0('#/  *  "2#  &('0*!(%# % +4!(7&'"2!""2#*&.0(!/2!'!// :#$!$$&"& (&(&(% +# 0"0*# 4* '4#%"'!""2#*!"# ?.0""2#'!+#'2 0/$ ?!'"2#$#%#!'#$:!'

+ *#"2!(=7#!*' !9#   +4#('!"& (!// :#$0($#*% (6#("& (!/ 2#!$'(##$'" .#*#'"*&%"#$" ' 5 5&("2#/&92" B0$9+#("'

 (-./#"2#<04*#+# 0*"  

   



 

 !($ 

            

 !

"# $ %&  2#*#&'( *#4*#'#("!"& ( (.#2!/ "2#%/!&+!("'$#'4&"# '#*6&%#   0('#/ **#'4 ($#(" 82!'( "2&(9" '!7:&"2*#9!*$ " % +4#('!"& (4!7!./#" %/!&+!("'  2#  *&.0(!/  2!'  !''#''#$  &(% +#   "2#  $#%#!'#$  !"

' 85 4#*+ ("2 2#*&.0(!/&(4!*! = "2#!:!*$2!'( "&%#$ "2!" * +#6&$#(%# C !($$ %0+#("'4* $0%#$.7%/!&+!("'5&"&'

#'"!./&'2#$  "2!"  !9$#6  <&(92  <&$20  :!'  $ &(9  .0'&(#''   '!/#  !($ 40*%2!'#  +40"#*!($ "2#*!//&#$&"#+'  :#6#*5"2#%/!&+!("'$&$ ( "4* $0%#!(7#6&$#(%#:&"2*#9!*$" &(% +# "2#$#%#!'#$ * +"2# '!&$.0'&(#'' !1&(9!%/0# * +( "& &%!"& (&''0#$.7"2#<"!"# 0(B!.

&@&(9+&(&+0+:!9#!""2#*#/#6!(""&+#% 04/#$:&"2"2# !%""2!""2#

 $#%#!'#$:!'&(6 /6#$&(.0'&(#'' '!/#!($40*%2!'#  +40"#*!($ !//&#$&"#+'5&("#*#'" B0'"&%#% ++!($'"2!"&(% +# "2#$#%#!'#$&'

&@#$!"' )5 4#*+ ("2 $$&"& (&(&(% +# 0"0*#4* '4#%"'

: 0/$.# ?  #$0%"& ( *4#*' (!/#@4#('#'!($+0/"&4/&#*!44/&#$.7 "2#*&.0(!/!*#% **#%"!($!

&*+#$  (6&#: "2#!. 6#5/ ''

$#4#($#(%7&'%!/%0/!"#$!"'

=5 5  5

5  )5@

 @  =  D  ' 5E5  

?  !$$&"& (  F  ' =5 5  

A="2 $#$0%"& ( ($#*  % (6#("& (!/  2#!$'5  % +4#('!"& (  !// :#$  .7  "2# *&.0(!/  &'  + $& &#$  "  "2#  #

#%"  "2!"  %/!&+!("'  '2!//  .#  #("&"/#  " ' 5  ' =5  */ '' % (' *"&0+5'

5 #!%2>0!

/ ''" #'"!"#!($ 0(#*!/#@4#('#' (6&#: "2#!. 6#5" "!/% +4#('!"& (&''

=5E5  !($  !$$&"& (!/  !+ 0("  &'  '

5   =5E5   F =585 4!7!./#:&"2&("#*#'"G ?4#*!((0+ * +"2#$!"#

4#"&"& ("&//*#!/&H!"& ( 

&'4 '#$ !%% *$&(9/7   #12!&""!/  0$9# 

) + 2!(.&+.*!