National Insurance Co Ltd v. Suman And ORS.
!
" #
! "#
$ $$
$
%$
& "
'
% &
(!) &
&
*' ! +++ , #-# ., ,/0 1"
" "
" "2
3
45"% !
1 4 #2 6
"7"1 4 78 9
" ! " :3
.& ! ; 0";;&" <
&& 2 ,#'3'=3=36" "7"
&" 782" (! "
1" 2 "&4 "
& "
&" >#
" 2 $ 0";; ?
! "& 4 45" &
(! " 1 4
" ! " # @' ! "
*A2
@*"2
"
B
"! * 5 8 1"
5 2
# **@'6*BB8# C"2
7
7
7 B
7 2 2 !
# **@' 2 " 2 2 " " 2
"
D
"
"" "
" " &"
&" 2 & 4"1 4 " "" 2 45"
D ! ""!5 " 2 " 4<45"
&" 4"!" & ""!52 ! !
5
" &" !42 ! ">#2" "2
45$"(!"""
""
&"
&" 2 E " !
"
" "
"
4 "&4 & 4"1 4 1"1 " ! "2
" "
& "
&"
F
!"# "$ $ % '() ?
"4
"& 45" "1 4
"4&
&" ! '
2
" "" " "
& "
&" 1 &"" " "
& "
&" 45
3D
;6 *
+" ! " B!
?!$< "
5'2
" $G 1" 4!
:$45"$ ">#
" 5
:3
45 0 % !
"
32 $G?!$< "
& "" 2" !
!"
9" "
!5 " ! !"
&" 2 4 # ,#'3'=3=3 & 45
; "
!
" "
!!4"
" "!5"
" " &"
&"
2"
" 25!"
1"!2 & 45" $ 0";;
2
"" " "
& "
&" 45
; D
3
5 "
:$4"E % "$
" !!! "
*'
$ >""1
!
" !! "
" ! 4 "># "
"""
"&" ! < 2 9" ! 5?!
$< "6$G852
" 45
45" 1 4 & !
44" &&! "
&" >""$ "'
"
3
&"
&" " 2 ! 45"1
" !
" 45 "
& "
" ! & "" &"
&" " &!& 5
4"" " "" 4 5 !
" 1"" %" "!5"& !
2 ! !
52 !"
"
& " &"
&" 1" !
" 4 2 B 45 " 5'2
& 45"$
" !' 4 & 45"1 2" "! "
" &"
1" " 4
2 ""
"1 4 "
1"! "
"
'
"
3" 4 E
" !
4 " 4
5" 45" ""1 4 ; " 5 "4
& 4
"4
! & 4" !
%&'(')*+,,'--../%++%&0%12$31' ,.43$*55'*&0 -3.14 6
7 & 9 ""
" E
F, &
-
-
. / 0
*
1 &
"0 .2 / -1 & &
1 3
, %&
HI
2 " ! 2 4 &
'
##*
& &
% , % - & % -
% -
% % %
41-- %
& ,
0 0
./ 0 *
-
""
""
*
0 #5 /-
& 6
/ -1 &&
0 #741-- &&
,
&
&% , 0
./ 0 *
-%
, % *, 0 0 - -
%& & 3 7# 5 / #89 (:* & , -1
1;
1
- && 1 1 6
< 1 1=""
>*< 0 0 &
-
-
./
0 *
-
1 &
"0.2 /-
1 1% & & & . / 0
*
, 1- % & & 3 & 7# 5 /> 2 " ""; ! " !
!
"
" &"!&" " & 4
"% !
1 4 2 " !
"%" 1"
"
"2 " &2"5 & " " ! " ! 4"% !
1 4 "; ! & 5"B
*"-& 1"4&& 22 81'43*&$9 *&5'1*,2 *1*:*-';'0:*&0 -3.14 7 # 62 " " !
7 ; ! E &2 "& & 4"1 4
"1 4 2
"
"4
"&
4
45""
5" !
"E " ?#4 1
1 %
*
*
6& -- 0 @ , ;
1 *
* &
;
*
*
1
% -
% & % ;
% 0 41
0 4
% & & -
0 1 % 0
1 *
) 3..&.1*+ *&*5.1/'3*1 *01*&4)1-1)1*-'& 2$,- ,* *&'.3%1**&0-3.1466;# 7<< & 9 "
", "" "; ! E !
!
4 & ! 5" "2 " !
2
!
" "
!
9"
" !
4
"
& ? / , ;
&
%& &
1
1 &
4 11
& & 1
0
00
) ., *,*&0&-3.1281'43*&3*&0*&0&-3.1 = 6 '2'+7/ 2 " 45", !"$ ", "
" "2" & 45" !
"" "" &" & "&" "5
54"
E 2 4
!
" !
?*;
"1
% 0 0
% % A , 1
&
' $ 4 1
%0 0 -
% %-
- ;
-
& ) .+3'1*&4)1-*&0&-3.12*2>?-$'&53*&0 -3.14= 1=/"" , "
"2 " 4;
" ""E " &"
&" 45" !
4< "& 5 &
"
" 45"1 4
!
?/ -! 8 3 "7 % B %1
1
/&& &
&& 1 41 /&&
;
&
#7"/40 1
& /&& * 0
*
-1- &
/&& 1
1 -
4
&
&
.2 /-$C/+ 4 1 ;
-0 *
3& 6 & ;
%
1
&
& && &
% !
& &
!!"#$ ""#%& '
()) -
&0
=" >*& ;
--
1
-1
, % * ;
&
#7"/40
1 %> $/
< 0 ( # * + ,#-#.# #.
. (/ 0#- !"# & ) '2&
*3$ *
.
=" > % ;
&& %
6 %
%*
& & * ./0* 1
&
> 4 $"%# 4*$ ,$"#3/#% 5#
6#.7
)7# $.
& ' ()) -
&0 & %
&& &
/ 0 3&
&& &
%) ..-*.2'*&0-3.142 *>.43*&0 -3.14
'2'+6"
2 B!
"
B 2" "E 2 "
"2
" 2 "
""1 4 4 45"""5'2
2"" 4"1 4 " " "
'
!
1"1 4 E ; " " 4
& 4
"4
!
& 4" !
?
/ &
&
% 1 1
/ - - & %"1
-/" &
& 1 94! & /
*
-1/ 1
& %"1
-/" 1 %"
1
1- *
%/"- - %
%/" - %
-/ 1 & %"
1
& 4
%-/"
*
-
&& &
&
%- *
6 %/#-. * *
1 % % 1 %
94! &D
% -1 % 3&& && - 1 -1 94!* % - *
%
94!- 1
1 1
% &% & % 94! / &
&
1 % && *
& 4
%E
/ . - *
% 1
11& %"1
&
4 % %/ 4 - - 1
00
0 0 -
0 0
*
**
&& ,
&
0 0 4 1 - 1 %;
6 *
* *
1 & &&% , ) 1" "
2 " "
"
1 4 "" 2 "
& "
&" "! 2
!
$$
G"" < @#
)
G""# 4 ) @