← Library
High Court of Punjab and HaryanaCWP/21668/2025dismissed

Bharti Axa Life Insurance Company Limited And Another v. Kalawati And Another

2026-05-19Mr. Justice Jagmohan Bansal5 pages



        



 !"!

#$%&

&  '( !)*!

#"+(#  &* ,&#,#

'

(-

!

!

(" .

("+" /01 !#,#

'

(  - "2 #, " 3$  4*3&5 3  5*  



  

  

  

  !

  

   "

#    $ %%% 3  5*6 &'

( $

)  *   * ++,-++.    /*  0          1+ +1+3# 4  5 

6**   &  7*8(

#  8

   *  ++/  5

* $9:.& 7% 7 8( +

  * 

*4   $4 5 0*     31$ .++2331   - "

 ; 5 0*  /

 5  <$ 1< +1$:

 * * # ₹.$$<++-  #    4  ₹$2++,22-  =

  *  ₹,<$.+-   >   +3 +1$: *  *    0 

   

    

 #  +3         *     *  *    

     <$ 1< +1$9    * 

 * #  *  ?* * 



 = #              @4* 8

 +1$.

 #  *

   

 >   A   $++/$9:. 

#   4

#45 1+ +1+3 <

5  *     *4 

 * # * #       )    * 4  

>   *      



5 *   $ *  

$2  *# 5

  

 *

     

   * #  *  

   

     4   *   B 0

4 4  *   

 

 * 

 B/A*4

 4  

  

 

=  *  *  ,

5 *  *4 *      * 

   #  *

       # *    * 4*

     

 

      * * 

#   *  

4 *  

 #  <         *   5

 

8     * 

 *

     

 

*# *  ) 4 5   

8  

     

        

   

   

      

 

    

     

           



        ! "#$% & #'( )#*+#,' + 

                                      -  #

        

    

     .

 

                        !      

      

    

       

         )    

        

                 

!

  /         

$)

!

  

     0*# 1!       

 

    

)

) 

              

        "   #

  

      2       

   " $

   

        

 3 '       4  ,!   

         

   0*#

1 

       4 5      

      

 )

 )        

       

   3        

         637678 9    

:!   1 0*# 1

9               1                

         

 1  0*# 1 637678    

    ;





  

  



               

 

 

      

                # 

  !   

                 

    

      



 

 +   !      

  ! 

    1          





  

   #    2 < 2$  

/   2    )

 )  (  #

  ,  

:               

   4   

          !



= .

 ++C$9:. 

 

4  5

4

4



 )  4

  ?*   

 *

  >*  ++C    



       9:  0 > 1+ 

 +          



   

   

 

 96:  0 > 1+ 

 +



    9?:0 > 1+ 



 + 

    /    

 

   0 > 1+  9:      0  > 1 + 

  + 

 



 ;

  

!        93:0 > 1+ 

      /  

   

      = :

 0 *

  



 

4  5 4> #* #  ++C  $9:.    4     4 >   # *   *

* 

5

  4  *    * * 

    5 5

 *  

# 4 *    

*    5

 

*  

*  *     0 *  *     *  4*4

0 #  4*  /*       *

  

      *        4  

  :3  5*;   %&

&  4 %    -  E-    E-