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High Court of TripuraWP(C)/51/2012dismissed

Chittesh Dasgupta v. United Bank Of India And 3 ORS

2015-11-23Hon'Ble Mr. Justice S. Talapatra18 pages

INTHEHIGHCOURTOFTRIPURA AGARTALA W.P(C)No.51of2012 ShriChitteshDasgupta,  

     

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#C 1. (a) Tripura R.O. vide memo Nos.TRO/ADM/6919/2008 dated 14.02.08 and TRO/ADM/6921/2008 dated 14.02.08 had sanctioned Rs.900/@ and Rs.2193/@ against TA/TE Bill submitted by you. Out of the said sanctioned amount (Rs.3093/@ in aggregate), you were eligible to get credit of Rs.1293/@ only after adjustment of Temporary Advance of Rs.1800/@. However, on 27.02.08, insteadofcreditingthesaidRs.1293/@, you had posted and authorized credit entry of Rs.1,01,293/@ in your OD accountNo.340016withuser@Id'MGR'. Subsequently,withtheaforesaidexcess credit of Rs.1.00 lacs in his OD A/c No.340016 you had withdrawn Rs.1.05 lacs on 01.03.08 vide cheque No.201210.Hissuchacttantamountto misappropriationofBank'sfund.

 (b)Tocoveruptheaforesaidfraudulent transaction, you deliberately suppressed the discrepancy of Rs.1.00 lac between the Over Draft ledger balanceandOverdraftSub@headinG.L. while undertaking day@end process on 27.02.08. 2.   (a) On 06.02.08, you had withdrawn Rs.5000/@ in cash vide cheque No.201207 from your OD account No.340016 without debiting your said ODaccount. (b)Further,on06.02.08,acreditentry ofRs.55,000/@wasposted&authorized by you in your OD account No.340016 by using user@id 'MGR' without raising any corresponding voucher. The above fictitious credit entry of Rs.55000/@ wasdonewithanintentiontocleartwo cheques vide Nos. 201204 and 201205 on 19.02.2008 for Rs.39094/@ and Rs.



[5] favour of LICI since the outstanding balance in his OD account was not sufficient to honour the aforesaid cheques. (c) Day end process on 06.02.08 was also done by you suppressing the aforesaid discrepancy of Rs.60,000/@ between the OD ledger balance and OverdraftSub@headinG.L. (d) Being Manager (Op) of the Branch, youhadfailedtoensuredailychecking of vouchers, Access Log, Manual Journal, Exceptional Transaction log in theBranch. 3.BeingManager(Op)ofthebranch,youfailed to maintain Pass Word Register. You were using generic user@Id 'MGR' in the branch, which had been strictly prohibited in terms of Bank's circular No.VIG/PC/8/OM@0211/06@07 dated13.07.2006. 4.

 You had submitted false Balance Reconciliation certificate for the month of January, 08 and February, 08 to the Regional OfficedespitethefactthatODaccountwasun@ reconciledduringthesaidperiod. Thusyouhadmisappropriatedthebank'sfund foryourpersonalgains&purposeandexposed theBanktoreputationalrisk. [6] %##!!$$! !# 0 !!

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$C (I) E.O. in Para@4 of Page@4 of his report has contended that the balance in OD A/c. was inflatedbyyoutotheextentofRs.1.00lacon 27.02.2008. This particular assertion of E.O. does not have any backing of documents and deposition which havecome on record.This is afactthatyouhadwithdrawnRs.1.05lacform the O/D A/c. but the charge of inflating the balancehasnotbeenproved.InPara@6ofPage @4ofE.O'sReport,E.O.hasrelieduponcertain assumptions which do not have any material value in departmental proceedings. For instance, E.O. is telling that 'he (CSO) should verify his credit entries and should report the fictitiousentries,ifany,tohishigherofficials'.

 Thisisanewingredientofallegationwhichhas been initiated by E.O. in his report. This observation of E.O. is outside the orbit of charge@sheet. (II) Same is the position in respect of withdrawal of amount of Rs.5,000/@ and passing of cheques issued in favour of LICI. You have never denied that the cheques were issuedbyyouandthatmoneywaspaidtothe directed payees. You have however disputed that the balances in your O/D A/c. were inflated by you because all such entires have been authorized under the generic@ID of MGR. The technical implication is that the said ID may be used by any one else including or excluding you.

 In other words there is an atmosphere of cloud and uncertainty and the benefitofitshouldgotoyou.Thecontentionof E.O. that you should be aware of all fictitious entries is very unreliable from the practical pointofview.



[7] (III) You have expressed your gratefulnesstoE.O.whentheEOsaysthatthe chargepertainingtouseofgenericIDhasnot been proved. You have extended the scope of such finding to other charges also. Teliamura was a large branch having brisk banking transactions. Rightly or wrongly, the entire operation was being authorized by extensive useofthegeneric'ID@MGR'.E.O.inlastpageof his report has admitted that you cannot be maderesponsibleforitsinceSeniorManagerof the branch was not also aware that use of generic@ID for such a long period was prohibited by the Bank. In such a situation a question normally comes as to who is exactly responsible for what.

 In this context, it can neverbeconcludedthatyouareresponsiblefor allegedinflationofbalances. (IV) It has already come on record that the Balance@Reconciliation Certificate was jointly signed by you and the Senior Manager but it hasneverbeenprovedthatthecertificatewas prepared in your handwriting. The reporting fact was prepared in the handwriting of the Senior Manager MW in course of Cross@ Examination tactfully avoided the issue by sayingthatthehandwritingwasnotknownto him.Eveninthiscontextitcanbearguedthat the charge against you is not proved beyond doubt. (V)E.O.hastriedtoputonrecordthatdeposit of money by you is an acceptance of the responsibility of misappropriation.

 You have thoroughly contradicted this particular contentiononthefollowinggrounds: (a) In several cases you have not passedtheinstruments. (b) In all cases the entries have been authorized by generic ID@MGR which is freeforall. (c) You received the money but the allegationofinflationofbalancebyyou hasnotbeenproved. (d) When in the process of reconciliation the irregularities surfaced, you immediately deposited the money. It is replenishment of fund andnotmisappropriation.



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$;### 0)  $ 0 $! $C D1(a) It is observed from ME 23 (MEMO No.TRO/ADM/6919/2008 dated 14.02.2008 and TRO/ADM/6921/2008 dated 14.02.2008) that vide the said sanction, the Dy. Regional Manager, Tripura Regional Office had sanctionedamountsofRs.900/@andRs.2193/@ respectively against the TA Bills submitted by you.ItisobservedfromME27(creditvoucher dated 27.02.2008) that the said voucher was prepared for Rs.1293/ for credit to your O.D. account No.340016 after adjusting the temporary advance of Rs.1800/@ out of the total payable amount of Rs.3093/. It is observedfromME17(statementofaccountof your O.D. account No.340016) that on 27.02.

2008(yearwronglymentioned5708)an amount of Rs.101293/@ has been credited to your said O.D. account. It is observed from page 104 of ME 13 (transaction log for 27.02.2008)thattheG.L.headofO.D.account was credited by Rs.1293. It is found from ME 14(certificatedated29.11.2008oftheBranch Manager)thatyouhadcheckedandsignedthe Daily Rough Cash Book, Sub@Cash Book, Clean Cash Book of the Branch. It is found that the said transaction was put through under the operatoraswellassupervisorIDof'MGR'.Itis observedfromtheEnquiryOfficer'sreportthat you in your deposition have confirmed having withdrawnRs.1,05,000/@fromhisO.D.account on01.03.2008.



[9] 2. It is observed from ME 8 (self Cheque No. 201207 dated 06.02.2008) that you had withdrawntheamountofRs.5,000/@fromO.D account No.340016; whereas it is found from ME 17 (statement of account) that there has notbeenanydebitofRs.5,000/@on06.02.2008 fromyourO.D.account. ItisfoundfromME17thatthesameshowsthe credit of Rs.55,000/@ in your O.D. account No.340016 on 06.02.2008 by cash. However, ME 6 (Cash Receipt Register) does not reveal receiptof anycashtothetuneofRs.55,000/@ forcredittoyoursaidO.D.account.Itisfound thatMEs7(ChequeNo.201204forRs.30994/@ dated 21.01.2008 and cheque No.201205 for Rs.31113/@ dated 29.01.2008, both drawn in favourofLICI)werepassedforpaymentfrom your said O.D. account No.

340016 on 19.02.2008.Itisobservedthatbeforecreditof thesaidamountofRs.55,000/@on06.02.2008, the balance in the account stood at Rs.339854.35 as on 02.02.2008 against the permittedlimitofRs.3,50,000/@.Thus,hadthe disputed amount of Rs.55,000/@ not been credited to your O.D. account on 06.02.2008, the payment of the aforementioned two cheques favouring LICI would have exceeded the permitted limit of Rs.3.50 lac. It is found from the enquiry report that the said cheques were passed for payment by you. It is also found from ME 14 that the checking of Sub@ cashBook,RoughCashBook,CleanCashBook andGeneralLedgerwasdonebyyouonly.

Itis observed from ME 16 (position of balances of accountsofTeliamuraBranchforthemonthof February,2008)thatthesaidfictitiousentries did not get reflected in the balance reconciliation statement submitted by you to theRegionalOffice.Iobservethatyouinyour submissionhavetriedtotakeresorttothefact that since the aforesaid fictitious transactions were put through in the system by using Generic User ID 'MGR' you cannot be made responsibleforsuchentries.Inmyopinionthe fictitious entries had benefited you only and youweretheOfficerwhohadcheckedtheSub@ CashBook,RoughCashBook,CleanCashBook and General Ledger of the Branch on 06.02.2008.

 Again going by the concept on preponderanceofprobability,Iholdyouguilty of having put through the said fictitious transactions." [8]  1 ! 4  $ $$ / &/.& //  !

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#!$#  1 !1!#0#8$!C DI observe from the records of enquiry that vide order dated 10.03.2009, the Disciplinary Authority had appointed Sri Rabindra Nath Gangopadhay as the Enquiry Officer to inquire into the allegations levelled against the appellant vide charge sheet dated 09.01.2009. The enquiry was held at Bank's Tripura Regional Office on 20.04.2009 & 21.04.2009. The appellant had participated in the enquiry withhisDefenceRepresentative.Ialsoobserve thatthedocumentsplacedintheenquirywere handed over to the appellant/his Defence Representative and the Defence side was afforded all the opportunities to defend the case including cross@examination of both the Management Witnesses.

 Thus, having been notified by the Disciplinary Authority, the appellant had enough time in his hand to preparehimself/hisDefenceRepresentativefor defending the case. Moreover, it is observed that 27 numbers of documents were produced in the enquiry as Management Exhibits and in myopinion,theperiodofone dayis sufficient to peruse the said 23 documents for preparation of defence. In fact, the Defence side had also produced two documents as Defence Exhibits which goes to indicate that the Defence Side had thoroughly perused the ManagementExhibits.Onreceiptofthewritten briefdated25.04.2009ofthePresidingOfficer, theEnquiryOfficerhadforwardedthesameto the appellant for his written arguments on 25.04.

2009 itself and the Defence Side submitted their written arguments on 21.05.2009.

[12] oral evidences produced in the enquiry and alsothewrittenbriefofthePresentingOfficer as well as the appellant/his Defence Representative. Under the circumstances, I hold that the enquiryhadbeenconductedfullyobservingthe principle of natural justice and at every stage thereof, the appellant/his Defence Representative had been afforded the opportunity for defending the case and I also observe that the Defence Side has availed the saidopportunity. As far as the contention of the appellant in regard to use of generic password is concerned,Iconcurwiththeobservationofthe Disciplinary Authority that the fictitious transactions by inflating the actual amount of Rs.1293/@ to Rs.

101293/@ for credit to the appellant's account and those dated 06.02.2008 which were put through by using generic User ID 'MGR' had benefited the appellant only and the appellant was the Officer who had checked the Sub@Cash Book, RoughCashBook,CleanCashBookandGeneral Ledger of the Branch on 06.02.2008 and that on the basis of the concept on preponderance of probability, the Disciplinary Authority has heldtheappellantguiltyofhavingputthrough the fictitious transactions.

 In my opinion, the appellant's contention that it could not be establishedinthedepartmentalenquirythathe hadoutthroughthetransactionsthroughuser ID 'MGR', is not tenable; since the circumstantial evidences coupled with preponderance of probability, which are basic facets of any Departmental Enquiry are sufficient to adjudge as to whether the allegationsstoodestablished/notestablished. IalsoobservethattheEnquiryOfficerhasheld allegation No.

3 as not established in the enquiryandtheDisciplinaryAuthorityhasalso concurred with the finding of the Enquiry Officer,sinceheisoftheobservationthatitis the duty of the Branch Manager to maintain passwordregisterandensurethattheGeneric User ID 'MGR' is not used by anybody in the Branch. The above leads me to arrive at the observation that both the Enquiry Officer and the Disciplinary Authority have applied their mind fully and after complete and thorough analysisoftheevidencesproduced,depositions made in the enquiry by both the Management Witnesses, written brief of the Presenting Officer and that of the appellant, the Enquiry Officer has the allegations Nos.1,2 & 4 as established and allegation No.

[13] established.

IalsoobservethattheDisciplinary Authority after careful observation of the Enquiry Report along with the proceedings of the enquiry, documents produced by both the sidesandalsothesubmissionofthe appellant on the findings of the Enquiry Officer has imposed the penalty of 'Compulsory Retirement' upon the appellant, since I also concurwiththeobservationoftheDisciplinary Authority that instead of protecting Bank's interest, the appellant had rather taken advantageofhishighpositioninthebranchfor unlawful financial gains and by such acts, the appellant has proved himself unworthy of holdingaresponsiblepositionintheBankand alsothattheBank,beinganinstitutiondealing with public money, cannot repose confidence ontheappellant.

 In view of the above observation and considering the nature and gravity of the misconduct proved in the properly constituted departmental inquiry against Sri Chittesh Dasgupta, I do not find any cogent reason for modification of the quantum of punishment imposed upon him by the Disciplinary Authority.Thequantumofpunishmentappears to be appropriate, proper and also in commensurate with the gravity of the misconduct. I, therefore, affirm the punishment of 'Compulsory Retirement' mentioned under Para@2 above, as imposed uponSriChitteshDasguptabytheDisciplinary Authority."  [11] !

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[14] "It should be pertinent to mention here that the local authority, the Enquiry Officer, Presenting Officer even the defence assistant given an understanding to the petitioner that the entire proceeding was an empty formality and the authority would not taken any action against the Delinquent Officer (petitioner)  as they had understood that he had not committed any offence. They advised him not to oppose the proceeding and then and then only the Enquiry Officer would recommend in favour of the petitioner. Accordingly, the petitioner accepted their proposal and steps thoughhecouldnotdigestit.Thepetitionerin supportofhisclaim liketodrawthe attention oftheHighCourtthattheentiredepartmental proceedingwascompletedwithin24hours."    !#   !#  0 # # 1 - 01 !# * #

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[15] #$4 # $ ;#  14 # $ &541##  !!#8#$;!#  1& [13] 5 Syndicate Bank vs. General Secretary, Syndicate Bank Staff Association and another, $  (2000)5SCC65,!  !# $$;;  ## !

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 themanagementwasdenied by the Industrial Tribunal to lead evidence in supportoftheimpugnedorderofdismissal.It was not disputed that the request was made before the closure of the proceedings before theTribunal.ThisCourtheld: 'A domestic inquiry may be vitiated either for non@compliance of rules of natural justice or for perversity. Disciplinaryactiontakenonthebasisof a vitiated inquiry does not stand on a betterfootingthanadisciplinaryaction with no inquiry. The right of the employer to adduce evidence in both thesituationsiswellrecognised.

Sothe employer is entitled to adduce evidences,forthefirsttime,beforethe Tribunal even if the employer had held no inquiry or the inquiry held by the employerisfoundtobeperverse. 14.Twoprinciplesemergefromthedecisions: (1)principlesofnaturaljusticeanddutytoact in a just, fair and reasonable manner have to bereadintheCertifiedStandingOrderswhich have statutory force.

 These can be applied by the Labour Court and the Industrial Tribunal even to relations between the manageme4nt and workman though based on contractual obligations; and (2) where domestic inquiry wasnotheldoritwasvitiatedforsomereason theTribunalorCourtadjudicatinganindustrial dispute can itself go into the question raised beforeitonthebasisoftheevidenceandother materialonrecord."

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