Bajaj Allianz General Insurance Company Ltd v. Permanent Lok Adalat (Pus), Patiala And Another









 

 








 


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Personal Accident(PA) Cover under Motor Policy (not applicable to vehicles covered under Section E,F and G of Tariff for Commercial Vehicles) A. Compulsory Personal Accident Cover for Owner-Driver

Compulsory Personal Accident Cover shall be applicable under both Liability Only and Package policies. The owner of insured vehicle holding an 'effective' driving license is termed as Owner-Driver for the purposes of this section.

Cover is provided to the Owner-Driver whilst driving the vehicle including mounting into/dismounting from or travelling in the insured vehicle as a co-driver.

NB. This provision deals with Personal Accident cover and only the registered owner in person is entitled to the compulsory cover where he/she holds an effective driving license. Hence compulsory PA cover cannot be granted where a vehicle is owned by a company, a partnership firm or a similar body corporate or where the owner-driver does not hold an effective driving license. In all such cases, where compulsory PA cover cannot be     

      

         

  

  

   

         



     

 

 

  

 

    

 

    

  

   



 

  






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