Iffco Tokio General Insurance Co.Ltd v. Jaskirat And Others.
-1-
IN THE HIGH COURT OF PUNJAB & HARYANA
AT CHANDIGARH Reserved On : 30.09.2025 Decided On: 31.10.2025 IFFCO TOKIO General Insurance Compancy Limited ......Appellant Vs.
Jaskirat and others ......Respondents CORAM: HON'BLE MRS. JUSTICE SUDEEPTI SHARMA
Present:
Mr. Ajay Singla, Advocate for the applicant/appellant.
Mr. Maneet Kaushik, Advocate for respondent Nos.1 to 3.
**** SUDEEPTI SHARMA J. (ORAL) CM-16164-CII-2017
!
"
#
!
$%
#
& &
' ( )) '
*
+
, -
-. #
$%
-2-
# #
/
0) 1$
!#
23
4
#
4
5
56
1%
#
!
& 0 7
#
7
#
&3
0&3
#
#
#
& &
8
!
#
1
*
6
#
7#6
6 *
#
#
!
6%
-3-
9!
!"#$%&"" ) % 6
# #
6
# :$
!"#$"%# & ' ''( )
' * '( +
, '-*. +
' +
(% * &#' * ' ' ( ' * . %/ ###"( * ' ' %# %( & +
0 ' . !1 /##"( 2 3 4*(2 . $1 /##"( .
$##"( &# 5 %# &
/ ' 6 .
$##"( /#
-4- . %% #/#"( 6 ' 2 '
"
* . / / %"( . %% #/#"( 789(.
1 /&:"( &#' &#' 2 ' '
() ' *
(+ ,-..&/# "-"
$ '.
1 /&:"( ' % ' $ . && $& $/%"(
; << ' ' '
% .
6 01() ' 01
2() ,-."%/& 34 +
% . 6 3 & . -
-5- %/ ###"( *=
$ 3 3 > %? @ ( A* ' . 1# ###"( ' ' B- + B ' '
' '
2 C . ' 01 2() ' 01 2() 5-."%,4/ ,
/%..# . %/ ###"( ) C B- + B '
:
5 6 ' 72
,-."4/- $%3 ( !
* ) D(
8
+ %
/ 0 &&$&&1$ &3,%. 6 / 0 &&; &< &&$&&
-6-
10 ,.
= / $&& 0 '
,% ; " .$>
/ &&?/ </ )$ && '
( @ > ,'
= '
./ )= = /
$&&
!## / &&&&&$&& 6
! / &&&&&$&& ) 6
! / &&&$&& 6
0 !
/ &&&$&& "
= / &&&$&&
!""
&
# 6
$7 6 !#
& !
7#6
!
A
,B=CD.
! # & %
# 7 @ *
'' 2-.-3 %### 7 @ =*
!
! 6
=
:$
'3'
. / :
!"( 7. - +
-7- >9 .
# ###"( 7. 9 ' . / &$"( 7.- E '(9 6 6 ' 3 . % /##"(7. -9 ' . $ 1&$"(7. '(9 . $ ###"(7. 9 3
/' (5. '
&# ' /' (( (( ' '
%/&#'
!$# 7 58 2 5 2 8
9:7 0
6 /' A ' 7 9 .
# ###"( 7. -'
9 #F'' 5
* 3 G > . 7%# :9 :33 &#
-8-
H.
: ###"( /I . % # ###"(7. G 6 -'
9 '
J % 6# 6 9!
!
! "#$%
4
*
# 6
!
% #
$!
E
#
= %
$
!
9
5
6 !
=
!
#
! !
9 #
0 6 ! =
$ %
*
!
# &3 #
0&3 6 !
# $
#0& !
*
!
5 ! 6#
#
# 7 @ * 'K 7 9
& "'# 7#6
1
6
#
-9-
6
6
*
# 7 @ *
!"#$%&""# =*
!
#
6
6 6
:$
:
/#F ' 6 ' 3 /#F * 3 ' '
/#F .' '
# J *$
F *
#
!("
! "(
+
' ) 6# *
6 6
:$
& ' ₹ 6 /% &/#"( 2
#
%#
₹ / ## ###"(
-10- ' ) ' ' C'3 ' ' ' 3 2' '< 3 L =ME 4 > * * 3 '
GME H%#%#7 93G?:/ I J ) 4 6
! 9!
7 @ *
*$
F *
1
6
C !
, .
(SUDEEPTI SHARMA) JUDGE 31.10.2025 Sahil Whether speaking/non-speaking : Speaking Whether reportable : Yes/No