Magma Hdi General Insurance Co. Ltd v. Amit Kumar And Others










 

  














   


!"#
























$%&
'
(&)*+*,
-




.

"$/0$

&,&$1
,+2$,)&

3%(





































44&11$,%
























5   0*%
620$
$,(
%7&+


























































&+4,(&,%+  "-
 83
"


 
 6
3

&+&,%- "
$,9$:
"&7%$;
(<)$%&;
'
%7&
$44&11$,% "
$0*,(&
*,/7;
(<)$%&;
'
&+4,(&,%+


%
















=======  6
3;

3# 7&
4&+&,%
$44&$1
'*1&(
>?
%7&
,+2$,)&
04$,?
*+
(*&)%&( $/$*,+%
%7&
$@$(
($%&(
  

;
4$++&(
>?
%7&
"%
))*(&,%
1$*0+ *>2,$1;
6$,$1
'
+7%;
%7&
*>2,$1# 3&$,&(
)2,+&1
'
%7&
$44&11$,%
+2>0*%+
%7$%
%7&
*>2,$1
7$+ /$,%&(
%
'2
'
%7&
&+4,(&,%+A)1$*0$,%+


1$97
&$)7
2,(&
%7&
7&$(+ B1<&
$,(
$''&)%*,C;
B(&4*<$%*,
'
4%&)%*,C;
B+)*$1
+&)2*%?C
$,( B/2*(&1*,&+
%
)7*1(&,C
$1,/@*%7

;

A
$+
'2,&$1
&D4&,+&+ ))(*,/
%
7*0;
$+
4&
%7&
&)&,%
:2(/0&,%
'
%7&
,8>1&
24&0&
2% *,
B$%*,$1
,+2$,)&
04$,?
3*0*%&(
<+
$,$?
&%7*
$,(
%7&+C

#


.

;

%7&?
)21(
7$<&
>&&,
/$,%&(
,1?

;

A
2,(&
%7& $><&
7&$(+
*,)12(*,/
'2,&$1
&D4&,+&+ 3&$,&(
)2,+&1
'
%7&
&+4,(&,%+A)1$*0$,%+
(&+
,%
(*+42%& %7&
$><&
44+*%*,

&
7@&<&
+2>0*%+
%7$%
%7&
&+4,(&,%+A)1$*0$,%+ 7$<&
'*1&(
$,
*,(&4&,(&,%
$44&$1
+&&9*,/
&,7$,)&0&,%
'
)04&,+$%*,
, /2,(+
%7&
%7$,
%7&
/2,(+
$*+&(
>?
%7&
$44&11$,%
*,
%7&
4&+&,%
$44&$1 SHAMSHER SINGH 2018.09.10 12:25 I attest to the accuracy and authenticity of this document Chandigarh

   


!"#   ,
<*&@
'
%7&
$><&;
%7&
$@$(
'
%7&
*>2,$1
2,(&
)7$11&,/& *,
%7&
4&+&,%
4&%*%*,
*+
0(*'*&(
%
%7&
&D%&,%
%7$%
%7&
&+4,(&,%+A )1$*0$,%+
@21(
,%
>&
&,%*%1&(
,1?
$
1204
+20
$02,%
'

;

A
2,(& %7&
7&$(+
B1<&
$,(
$''&)%*,C;
B(&4*<$%*,
'
4%&)%*,C;
B+)*$1
+&)2*%?C $,(
B/2*(&1*,&+
%
)7*1(&,C
$+
$1+
'
'2,&$1
&D4&,+&+

%7&
4*,%
@$+
$/2&( 7&
$44&$1
*+
$11@&(
*,
%7&
$><&
%&0+ %
*+
)1$*'*&(
%7$%
%7&
4&+&,%
(&
@21(
,%
4&:2(*)&
%7& */7%+
'
%7&
&+4,(&,%+A)1$*0$,%+
%
>&
(&%&0*,&(
*,
%7&*
$44&$1;
*'
$,?; +&&9*,/
&,7$,)&0&,%
'
)04&,+$%*,
,
/2,(+
@7*)7
$&
,%
)<&&(
*, %7&
4&+&,%
$44&$1





.





































































E
 6
3
F +7$0+7&




























  G7&%7&
+4&$9*,/A&$+,&( -







&+



A



 G7&%7&
&4%$>1& -

















&+



A



 SHAMSHER SINGH 2018.09.10 12:25 I attest to the accuracy and authenticity of this document Chandigarh