United India Insurance Co Ltd v. Sukhwinder Kaur & ORS
!"#$#$#%&
! !
! '(!
$) $ *$++,,! -( ' .'/01!
(2'(!
0( $ *$$ +!
!
.3$.'/01!
(2'(4.'/01!
(!
0( $ *$++,,! -( ' -562'3(!
0( $ *$$ +!
! ("
!78,9($' $.$:,$ ( !" 9($( + 6,; < (0++,,!! $=%& #%>!
( +!
!$! $>#& #%>$ 9($!
(5.0(3; < (0++,,! ! $>#& #%>!
( +!
! $%!$=%& #%>$ 9($-+',; < (( +!
! $?!
=! $=%& #%>!
( +!
! $%!
!$>#& #%>$ @@@ % $=%& #%> 0 8! 86 0 ! '(!
3+!6 /!A( ! %%;;###BC1( 0( +!
! B ,3! ;10,$>#& #%>0 8! 86
0++,,! B ,3! /!A!0!
3! 0 3+! !1( 03$ 0 ,(! 9(
! ,3 (8'!,; .. A(; 90,D0(! (( (( E0 (8'!,7F/!
'!0A 0 , ?6( ;
'+! A( ','( ; 0 !
3 G;###BC+(3!0;/!
'!=#H 0 8, 0 !
( 0 +'(+ 1(/!A ' ''( +( + +68,; 3 ! %B( 0 !
1( 0 +( !,I+! ;++, 3',+,( %?; '(0(861( !A%;##;###BC !
'! , ! ('3 !
=;###BC !
'! '!(, I+! ; 1( , 3+! ! %%;;###BC 0 1 1 !
1 0, (! 0 $ )(! '! , (0++,,!B! '(!
3+!6 !!
0 !
;0 1 , C3+,6 !
1 81!0A ?# =#6( ;0( (;=H 0 8, 0 !
3 0 ,8, 8/!!
'!1( ''(+( + A! =#H/!!
'! 86 0 ,(! (8'!,$ . !
,6; ?#;###BC +68, 0 1 !
'! , ! ('3 A! %;##;###BC1( 860,(! (8'!,$ ;=;###BC1( !
'! '!(,I+! ,8,8 , 1!%=;###BC$ ? ( !(;,(! '! , (0++,,! B ,3! ! $>#& #%> !!
0!
3 0 0 8!/!!0 ,1( !
+(0!
! ' 860 <(!3! (6!
(0(,<!+( '!
(09!3'3:A ;3!0,61A #>#BC +( 3!0 1( +68, ! '! /,, ,8'(( !AA ( 0 +'(+ A( ','(1(/$0 +6 0!
! (0(,<! +( ( !A!
3 !'! /,, A( ','(,,8'(( #>#BC+(
3!0 ',6 A! 86 0 ,(! '! , ( 0 ++,,! B ,3! /! ! ( ( 9(/ E7 !
+6 0( 0!
<( ,(!
'! , (0! '(!
3+!610!+(' ,0( ! +' 1A +68,!'! /,, ,8'(( #>#BC+(3!0$
( !A,6; 0 !
( #>#BC+( 3!0 A! G###BC /! !
'! 86 0 ,(! (8'!, ( !A 0
3+! !+68,$ = +(01( 0,(! (8'!,;0 1 ? 6( A !
1 , C3+,6 0 3 0 0$ +( +(A(+0 $G% D<F ! !78, 0 .'+(3 '( ! !"
#$%&'()& $*+!, ($ -* -$ ! ./%/%+ =H 0 8, 0 !
3 0 3!' 0I 3+!! 8/!!
'!!<1 0 8!A , C3+,6 !
81! 0 A A('+ ?# =# 6( $ ! 0
( '3 !
; A! =#H1( 860,(! (8'!,;=H 0 8, 0 !
33!' I 3+!! 0,,8/!!
'!1(
''(+( + 10, 3+'!A0 3+! !$ G )/1 ; +( +(A(+0 $G% D<F !
!78,0.'+(3 '(!(!6.07 D.'+(F; %;##;###BC1( !
'! , ! ('3 , 1! ?#;###BC !
=;###BC 1( !
'! '!(, I+! ,
, 1!%=;###BC10,%=;###BC 1( !
'! , $ > ! 0 ,A0 0 + ! ! 8<; 0 ++,,! B ,3! ! $>#& #%> ( 0, !, 0
,,1!A 3+! !"C
? 0$*! &"
!!$!!$* &"
!!$!!$* 1( 1( -$2 1"
-$%"
%$ !
3 G###BC #>#BC $ ''(( + =#H G###BCJ =H #>#BC ###BC #%>$=BC D('!
#%BCF G###BCK###BJ #>#BCK#%BCJ $ , !
3 &###BC %#;#BC ?$ 9',+,(++, %? %? %B( &###BCJ %B( %#;#BCJ =$ ! D1( +( !, I+! ###BC G$GBCD('!
GBCF
F G$ +!
!
6D!!',F D&###BCC###BCF D%#;#BCCGBCF J G###BC D+( J G>=BC D+( 3!0F!
G###BC 3!0F!
D G>=BC I %F J I % J >;###BC #;>##BCD!!',,6F D!!',,6F >;###BCI%?J #;>##BCI%?J >$
3+! ! %%;&;##BC 1( 86 ++,6!A %#;#;###BC 3',+,( $ ) ! ('3 %;##;###BC ?#;###BC &$ '!(, I+! =;###BC %=;###BC %#$ ) ) %=;###BC %%$ !( GH+(!!'3 &H+(!!'3 , %%;;###BC %%;&&;##BC
= &
( !A,6; A! %%;;###BC1( 860,(! (8'!,;0++,,! B ,3! !$>#& #%> (0, !, %%;&&;##BC,!A10!( 4&H +(!!'310
(30 ,3+!,, +63!; , +63!; !6;3 (,($ %# !0,A0 0+ ! ! 8<;,0'A00 ''( +( + ( 8 , ', 4 =H 0 8, 0 !
;6!0!( ',;0 3+! !+68, !
!0!
$ %%
( !A,6; $=%& #%> 86 0 ! '(!
3+!6 + 10, $>#& #%> ,,1 86 3
6!A 1( #%$#=$#%> + 86 0 ,(! (8'!, 0 I! ! 8<$ D$.$:,F '
A #$#$#%& 3 %$ :00( +/!AB( ! " B$ $ :00((+(8, " B$