High Court of Punjab and HaryanaFAO/2982/2018allowed

Shri Ram General Insurance Company Ltd v. Omwati And ORS

2018-11-22Mr. Justice Harminder Singh Madaan3 pages

! "#

$$$$$ %# &'()%*+*,)%)-&,,(

!"#$%&% '()*+,"

(/"

%")*+,"

,

$# , $$$$$ %)-&,,(./0 0(% * /%.. *%

* ,

$# ,%

("+ '

* 2 "1 "/"**"

-"

,,%*

."%1 ".) ("

*%'"( % ( 4( ".4 /( $3 ,1-

("

$

* ",,2 * "( !"5

(% "1+ (%,2."",,%*

(" 5-.", 6

6 2

( ) $3

% ' * %, 1% *"

) /2.* 2'

(" ( ". ("

*

* "

--2 %3 (

3

8 "*

"$.

!"1

(/" 9"

) "

%,%". /%

211

* (2'( -,

2 /( ("* "%.

* ,"2

*

-%

+%, (

2$1%

1"* $3 ,2

. % (" (

3 * "

"--.%,"% 211 ' 8 "*

"$.

!"1

(/" 9"

* :%#"3

;21"<:%#3";21"$2( 2 .3"../ 211 ' /%

"& "1 .3 &(!"1

(/"9"

$2*%* -"

"

* /%( '"*:%#"3;21"<:%#3";21"1

*"&)% -"" ( "--.%,"% % 2( 2$1% * (" ( "/"* -"

* $3 ( 0%$2 ".1"3$

"

%* "

*( 1"

$ 1% *( "./%( --2 %3 (

8 "*

"$.

!"1

(/" 9"

"

*:%#"3;21"<:%#3";21")"..

'

**%+

*% '+ (%,.

1,3,.

$ "% '8= 0 > 8 /2.* ("( %

,1-"

3/2.*-,2 -

:%#"3;21"<:%#3";21""% /

%$%.%3 ( *"

$ %7 ". +%*

( %

2 2

. -

' ( ,."%1"

("

*% -2 * (

",2".,

"%

*$3,2

$2/2.* 2$1%(" :%#"3 ;21" < :%#3" ;21" $ '

*

,"

$

211

*

%

,1-"

3$ ',

*

(

3 % "--.%,"% '"

,1-

) -"%,2.".3% ( ,%,21

("( % ,

'( -,

*% '

"

-

*$3",2

. (""

%1"3)%% 2 *% -2 *- %% ( ,"

(" ( $"

"--.%,"% * $3 (

3) ( ". - 1% *( %

,1-"

3* %*% 1

3 8!"1

(/" 9"

* %

211

(" /%

(2'( -,

2 0( /%

/"

+ *$2*%* ( 2 211

%

2

-% "-.%,

%,%".("+% ' "%.

*,"2

+%, )( 0%$2 ".*%* $( -,2 (% -

(2'(, ,%+ -,

( , "3)( 2 (2%'( ( %

,1-"

3

> ("/%

,

-.

" ( ,."%1"

/%( '"*",,%*

$ '(

2. "

("

'.%'

*%+% ' (

*% '+ (%,.

(% +% / 1"

) * 1 % % ,

(" ( "/"* -"

".% .%"$.

$

"

%* /%("

--2 %3(

,1-"

3

8!"1

(/"9"

"

"/%

/(

-

/2.*$

,2 ".% ",,*"

/%(."/0( 1"

/%( '"* :%#"3;21"<:%#3";21"% .

-

$ * ,%* ".% +% / ,

$ "%

*$3 ,2

-"%

8/ + )% ,"

:%#"3;21"<:%#3";21"% "../ * $

*) ( %

3 /2.*

2 -

( /%

"% /

%$%.%3 +% / /("("

$

*% ,2

*( $

)( ".% "../ */"**"

-"

".%

"

%* "

( 1"

% 1% *( ". * ,% "

( ( $"

1"

%".

". "*3 ,*"

+%*

$ "**2, %

,1-"

30( ". ("..-2$

, ,.2* ( -,

*% '

/%(% " - %* 1 ( 1 ( -"%

-2% ' %

1 /(%.

) %

3 (".. % %%"

3 -,

*% '

,+ 3 ,1-

". "*3-"%*( ,."%1"

&% ". * $3 (

3 ("

$

"../ * "

* ( 1"

("

$

1% * ( ". * ,%

(),

$# ,%

,."%1"

("+

* *%

2,2 "

*%

* ",,*% '.3

?9@2."%A B( ( - "5% 'C

B( ( -"$.